Taiwan · Financial institution
Cathay United Bank
Legal name in the LEI record國泰世華商業銀行股份有限公司
Cathay United Bank Co., Ltd. is a Taiwanese commercial bank with its head office in Taipei. It is wholly owned by Cathay Financial Holding Co., Ltd. It provides retail, corporate, credit card, wealth management and private banking services in Taiwan and through an overseas network. It took its current name on 27 October 2003, when United World Chinese Commercial Bank absorbed Cathay Commercial Bank. It acquired Seventh Commercial Bank on 1 January 2007.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- UWCBTWTPXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under UWCBTWTP directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 42 branch codes
- BIC first registered
- 1985-09-23
- Last updated
- 2024-09-07
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
100% Cathay Financial Holding Co., Ltd.
Institution type
Commercial bank
Trades as Cathay United Bank (國泰世華銀行)
- Ownership
- Cathay Financial Holding Co., Ltd. holds 100% of the bank.
- Direct parent
- Cathay Financial Holding Co., Ltd., Taiwan 100%
- Head office
- 1F, No. 7, Songren Road, Xinyi District, 11073 Taipei, Taiwan
- Company register
- Unified Business No. 04231910 (統一編號)
- Former name
- United World Chinese Commercial Bank
Business lines
The bank describes itself as the private bank with the most outlets in Taiwan. It reports a market-leading position in securities settlement, credit cards and wealth management.
Online
- Websites & references
- cathaybk.com.tw ↗
cathay-cube.com.tw ↗ retail banking site (canonical domain of the personal banking homepage)
cathaybk.com.tw/overseas ↗ overseas branches and offices
Wikidata Q702656 ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · YouTube ↗ · LINE ↗
Sources · 15 pages consulted
- cathaybk.com.tw/cathaybk/english/about-us/about-us/corporate-governance
- cathaybk.com.tw/cathaybk/personal/about/brand/intro/management
- cathaybk.com.tw/cathaybk/english/about-us/about-us/company-history/?sc_lang=en-us
- cathaybk.com.tw/cathaybk/personal/about/brand/intro
- cathaybk.com.tw/cathaybk/english/about-us/about-us/financial-highlights/balance-sheets
- cathaybk.com.tw/cathaybk/english/about-us/about-us/financial-highlights/quarterly-financial-statements
- cathaybk.com.tw/
- fsc.gov.tw/ch/home.jsp?id=96&parentpath=0%2C2&mcustomize=news_view.jsp&dataserno=202508110004&toolsf
- fsc.gov.tw/ch/home.jsp?id=131&parentpath=0,2&mcustomize=multimessage_view.jsp&dataserno=202403040001
- cathayfut.com.tw/include/FL_IE.html
- news.cnyes.com/news/id/6537988
- cna.com.tw/news/afe/202607170121.aspx
- taipeitimes.com/News/biz/archives/2026/06/27/2003859801
- udn.com/news/story/7239/9434429
- money.udn.com/money/story/5613/9082899
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Chung-Yi Teng President
- Chair
- Tsu-Pei Chen Chairman
- Executive
- Tzung-Han Tsai Vice Chairman
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Taiwan
- Financial Supervisory Commission Prudential supervisorConductAML supervisor
- Taiwan
- Central Bank of the Republic of China (Taiwan) Central bankForeign exchange
Recent events 4 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Leadership
The board elected Chen Tsu-pei, a former chairman of the bank, as chairman on 17 July 2026.
news.cnyes.com ↗ -
Investigation
The FSC extended its inspection of the group's related-party controls to the bank and other Cathay subsidiaries on 2 July 2026.
moredetailnews.com ↗ -
Leadership
Chairman Kuo Ming-jian resigned on 26 June 2026 after a conflict-of-interest breach at sister company Cathay Securities Investment Trust.
taipeitimes.com ↗ -
Incident
The bank's online and mobile banking services failed for about five hours on 10 April 2026. The FSC required a report on the outage.
udn.com ↗ -
Enforcement
The FSC fined the bank TWD 12 million for internal control failures that allowed a customer service employee to misuse customers' credit cards.
fsc.gov.tw ↗ -
Enforcement
The FSC fined the bank TWD 8 million for internal control failures after a Lanya branch teller misappropriated customer funds.
fsc.gov.tw ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- UWCBTWTPXXX
- How the BIC breaks down
- UWCBBank
- TWCountry · Taiwan
- TPLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 5493006DVOBII1E8FK30
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Taiwan · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1975
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
The Cathay United Bank CO., Ltd. group has 8 institutions in the directory, in 7 countries: all hold a BIC.
