China · Financial institution
Fudian Bank Co.,ltd
Legal name in the LEI record富滇银行股份有限公司
Fudian Bank Co., Ltd. is a joint-stock city commercial bank with its registered and head office in Kunming, Yunnan Province, China. It was established on 30 December 2007 by restructuring the former Kunming City Commercial Bank. It describes itself as the only provincially owned city commercial bank in Yunnan. Its largest shareholder is Yunnan Provincial Investment Holding Group, with 14.97% at the end of 2025. It offers retail, corporate, interbank and international banking through branches in Yunnan and Chongqing. It also holds 68.65% of 老中银行 (Laos-China Bank), a bank it co-founded in Laos.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- KCCBCN2KXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under KCCBCN2K directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 2 branch codes
- BIC first registered
- 2003-03-01
- Last updated
- 2026-08-08
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Mixed ownership
Institution type
Commercial bank
Trades as Fudian Bank
- Ownership
- The bank has 7,681 shareholders, and Yunnan Provincial Investment Holding Group is the largest with 14.97% at 31 December 2025.
- Major shareholders
- Yunnan Provincial Investment Holding Group Co., Ltd. (云南省投资控股集团有限公司) 14.97% · 31 Dec 2025
China Datang Group Finance Co., Ltd. (中国大唐集团财务有限公司) 13.47% · 31 Dec 2025
Kunming Development Investment Group Co., Ltd. (昆明发展投资集团有限公司) 8.49% · 31 Dec 2025
Guancheng Datong New Materials Co., Ltd. (冠城大通新材料股份有限公司) 7.79% · 31 Dec 2025 - Head office
- 西园路1912号 (No. 1912 Xiyuan Road), Xishan District, 650100 Kunming, China
Business lines
At the end of 2025, 94.84% of the bank's loans were in Yunnan and the rest in Chongqing, with cross-border settlement services at the province's border ports.
Online
- Websites & references
- fudian-bank.com ↗
english.fudian-bank.com ↗ English-language site
invest.fudian-bank.com ↗ investment and wealth products site - Official social accounts
- None found
Sources · 13 pages consulted
- fudian-bank.com/file/fudian/cn/file/20260430/1777511219648069082.pdf
- fudian-bank.com/index.html
- fudian-bank.com/
- english.fudian-bank.com/
- fudian-bank.com/gyfd/tzzgx/gsgg.html
- fudian-bank.com/gyfd/tzzgx/gsgg/202506/20250625_18128.html
- fudian-bank.com/gyfd/tzzgx/dqbz.html
- fudian-bank.com/gjyw/hklj/usd.html
- fudian-bank.com/file/fudian/fdcmsold/upload/files/2021/3/5c49ea7c7d48c645.doc
- fudian-bank.com/gyfd/zjfd/ldbz.html
- news.qq.com/rain/a/20260903A08HYZ00
- jjckb.cn/20250704/3e39db8ce90f446ea92ff7b47baeb6a7/c.html
- m.rccaijing.com/news-7328294762644698517.html
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Zeng Xiaosong (曾晓松) President (行长)
- Chair
- Dai Jun (代军) Chairman of the Board and Legal Representative (董事长、法定代表人)
- Executive
- Bai Jianlong (白剑龙) Secretary to the Board (董事会秘书)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- China
- National Financial Regulatory Administration (Yunnan Office) Prudential supervisorConduct
- China
- People's Bank of China Central bankAML supervisor
- China
- State Administration of Foreign Exchange Foreign exchange
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Enforcement
The Dehong office of the National Financial Regulatory Administration fined the bank's Dehong branch CNY 600,000 for imprudent project lending and internal deposit targets.
news.qq.com ↗ -
Enforcement
The Zhaotong office of the National Financial Regulatory Administration fined the bank's Zhenxiong sub-branch CNY 300,000 for inadequate loan management.
jjckb.cn ↗ -
Leadership
The Yunnan office of the National Financial Regulatory Administration approved Zeng Xiaosong as president, and he took office on 20 June 2025.
fudian-bank.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- KCCBCN2KXXX
- How the BIC breaks down
- KCCBBank
- CNCountry · China
- 2KLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 300300C1091753000069
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- China · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 1912 XIYUAN ROAD KUNMING, XISHAN DISTRICT 650100 CHINA
- Operational address
- 1912 XIYUAN ROAD XISHAN DISTRICT KUNMING 650100 KUNMING CHINA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>KCCBCN2KXXX</BICFI>
<LEI>300300C1091753000069</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>KCCBCN2KXXX</BICFI>
<LEI>300300C1091753000069</LEI>
<Nm>FUDIAN BANK CO.,LTD</Nm>
<PstlAdr>
<TwnNm>KUNMING</TwnNm>
<Ctry>CN</Ctry>
<AdrLine>1912 XIYUAN ROAD KUNMING, XISHAN DISTRICT 650100</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branches and correspondent banking
All 2 branch BICs connect to the head office. No city, function or registration year splits them into groups. The bank publishes 1 account at other banks.
- Own offices
- Correspondent banks: it holds accounts there
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
1 account at other banks, in 1 currency, for USD incoming payments (intermediary bank), as the bank publishes them: fudian-bank.com ↗ dated Mar 2021
| Currency | Correspondent | BIC | Account | Directory check |
|---|---|---|---|---|
| USD | Wells Fargo Bank,N.A.,New York United States | PNBPUS3NNYC | — | Matches the Swift directory |
The site's International Business > Remittance Routes (汇款路径) menu has one Word document per currency: USD, HKD, EUR, JPY, AUD, CAD, GBP, SGD, LAK, THB and CNY. Only the USD document was retrieved and extracted. It names Wells Fargo Bank, N.A., New York (Swift code PNBPUS3NNYC) as the intermediary bank for USD payments to Fudian Bank (KCCBCN2K), without an account number. The file path points to an upload in March 2021, so the details may be stale. The other currency routes were not extracted because of fetch limits. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| KCCBCN2KCQA | CHONGQING BRANCH | Chongqing | CHONGQING CHONGQING CHINA | — | 2026-08-08 |
| KCCBCN2KHKA | HEKOU SUB-BRANCH | Hekou | FUDIAN BANK 15 BINHE ROAD HEKOU 661300 HEKOU CHINA | — | 2026-08-08 |
Claim this profile
Work at Fudian Bank Co.,ltd?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo