Portugal · Credit institution
Banco Santander Totta, SA
Legal name in the LEI recordBANCO SANTANDER TOTTA, S.A.
Banco Santander Totta, S.A. is a Portuguese public limited company (sociedade anónima) with its registered office at Rua do Ouro 88, Lisbon. It belongs to the Spanish Banco Santander group and trades in Portugal as Santander. It offers retail, corporate, institutional and investment banking services in Portugal. On 28 February 2025 it absorbed its former holding company Santander Totta, SGPS, S.A. and its subsidiary TaxaGest by merger.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- Santander
- Relation
- In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- Bucket
- 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- On the list since
- 2011
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Banco Santander Totta S.A.
- Entity type
- Credit institution
- Supervised group (ECB)
- Banco Santander, S.A. →
- Why significant
- Size (Total assets above EUR 1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Banco Santander Totta, SA
- RIAD code
- PT18
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Comissão do Mercado de Valores Mobiliários (CMVM) | 1991-07-29 | A1 A2 A3 A4 A5 A6 A7 B1 B2 B3 B4 B6 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- TOTAPTPLXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under TOTAPTPL directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 4 branch codes
- BIC first registered
- 1982-11-29
- Last updated
- 2024-09-21
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
Banco Santander, S.A.
Institution type
Universal bank
Trades as Santander
- Standing
- On 28 February 2025 the bank absorbed its former majority shareholder Santander Totta, SGPS, S.A. and its subsidiary TaxaGest, SGPS, S.A. by merger. The bank remains active under its existing name.
- Ownership
- Banco Santander, S.A. is the controlling shareholder after the bank absorbed the former holding company Santander Totta, SGPS, S.A., which held 98.882% before the merger.
- Direct parent
- Banco Santander, S.A., Spain
- Head office
- Rua do Ouro, 88, 1100-063 Lisboa, Portugal
- Company register
- 500 844 321, Conservatória do Registo Comercial de Lisboa (NIPC 500 844 321); Banco de Portugal register no. 18
Business lines
According to its results for the first half of 2026, loans to individuals (mostly mortgages) and loans to corporates and institutions each made up about half of its EUR 56.6 billion gross loan book.
Online
- Websites & references
- santander.pt ↗
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗
Sources · 13 pages consulted
- santander.pt/pdfs/investor-relations/santander-totta-sa/governo-sociedade/orgaos-sociais/Banco_Santand
- santander.pt/aviso-legal-copyright
- santander.pt/institucional/investor-relations/santander-totta-sa/governo-sociedade
- santander.pt/institucional/investor-relations/santander-totta-sa/comunicados-de-resultados
- santander.pt/pdfs/investor-relations/santander-totta-sa/comunicados-resultados/2026/PR_Jun26_VF_EN.pdf
- santander.pt/institucional/investor-relations/santander-totta-sgps/outras-publicacoes-obrigatorias
- santander.pt/pdfs/investor-relations/santander-totta-sgps/outras-publicacoes-obrigatorias/2025/BST-Fus
- santander.pt/pdfs/investor-relations/santander-totta-sa/governo-sociedade/sistema-governo-interno/Rela
- rtp.pt/noticias/economia/santander-totta-escolhe-joaquim-manuel-de-oliveira-filipe-para-a-admini
- jornaleconomico.sapo.pt/noticias/santander-totta-alarga-conselho-de-administracao-e-nomeia-dois-administradores/
- dn.pt/sociedade/rela%C3%A7%C3%A3o-considera-prescrita-contraordena%C3%A7%C3%A3o-aplicada-ao-car
- rtp.pt/noticias/economia/santander-com-pena-que-cartel-da-banca-nao-tenha-ido-ate-ao-fim-pois-pr
- en.wikipedia.org/wiki/Banco_Santander_Portugal
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Isabel Cristina da Silva Guerreiro Presidente da Comissão Executiva (CEO)
- Chair
- José Carlos Brito Sítima Presidente do Conselho de Administração (Chair of the Board of Directors)
- Chief financial officer
- João Manuel Barbosa Veiga Anjos Member of the Executive Committee, Chief Financial Officer
- Executive
- Miguel Belo de Carvalho Vice-Presidente da Comissão Executiva (Vice-Chair of the Executive Committee)
- Executive
- Rodrigo Echenique Gordillo Vice-Presidente do Conselho de Administração (Vice-Chair of the Board)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- Portugal
- Banco de Portugal Central bankPrudential supervisorAML supervisorConductResolution
- Portugal
- Comissão do Mercado de Valores Mobiliários (CMVM) Securities
- European Union
- Single Resolution Board Resolution
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Leadership
Isabel Guerreiro succeeded Pedro Castro e Almeida as chief executive on 1 March 2026 after he became chief risk officer of Grupo Santander.
