United Kingdom · Financial institution
HSBC UK Bank PLC
HSBC UK Bank plc is a public limited company incorporated in England and Wales, with its head office in Birmingham. It is the ring-fenced bank of the HSBC Group and a wholly owned subsidiary of HSBC Holdings plc. It offers retail banking and wealth management under the HSBC UK, first direct and M&S brands. It also provides commercial banking to businesses from small enterprises to large corporates, including through HSBC Innovation Banking. The bank began trading on 1 July 2018, when UK personal and most business customers moved to it from HSBC Bank plc under ring-fencing legislation.
Licences and registrations
Held by the legal entity, not by this BIC
This BIC is mapped to LEI 21380081EP12LC86CB82 (HSBC UK Bank PLC) in the Swift and GLEIF BIC-to-LEI file. The legal entity’s page is HSBC UK Bank PLC (HBUKGB41). None matched by LEI in the 22 tracked registers.
Licences belong to the legal entity. Each applies in the country of the regulator that granted it, not to every BIC that carries the LEI.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- HSBC
- Relation
- In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- Bucket
- 3 of 5 · extra capital buffer 2.0% of risk-weighted assets
- On the list since
- 2011
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- HBUKGB4BXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under HBUKGB4B directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SDD Core
- Branch codes
- 21 branch codes
- BIC first registered
- 2016-12-27
- Last updated
- 2023-05-22
Overview
Researched 30 Sep 2026 · Sources
Total assets
Not published
Employees
Not published
Ownership
Group subsidiary
100% HSBC Holdings plc
Institution type
Commercial bank
Trades as HSBC UK
- Ownership
- HSBC Holdings plc owns 100% of the bank, which is the HSBC Group's UK ring-fenced bank.
- Direct parent
- HSBC Holdings plc ↗, United Kingdom 100%
- Head office
- 1 Centenary Square, B1 1HQ Birmingham, United Kingdom
- Company register
- 09928412, Companies House (England and Wales)
- Former name
- HSBC UK RFB PLC
Business lines
The bank provides retail banking and wealth management to personal and private banking customers, and commercial banking to businesses from small enterprises to large corporates, within the limits of the UK ring-fencing regime.
Online
- Websites & references
- hsbc.co.uk ↗
about.hsbc.co.uk ↗ corporate information, news and management team
business.hsbc.uk ↗ business and corporate banking site
Wikipedia ↗
Wikidata Q64767453 ↗ - Official social accounts
- X ↗ · Facebook ↗ · YouTube ↗
Sources · 11 pages consulted
- find-and-update.company-information.service.gov.uk/company/09928412/officers
- about.hsbc.co.uk/management-team
- about.hsbc.co.uk/hsbc-uk
- hsbc.co.uk/
- hsbc.co.uk/hfc-bank/
- hsbc.com/news-and-views/news/media-releases/2026/dame-carolyn-fairbairn-to-be-appointed-chair-of-h
- about.hsbc.co.uk/news-and-media/david-lindberg-appointed-as-ceo-of-hsbc-uk
- bankofengland.co.uk/news/2024/january/pra-fines-hsbc-for-failures-in-deposit-protection-identification-and-no
- fca.org.uk/news/press-releases/fca-fines-hsbc-6-million-over-treatment-customers-financial-difficult
- hsbcnet.com/gbm/products-services/trading-sales/standard-settlement-instructions-document
- en.wikipedia.org/wiki/HSBC_UK
Leadership
Researched 30 Sep 2026 · Sources
- Chief executive
-
David Lindberg
CEO of HSBC UK Bank plc
- Chair
- Dame Carolyn Fairbairn Non-executive Chair
- Executive
-
Stuart Tait
Head of Commercial Banking, HSBC UK
- Executive
-
José Carvalho
Head of Retail Banking and Wealth, HSBC UK
Supervisors & regulators
Researched 30 Sep 2026 · Sources
- United Kingdom
- Bank of England (including the Prudential Regulation Authority) Central bankPrudential supervisorResolution
- United Kingdom
- Financial Conduct Authority ConductAML supervisor
Recent events 2 enforcement or investigation items
Researched 30 Sep 2026 · Sources
-
Leadership
Dame Carolyn Fairbairn joined the board on 13 April 2026 to succeed Dame Clara Furse as chair; Dame Clara left the board on 30 April 2026.
hsbc.com ↗ -
Leadership
David Lindberg became CEO on 8 December 2025, succeeding Ian Stuart, who moved to a Group Customer and Culture Director role.
about.hsbc.co.uk ↗ -
Enforcement
The FCA fined the bank, HSBC Bank plc and Marks and Spencer Financial Services plc GBP 6.28 million over treatment of customers in financial difficulty.
fca.org.uk ↗ -
Enforcement
The PRA fined the bank and HSBC Bank plc GBP 57.4 million for historic failings in depositor protection identification and notification.
bankofengland.co.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- HBUKGB4BXXX
- How the BIC breaks down
- HBUKBank
- GBCountry · United Kingdom
- 4BLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registers
- Country · region
- United Kingdom · Europe & Central Asia
- FSB G-SIB list
- In a G-SIB group · HSBC list of 2025
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2015
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- HSBC Holdings PLC · United KingdomMLU0ZO3ML4LN2LL2TL39 ↗
- FSB G-SIB list
- In a G-SIB group · HSBC bucket 3 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The HSBC Holdings PLC group has 118 institutions in the directory, in 46 countries: 117 hold a BIC and 1 does not.
