Denmark · Financial institution
Dlr Kredit A/S
DLR Kredit A/S is a Danish mortgage credit institution (realkreditinstitut) based in Copenhagen. Most of its shares are held by about 35 nationwide and local Danish banks. These banks arrange its loans and provide loss guarantees. The bank finances agricultural and commercial property in Denmark, the Faroe Islands and Greenland. It funds its loans with covered bonds listed on Nasdaq Copenhagen. Denmark has designated it a systemically important financial institution (SIFI) every year since the first designations in 2014.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- DLR KREDIT A/S
- RIAD code
- DK25781309
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Finanstilsynet | 1900-01-01 | A1 A2 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- DLKRDKK1XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of DLKRDKK1 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2006-06-03
- Last updated
- 2024-08-31
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Privately held
Institution type
Other
Trades as DLR Kredit
- Standing
- The board has called an extraordinary general meeting for 6 October 2026. The bank plans to move its head office to Havneholmen 27-29, Copenhagen, in the fourth quarter of 2026.
- Ownership
- The Danish banks that arrange the bank's loans hold most of its shares, roughly in line with their share of its lending, and no single shareholder controls it.
- Major shareholders
- Sparekassen Danmark
Nykredit Realkredit A/S
AL Sydbank A/S
DLR Kredit A/S (own shares) 8.1% · 30 Jun 2026
PRAS A/S - Head office
- Nyropsgade 17, 1780 København V, Denmark (registered office: Nyropsgade 17, 1602 København V, Denmark)
- Company register
- CVR 25781309 (Danish Central Business Register)
Business lines
According to its H1 2026 interim report, agricultural property made up 49.4% of nominal mortgage lending, private residential rental property 23.6% and office and retail property 18.1%.
Online
- Websites & references
- dlr.dk ↗ did not load when checked
Wikidata Q30594280 ↗ - Official social accounts
- None found
Sources · 8 pages consulted
- ml-eu.globenewswire.com/Resource/Download/d3016d69-19cb-4116-9cab-776469b8c498
- globenewswire.com/news-release/2026/08/21/3348907/0/da/del%C3%A5rsrapport-1-halv%C3%A5r-2026.html
- finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2026/jul/redegoerelse-om-inspektion-i-dlr-kredit-as
- finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2026/apr/redegoerelse-om-it-inspektion-i-dlr-kredit
- dlr.dk/
- globenewswire.com/news-release/2026/09/07/3356959/0/da/ekstraordin%C3%A6re-indfrielser-ck-93.html
- autostat.dk/virksomheder/25781309/dlr-kredit-a-s
- estatistik.dk/virksomhed/dlr-kredit-as/25781309/roller
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Jens Kr. A. Møller Adm. direktør (Chief Executive Officer)
- Chair
- Ole Beith Formand for bestyrelsen (Chair of the Board)
- Executive
- Pernille Lohmann Direktør (Member of the Executive Board)
- Executive
- Stig Westergaard Næstformand (Vice-Chair of the Board)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Denmark
- Danish Financial Supervisory Authority (Finanstilsynet) Prudential supervisorAML supervisorConduct
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Other
S&P Global Ratings raised DLR Kredit's long-term rating from A- to A and its short-term rating from A-2 to A-1.
globenewswire.com ↗ -
Enforcement
Finanstilsynet issued orders after a valuation inspection found five commercial properties overvalued and valuation references that were not comparable.
finanstilsynet.dk ↗ -
Enforcement
After an IT inspection under DORA, Finanstilsynet ordered the bank to improve its IT risk, contingency, third-party, incident and resilience-testing management.
finanstilsynet.dk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- DLKRDKK1XXX
- How the BIC breaks down
- DLKRBank
- DKCountry · Denmark
- K1Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 529900PR2ELW8QI1B775
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Denmark · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2000
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- NYROPSGADE 17 COPENHAGEN 1602 DENMARK
- Operational address
- NYROPSGADE 17 COPENHAGEN 1780 COPENHAGEN V DENMARK
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>DLKRDKK1XXX</BICFI>
<LEI>529900PR2ELW8QI1B775</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>DLKRDKK1XXX</BICFI>
<LEI>529900PR2ELW8QI1B775</LEI>
<Nm>DLR KREDIT A/S</Nm>
<PstlAdr>
<TwnNm>COPENHAGEN</TwnNm>
<Ctry>DK</Ctry>
<AdrLine>NYROPSGADE 17 COPENHAGEN 1602</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
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