rtp.pt ↗ -
Leadership
The general meeting appointed João Veiga Anjos to the board as chief financial officer, replacing Manuel Preto, and added Rodrigo Echenique Gordillo.
jornaleconomico.sapo.pt ↗ -
Merger / acquisition
The bank absorbed Santander Totta, SGPS, S.A. and TaxaGest by merger, effective 28 February 2025, following approval by the European Central Bank.
santander.pt ↗ -
Enforcement
The Lisbon Court of Appeal declared time-barred the Competition Authority's EUR 35.65 million fine on the bank in the credit information-exchange case.
dn.pt ↗ -
Enforcement
The Competition, Regulation and Supervision Court upheld the Competition Authority's fine on the bank for exchanging credit information with other banks from 2002 to 2013.
rtp.pt ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- TOTAPTPLXXX
- How the BIC breaks down
- TOTABank
- PTCountry · Portugal
- PLLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300URJH9VSI58CS32
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Portugal · Europe & Central Asia
- FSB G-SIB list
- In a G-SIB group · Santander list of 2025
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Banco Santander S.A. · Spain5493006QMFDDMYWIAM13 ↗
- FSB G-SIB list
- In a G-SIB group · Santander bucket 1 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The Banco Santander S.A. group has 97 institutions in the directory, in 36 countries: 88 hold a BIC and 9 do not.
Including Banco Santander S.A, Banco Santander S.A, Banco Santander S.A, Banco Santander S.A. (France), Banco Santander S.A..
See the Banco Santander S.A. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- RUA DO OURO 88 LISBON 1100-063 PORTUGAL
- Operational address
- RUA DO OURO 88 LISBON 1100-063 LISBON PORTUGAL
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>TOTAPTPLXXX</BICFI>
<LEI>549300URJH9VSI58CS32</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>TOTAPTPLXXX</BICFI>
<LEI>549300URJH9VSI58CS32</LEI>
<Nm>BANCO SANTANDER TOTTA, SA</Nm>
<PstlAdr>
<TwnNm>LISBON</TwnNm>
<Ctry>PT</Ctry>
<AdrLine>RUA DO OURO 88 LISBON 1100-063</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2018-06-05 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2025-10-09 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch network
All 4 branch BICs connect to the head office. No city, function or registration year splits them into groups.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| TOTAPTPLCOV | COVERED BONDS | Lisbon | RUA DO OURO 88 LISBON 1100-063 LISBON PORTUGAL | — | 2024-09-21 |
| TOTAPTPLEMI | EMIGRANTS REMITTANCES | Lisbon | CENTRO TOTTA FLOOR 1 RUA DA MESQUITA 6 LISBON 1070-238 LISBON PORTUGAL | — | 2024-09-21 |
| TOTAPTPLMOB | MADEIRA OFFSHORE BRANCH | Madeira | MADEIRA MADEIRA PORTUGAL | — | 2024-09-21 |
| TOTAPTPLSIC | COMPENSACION SICOI | Lisbon | RUA DO OURO 88 LISBON 1100-063 LISBON PORTUGAL | — | 2024-09-21 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: santander.pt (official website) · original.
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