Italy · Credit institution
Compass Banca SPA
Legal name in the LEI recordCOMPASS BANCA S.P.A.
Compass Banca S.p.A. is an Italian joint-stock bank with its registered office in Milan. Mediobanca S.p.A. holds 100% of its shares. Banca Monte dei Paschi di Siena S.p.A. directs and coordinates it as parent of the MPS banking group. Compass has operated in consumer credit since 1960 and became a bank on 1 October 2015. It offers personal and point-of-sale loans, salary-backed loans (cessione del quinto) and credit cards, and it distributes insurance. Its HeyLight brand provides buy now, pay later services.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Compass Banca S.p.A.
- Entity type
- Credit institution
- Supervised group (ECB)
- BANCA MONTE DEI PASCHI DI SIENA S.p.A. →
- Why significant
- Size (Total assets EUR 150-300 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- COMPASS BANCA SPA
- RIAD code
- IT0000101260681
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CMPYITM1XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of CMPYITM1 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SDD Core · SDD B2B
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2013-01-05
- Last updated
- 2016-02-16
Overview
Researched 29 Sep 2026 · Sources
Total assets
Not published
Employees
Not published
Ownership
Group subsidiary
100% Mediobanca - Banca di Credito Finanziario S.p.A.
Institution type
Commercial bank
Trades as Compass
- Standing
- Compass has been part of the Banca Monte dei Paschi di Siena banking group since September 2025, after MPS completed its takeover offer for Mediobanca. A planned merger of Mediobanca, its sole shareholder, into MPS was authorised by the ECB in September 2026 but still required shareholder approval.
- Ownership
- Mediobanca S.p.A. holds 100% of the bank, which is subject to the direction and coordination of Banca Monte dei Paschi di Siena S.p.A.
- Direct parent
- Mediobanca - Banca di Credito Finanziario S.p.A., Italy 100%
- Ultimate owner
- Banca Monte dei Paschi di Siena S.p.A., Italy
- Head office
- Via Caldera, 21, 20153 Milano, Italy
- Company register
- 00864530159, Registro delle Imprese di Milano; Albo delle Banche no. 8045 (ABI code 19275.7)
- Former name
- Compass S.p.A.
Business lines
Compass lends to households through personal loans, point-of-sale finance, salary-backed loans, credit cards and HeyLight buy now, pay later, using over 340 own outlets plus bank and retail partners.
Online
- Websites & references
- compass.it ↗
heylight.com ↗ HeyLight buy now, pay later brand, linked from compass.it
Wikipedia ↗
Wikidata Q21190078 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗
Sources · 9 pages consulted
- compass.it/dati-societari-compass-spa.html
- compass.it/
- compass.it/share/pdfs/presentazione-istituzionale.pdf
- compass.it/struttura-societaria.html
- gruppomps.it/media-e-news/comunicati/cs-22-06-2026.html
- capitalist.it/mps-mediobanca-bce-autorizza-la-fusione-e-le-modifiche-statutarie/
- ilgiornale.it/news/banche/mps-mediobanca-approvato-progetto-fusione-concambio-245-2636773.html
- agcm.it/dotcmsCustom/tc/2030/11/getDominoAttach?urlStr=81.126.91.44:8080/C12560D000291394/0/0993A
- it.wikipedia.org/wiki/Compass_(azienda)
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Gian Luca Sichel Amministratore Delegato (Chief Executive Officer)
- Chair
- Romina Guglielmetti Presidente del Consiglio di Amministrazione (Chair of the Board of Directors)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Italy
- Bank of Italy Prudential supervisorCentral bankAML supervisorConductResolution
- European Union
- European Central Bank Prudential supervisor
- Italy
- Institute for the Supervision of Insurance (IVASS) Other
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
The ECB authorised the merger of Mediobanca, the bank's sole shareholder, into Banca Monte dei Paschi di Siena. Shareholder approval was still required.
capitalist.it ↗ -
Leadership
The shareholders appointed a new board, chaired by Romina Guglielmetti, with Gian Luca Sichel as chief executive officer.
compass.it ↗ -
Merger / acquisition
The boards of MPS and Mediobanca approved a plan for MPS to absorb Mediobanca, with the Compass consumer credit business passing to MPS.
ilgiornale.it ↗ -
Merger / acquisition
MPS completed its public exchange and purchase offer for Mediobanca, and Compass joined the MPS banking group.
compass.it ↗ -
Enforcement
The Council of State annulled the EUR 4.7 million fine that the competition authority AGCM imposed in 2019 over the sale of insurance alongside loans.
agcm.it ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CMPYITM1XXX
- How the BIC breaks down
- CMPYBank
- ITCountry · Italy
- M1Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300BDK2FS7ZK39197
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Codice ABI 19275
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Italy · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1960
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Banca Monte Dei Paschi di Siena S.P.A. · ItalyJ4CP7MHCXR8DAQMKIL78 ↗
The Banca Monte Dei Paschi di Siena S.P.A. group has 15 institutions in the directory, in 6 countries: all hold a BIC.
Including Banca Monte Dei Paschi di Siena, Mediobanca Banca di Credito Finanziario SPA, Mediobanca International (Luxembourg) SA, Mediobanca Premier SPA, Monte Paschi Banque S.A..
See the Banca Monte Dei Paschi di Siena S.P.A. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- VIA CALDERA 21 MILANO 20153 ITALY
- Operational address
- VIA CALDERA 21 MILANO 20153 MILANO ITALY
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CMPYITM1XXX</BICFI>
<LEI>549300BDK2FS7ZK39197</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CMPYITM1XXX</BICFI>
<LEI>549300BDK2FS7ZK39197</LEI>
<Nm>COMPASS BANCA SPA</Nm>
<PstlAdr>
<TwnNm>MILANO</TwnNm>
<Ctry>IT</Ctry>
<AdrLine>VIA CALDERA 21 MILANO 20153</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Direct Debit CoreISO 20022 messages | 2013-05-06 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2013-05-06 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Codice ABI · Italy
1 code file of 2026-09-23
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 19275 | CMPYITM1XXX | COMPASS BANCA SPA | MILANO |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Italy (Source: Banca d'Italia).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: compass.it (official website) · original.
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