Italy · Credit institution
Findomestic Banca S.P.A.
Findomestic Banca S.p.A. is an Italian joint-stock bank with its registered office in Florence. BNP Paribas Personal Finance S.A., part of the BNP Paribas group, owns 100% of the bank. It describes itself as specialised since 1984 in consumer credit for the purchase of goods and services. Its products include personal loans, point-of-sale finance, credit cards, salary-backed loans and car leasing. It also offers current accounts and deposit accounts. In January 2026 the European Central Bank authorised the merger of its property subsidiary FRED S.p.A. into the bank.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- BNP Paribas
- Relation
- In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- Bucket
- 2 of 5 · extra capital buffer 1.5% of risk-weighted assets
- On the list since
- 2011
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Findomestic Banca S.p.A.
- Entity type
- Credit institution
- Supervised group (ECB)
- BNP Paribas S.A. →
- Why significant
- Size (Total assets above EUR 1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- FINDOMESTIC BANCA SPA
- RIAD code
- IT0000388330750
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- FIDMIT3FXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under FIDMIT3F directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2018-03-05
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% BNP Paribas Personal Finance S.A.
Institution type
Commercial bank
Trades as Findomestic
- Ownership
- BNP Paribas Personal Finance S.A. holds 100% of the shares as sole shareholder. It is itself wholly owned by BNP Paribas S.A.
- Direct parent
- BNP Paribas Personal Finance S.A., France 100%
- Ultimate owner
- BNP Paribas S.A., France
- Head office
- Viale della Toscana 24, 50127 Firenze, Italy
- Company register
- R.E.A. FI-370219; Registro Imprese di Firenze / Codice Fiscale 03562770481; Albo delle Banche no. 5396
Business lines
According to its 2025 financial statements, its lending consists mainly of personal loans, salary-backed loans, credit cards, dealer and point-of-sale finance and car leasing, supplemented by current and deposit accounts and insurance distribution.
Online
- Websites & references
- findomestic.it ↗
infofindomestic.it ↗ corporate and institutional site (press, governance, public disclosures)
osservatoriofindomestic.it ↗ consumer-spending research site (Osservatorio Findomestic)
creditoresponsabile.it ↗ financial-education site
Wikipedia ↗
Wikidata Q3745668 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · YouTube ↗
Sources · 11 pages consulted
- findomestic.it
- findomestic.it/servizi/dati-societari
- infofindomestic.it/
- infofindomestic.it/chi-siamo/profilo.html
- infofindomestic.it/chi-siamo/informative-al-pubblico.html
- infofindomestic.it/media/BILANCIO_FINDOMESTIC_BANCA_2025.pdf
- infofindomestic.it/media/finale_Cs_risultati_Findomesti.pdf
- findomestic.it/supporto/domande-e-risposte/conto-corrente/disposizioni-e-pagamenti/conto-corrente-cosa-f
- bnl.it/it/bnl-config/contenuti-testuali/curricula/curricula_cattani
- milanofinanza.it/news/bnl-bnp-paribas-marco-tarantola-va-alla-guida-di-findomestic-banca-20231207133132353
- it.wikipedia.org/wiki/Findomestic
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Marco Tarantola Amministratore Delegato e Direttore Generale (CEO and General Manager)
- Chair
- Claudia Cattani Presidente del Consiglio di Amministrazione (Chair)
- Chief financial officer
- Frederic Krohmer Direttore Finance (Finance Director)
- Executive
- Chiaffredo Salomone Vice Presidente (Vice Chair)
- Executive
- Augusto De Caris Direttore Compliance (Head of Compliance)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Italy
- Bank of Italy (Banca d'Italia) Prudential supervisorCentral bankAML supervisorConduct
- European Union
- European Central Bank (Single Supervisory Mechanism) Prudential supervisor
- Italy
- IVASS (Istituto per la Vigilanza sulle Assicurazioni) Other
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Other
The bank disclosed that it had not complied with Banking and Financial Ombudsman (ABF) decision no. 9679 of 5 November 2025.
infofindomestic.it ↗ -
Other
The bank disclosed that it had not complied with a decision of the Banking and Financial Ombudsman (ABF).
infofindomestic.it ↗ -
Merger / acquisition
The European Central Bank authorised the merger of subsidiary FRED S.p.A. into the bank on 14 January 2026.
infofindomestic.it ↗ -
Investigation
The Bank of Italy began a transparency inspection at eleven of the bank's agencies on 14 October 2025. The inspection ended in December 2025.
infofindomestic.it ↗ -
Leadership
BNP Paribas appointed Marco Tarantola chief executive and general manager, succeeding Gilles Zeitoun, with effect from February 2024.
milanofinanza.it ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- FIDMIT3FXXX
- How the BIC breaks down
- FIDMBank
- ITCountry · Italy
- 3FLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 8156001CB574B6939179
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Codice ABI 03115
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Italy · Europe & Central Asia
- FSB G-SIB list
- In a G-SIB group · BNP Paribas list of 2025
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1984
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- BNP Paribas Personal Finance · France969500VHT1ZNPVWOYF63 ↗
- Ultimate parent
- BNP Paribas · FranceR0MUWSFPU8MPRO8K5P83 ↗
- FSB G-SIB list
- In a G-SIB group · BNP Paribas bucket 2 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The BNP Paribas group has 140 institutions in the directory, in 63 countries: 136 hold a BIC and 4 do not.
Including BNP Paribas, Banca Nazionale del Lavoro SPA, BNP Paribas Fortis SA/NV, BNP Paribas, BNP Paribas Financial Markets.
See the BNP Paribas group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- VIA JACOPO DA DIACCETO 48 FIRENZE 50129 ITALY
- Operational address
- VIA JACOPO DA DIACCETO 48 FIRENZE 50129 FIRENZE ITALY
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>FIDMIT3FXXX</BICFI>
<LEI>8156001CB574B6939179</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>FIDMIT3FXXX</BICFI>
<LEI>8156001CB574B6939179</LEI>
<Nm>FINDOMESTIC BANCA S.P.A.</Nm>
<PstlAdr>
<TwnNm>FIRENZE</TwnNm>
<Ctry>IT</Ctry>
<AdrLine>VIA JACOPO DA DIACCETO 48 FIRENZE 50129</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2013-02-04 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2023-02-21 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2013-02-04 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2013-02-04 | Head office | — |
| Verification of Payee | 2025-10-09 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Codice ABI · Italy
1 code file of 2026-09-23
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 03115 | FIDMIT3FXXX | FINDOMESTIC BANCA SPA | FIRENZE |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Italy (Source: Banca d'Italia).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Findomestic · Public domain · Wikimedia Commons · original.
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