Including Cathay United Bank (China) Ltd..
See the Cathay United Bank CO., Ltd. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 7 SONGREN RD. FLOOR 1 TAIPEI 11073 TAIWAN
- Operational address
- 7 SONGREN RD. FLOOR 1 TAIPEI 11073 TAIPEI TAIWAN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>UWCBTWTPXXX</BICFI>
<LEI>5493006DVOBII1E8FK30</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>UWCBTWTPXXX</BICFI>
<LEI>5493006DVOBII1E8FK30</LEI>
<Nm>CATHAY UNITED BANK</Nm>
<PstlAdr>
<TwnNm>TAIPEI</TwnNm>
<Ctry>TW</Ctry>
<AdrLine>7 SONGREN RD. FLOOR 1 TAIPEI 11073</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branches and correspondent banking
All 42 branch BICs connect to the head office, spread across 14 cities. Largest: Taipei (20), Kaohsiung (5), Taichung (4). The bank publishes 7 accounts at other banks, across 3 regions.
All 42 branch BICs connect to the head office. Most were registered in 1996–1998 (13 BICs) and 1993–1995 (8). The bank publishes 7 accounts at other banks, across 3 regions.
- Own offices
- Correspondent banks: it holds accounts there
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
7 accounts at other banks, in 5 currencies, for inward remittances, as the bank publishes them: cathayfut.com.tw ↗
| Currency | Correspondent | BIC | Account | Directory check |
|---|---|---|---|---|
| USD | JP MORGAN CHASE BANK, NY United States | CHASUS33 | — | Matches the Swift directory |
| USD | CITIBANK,N.A. N.Y. United States | CITIUS33 | — | Matches the Swift directory |
| USD | WELLS FARGO BANK United States | PNBPUS3NNYC | — | Matches the Swift directory |
| EUR | JP MORGAN CHASE BANK AG,FRANKFURT Germany | CHASDEFX | — | Matches the Swift directory |
| GBP | CITIBANK LONDON United Kingdom | CITIGB2L | — | Matches the Swift directory |
| HKD | THE HONGKONG & SHANGHAI BANKING CORP H.K. Hong Kong SAR China | HSBCHKHH | — | Matches the Swift directory |
| JPY | JP MORGAN CHASE BANK, N.A., TOKYO BRANCH Japan | CHASJPJT | — | Matches the Swift directory |
The list comes from the inward remittance page of Cathay Futures Co., Ltd., a group affiliate. It is headed 'CATHAY UNITED BANK HOLDS NOSTRO ACCOUNTS (FOR INFORMATION ONLY)' and names the bank's head office (UWCBTWTP) as account-with bank. Seven rows were published and all were extracted. The source gives no account numbers and no date. It says the bank's official website prevails. The equivalent page was not found on the bank's own site: its forex page loads without the download content, and a domain search found nothing. The bank's Ho Chi Minh City branch publishes its own branch-level nostro list, which was not extracted. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| UWCBTWTP003 | NANKING E. ROAD BRANCH | Taipei | NANKING EAST ROAD TAIPEI 104 TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP004 | TRUST DEPARTMENT | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP005 | KAOHSIUNG BRANCH | Kaohsiung | KAOHSIUNG KAOHSIUNG TAIWAN | — | 2018-01-11 |
| UWCBTWTP006 | — | Taichung | TAICHUNG TAICHUNG TAIWAN | — | 2018-01-11 |
| UWCBTWTP007 | TAIPEI BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP009 | YUNGHO BRANCH | Yungho | YUNGHO YUNGHO TAIWAN | — | 2018-01-11 |
