Belgium · Credit institution
Crelan SA/NV
Legal name in the LEI recordCRELAN
Crelan is a Belgian public limited company (NV/SA) with its registered office in Anderlecht, Brussels. It is controlled by the cooperative company CrelanCo CV. Crédit Agricole Group has held 9.9% of its capital and voting rights since October 2025. The bank serves individuals, the self-employed, entrepreneurs and farmers, mainly through a network of independent agents. It was formed on 1 April 2013 from the merger of Landbouwkrediet and Centea. It acquired AXA Bank Belgium on 31 December 2021 and absorbed it by legal merger on 10 June 2024.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Crelan SA ; Crelan NV
- Entity type
- Credit institution
- Supervisory group
- Heads its own group
- Why significant
- Size (Total assets EUR 50-75 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- CRELAN
- RIAD code
- BE0205764318
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- NICABEBBXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under NICABEBB directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 1 branch code
- BIC first registered
- 1983-11-21
- Last updated
- 2024-06-18
Overview
Researched 29 Sep 2026 · Sources
Ownership
Member-owned
CrelanCo CV
Institution type
Cooperative bank
Trades as Crelan
- Standing
- Crelan absorbed AXA Bank Belgium by legal merger on 10 June 2024. The bank has announced that its head office will move to The Arch in the Brussels North district in the second half of 2026.
- Ownership
- The cooperative company CrelanCo CV, which had 309,001 cooperative shareholders at the end of 2025, controls the bank, and Crédit Agricole Group holds 9.9% of its capital and voting rights.
- Direct parent
- CrelanCo CV, Belgium
- Major shareholder
- Crédit Agricole Group 9.9% · 31 Dec 2025
- Head office
- Sylvain Dupuislaan 251, 1070 Anderlecht, Belgium
- Company register
- KBO/BCE 0205.764.318, RPR Brussel
- Name in the local language
- Crelan NV / Crelan SA
- Former name
- Landbouwkrediet NV / Crédit Agricole SA
Business lines
The bank focuses on retail banking and mortgage lending for Belgian households, the self-employed, small businesses and the agricultural sector, distributed mainly through exclusive independent agents.
Online
- Websites & references
- crelan.be ↗
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗
Sources · 10 pages consulted
- crelan.be/nl/corporate/artikel/directiecomite-en-raad-van-bestuur
- crelan.be/nl/corporate/newsroom/wijzigingen-het-directiecomite-van-crelan
- crelan.be/sites/default/files/documents/PB_jaarresultaten-2025.pdf
- crelan.be/sites/default/files/documents/CrelanIP-FY_2025.pdf
- crelan.be/nl/particulieren/lenen/woning/product/hypothecaire-lening
- crelan.be/nl/particulieren/artikel/pers
- crelan.be/nl/newsroom
- crelan.be/sites/default/files/documents/kb_samenvatting_uitgifte_nr01_step-up-2.pdf
- vrt.be/vrtnws/nl/2026/06/15/proces-tegen-crelan-en-crelanco-van-start-voor-fraude-met-hypoth/
- en.wikipedia.org/wiki/Crelan
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Philippe Voisin
CEO; Executive director and Chairman of the Executive Committee
- Chair
- Luc Versele Chairman of the Board of Directors
- Chief financial officer
-
Pieter Desmedt
Chief Financial Officer (CFO)
- Executive
-
Tiny Ergo
Chief Risk Officer (CRO)
- Executive
-
Joris Cnockaert
Chief Commercial Officer (CCO)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- Belgium
- National Bank of Belgium Central bankPrudential supervisorAML supervisorResolution
- Belgium
- Financial Services and Markets Authority Conduct
- European Union
- Single Resolution Board Resolution
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Investigation
A criminal trial began at the Brussels court over mortgage interest charged from 2008 to 2016. The prosecutor sought confiscation of EUR 1.272 million from the bank.
vrt.be ↗ -
Other
Crelan and Crédit Agricole Group completed their partnership, under which Crédit Agricole took 9.9% of the bank's capital and voting rights.
crelan.be ↗ -
Leadership
CFO Emmanuel Vercoustre left the bank on 30 April 2025. Pieter Desmedt became CFO and Tiny Ergo became CRO on 1 May 2025.
crelan.be ↗ -
Merger / acquisition
Crelan completed its legal merger with AXA Bank Belgium on 10 June 2024, absorbing the acquired bank.
en.wikipedia.org ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- NICABEBBXXX
- How the BIC breaks down
- NICABank
- BECountry · Belgium
- BBLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300DYPOFMXOR7XM56
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Bank identification code 103-108 + 15 more
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Belgium · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
The Crelan group has 2 institutions in the directory, in 1 country: all hold a BIC.
Including Europabank N.V..
See the Crelan group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- BOULEVARD SYLVAIN DUPUIS 251 BRUSSELS 1070 BELGIUM
- Operational address
- BOULEVARD SYLVAIN DUPUIS 251 BRUSSELS 1070 BRUSSELS BELGIUM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>NICABEBBXXX</BICFI>
<LEI>549300DYPOFMXOR7XM56</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>NICABEBBXXX</BICFI>
<LEI>549300DYPOFMXOR7XM56</LEI>
<Nm>CRELAN SA/NV</Nm>
<PstlAdr>
<TwnNm>BRUSSELS</TwnNm>
<Ctry>BE</Ctry>
<AdrLine>BOULEVARD SYLVAIN DUPUIS 251 BRUSSELS 1070</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2018-11-18 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2009-11-02 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2025-09-01 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Bank identification code · Belgium
Showing 5 of 16 codes file of 2026-09-01
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 103-108 | NICABEBB | Crelan |
| 850-853 | NICABEBB | Crelan |
| 859-860 | NICABEBB | Crelan |
| 862-863 | NICABEBB | Crelan |
| 865-866 | NICABEBB | Crelan |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| NICABEBBAXA | — | Brussels | BOULEVARD SYLVAIN DUPUIS 251 BRUSSELS 1070 BRUSSELS BELGIUM | — | 2024-06-18 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- National bank codes—Belgium (Source: National Bank of Belgium).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: crelan.be (official website) · original; Philippe Voisin: crelan.be (official website) · original; Pieter Desmedt: crelan.be (official website) · original; Tiny Ergo: crelan.be (official website) · original; Joris Cnockaert: crelan.be (official website) · original.
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