| UWCBTWTP010 | — | Tainan | TAINAN TAINAN TAIWAN | — | 2018-01-11 |
| UWCBTWTP011 | CHUNGSHIAO BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP012 | TIENMOU BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP013 | WEST TAICHUNG BRANCH | Taichung | TAICHUNG TAICHUNG TAIWAN | — | 2018-01-11 |
| UWCBTWTP014 | EAST KAOHSIUNG BRANCH | Kaohsiung | KAOHSIUNG KAOHSIUNG TAIWAN | — | 2018-01-11 |
| UWCBTWTP015 | HSINYI BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP016 | KUANGFU BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP017 | — | Panchiao | PANCHIAO PANCHIAO TAIWAN | — | 2018-01-11 |
| UWCBTWTP018 | FUHSIN BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP019 | MINCHUANG BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP020 | DAAN BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP021 | SANCHUANG BRANCH | Sanchung | SANCHUNG SANCHUNG TAIWAN | — | 2018-01-11 |
| UWCBTWTP022 | — | Chungli | CHUNGLI CHUNGLI TAIWAN | — | 2018-01-11 |
| UWCBTWTP023 | YUANLIN BRANCH | Yuan-Lin | YUAN-LIN YUAN-LIN TAIWAN | — | 2018-01-11 |
| UWCBTWTP027 | ANHO BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP028 | SUNJIANG BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP029 | LINGYA BRANCH | Kaohsiung | KAOHSIUNG KAOHSIUNG TAIWAN | — | 2018-01-11 |
| UWCBTWTP033 | OFFSHORE BANKING UNIT | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP034 | TAOYUAN BRANCH | Tao-Yuan | TAO-YUAN TAO-YUAN TAIWAN | — | 2018-01-11 |
| UWCBTWTP035 | FONGYUAN BRANCH | Fengyuan | FENGYUAN FENGYUAN TAIWAN | — | 2018-01-11 |
| UWCBTWTP036 | CHIAYI BRANCH | Chiayi | CHIAYI CHIAYI TAIWAN | — | 2018-01-11 |
| UWCBTWTP037 | SUNGSHAN BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP038 | CHIANJIN BRANCH | Kaohsiung | KAOHSIUNG KAOHSIUNG TAIWAN | — | 2018-01-11 |
| UWCBTWTP040 | HSINCHU BRANCH | Hsinchu | HSINCHU HSINCHU TAIWAN | — | 2018-01-11 |
| UWCBTWTP041 | YEONGKONG BRANCH | Tainan | TAINAN TAINAN TAIWAN | — | 2018-01-11 |
| UWCBTWTP044 | HSINSHENG BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP046 | CHINGSHUI BRANCH | Taichung | TAICHUNG TAICHUNG TAIWAN | — | 2018-01-11 |
| UWCBTWTP047 | CHANGHWA BRANCH | Changhua | CHANGHUA CHANGHUA TAIWAN | — | 2018-01-11 |
| UWCBTWTP050 | WUCHUAN BRANCH | Taichung | TAICHUNG TAICHUNG TAIWAN | — | 2018-01-11 |
| UWCBTWTP052 | HSINHSING BRANCH | Kaohsiung | KAOHSIUNG KAOHSIUNG TAIWAN | — | 2018-01-11 |
| UWCBTWTP053 | TUNNAN BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP063 | CHEN KUNG BRANCH | Tainan | TAINAN TAINAN TAIWAN | — | 2018-01-11 |
| UWCBTWTP065 | WORLD TRADE CENTER BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP602 | LABUAN OFFSHORE BRANCH | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTP800 | FINANCE DIVISION TREASURY DEPARTMENT | Taipei | CATHAY FINANCIAL CENTER FLOOR 2 7 SONGREN ROAD TAIPEI 110 TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
| UWCBTWTPLAO | LAO P.D.R. | Taipei | TAIPEI TAIPEI TAIWAN | 5493006DVOBII1E8FK30 | 2018-01-11 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unknown author Unknown author · Public domain · Wikimedia Commons · original.
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