Including HSBC Bank PLC, The Hongkong and Shanghai Banking Corporation Limited, HSBC Continental Europe, The Hongkong and Shanghai Banking Corporation Limited, HSBC Holdings PLC.
See the HSBC Holdings PLC group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 1 CENTENARY SQUARE BIRMINGHAM B1 1HQ 8 UNITED KINGDOM
- Operational address
- 1 CENTENARY SQUARE BIRMINGHAM BIRMINGHAM B1 1HQ UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>HBUKGB4BXXX</BICFI>
<LEI>21380081EP12LC86CB82</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>HBUKGB4BXXX</BICFI>
<LEI>21380081EP12LC86CB82</LEI>
<Nm>HSBC UK BANK PLC</Nm>
<PstlAdr>
<TwnNm>BIRMINGHAM</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>1 CENTENARY SQUARE BIRMINGHAM B1 1HQ 8</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2018-07-02 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2018-07-02 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch network
All 21 branch BICs connect to the head office, spread across 3 cities. Largest: Sheffield (12), Birmingham (8), London (1).
All 21 branch BICs connect to the head office. Most were registered in 2017 (16 BICs) and 2022 (3).
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| HBUKGB4B71Y | HSBC MORTGAGES (40-01-88) | Sheffield | SILVER STREET HEAD MORTGAGE SERVICE CENTRE SHEFFIELD SHEFFIELD S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
| HBUKGB4B71Z | HSBC MORTGAGES (40-02-88) | Sheffield | SILVER STREET HEAD MORTGAGE SERVICE CENTRE SHEFFIELD SHEFFIELD S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
| HBUKGB4B72A | HSBC MORTGAGES (40-03-88) | Sheffield | SILVER STREET HEAD MORTGAGE SERVICE CENTRE SHEFFIELD SHEFFIELD S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
| HBUKGB4B72B | HSBC MORTGAGES (40-05-88) | Sheffield | SILVER STREET HEAD MORTGAGE SERVICE CENTRE SHEFFIELD SHEFFIELD S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
| HBUKGB4B72C | HSBC MORTGAGES (40-04-88) | Sheffield | SILVER STREET HEAD MORTGAGE SERVICE CENTRE SHEFFIELD SHEFFIELD S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
| HBUKGB4B72D | HSBC MORTGAGES (40-06-88) | London | SILVER STREET HEAD MORTGAGE SERVICE CENTRE LONDON LONDON S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2024-04-10 |
| HBUKGB4B72E | HSBC MORTGAGES (40-07-88) | Sheffield | SILVER STREET HEAD MORTGAGE SERVICE CENTRE SHEFFIELD SHEFFIELD S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
| HBUKGB4B72F | HSBC MORTGAGES (40-08-88) | Sheffield | SILVER STREET HEAD MORTGAGE SERVICE CENTRE SHEFFIELD SHEFFIELD S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
| HBUKGB4B72G | HSBC MORTGAGES (40-09-88) | Sheffield | SILVER STREET HEAD MORTGAGE SERVICE CENTRE SHEFFIELD SHEFFIELD S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
| HBUKGB4B72H | HSBC MORTGAGES (40-10-88) | Sheffield | SILVER STREET HEAD MORTGAGE SERVICE CENTRE SHEFFIELD SHEFFIELD S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
| HBUKGB4B72K | HSBC MORTGAGES (40-16-88) | Sheffield | SILVER STREET HEAD MORTGAGE SERVICE CENTRE SHEFFIELD SHEFFIELD S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
| HBUKGB4B72L | FIRST DIRECT LEEDS | Sheffield | MORTGAGE SERVICE CENTRE COURTWOOD HOUSE SHEFFIELD SHEFFIELD S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
| HBUKGB4B72M | HSBC MORTGAGES (40-41-88) | Sheffield | MORTGAGE SERVICE CENTRE SILVER STREET HEAD SHEFFIELD SHEFFIELD S12QA UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
| HBUKGB4BBHX | — | Birmingham | 1 CENTENARY SQUARE BIRMINGHAM BIRMINGHAM B1 1HQ UNITED KINGDOM | 21380081EP12LC86CB82 | 2024-04-10 |
| HBUKGB4BBND | — | Birmingham | 1 CENTENARY SQUARE BIRMINGHAM BIRMINGHAM B1 1HQ UNITED KINGDOM | 21380081EP12LC86CB82 | 2024-04-10 |
| HBUKGB4BDTC | DIGITAL CONNECT | Birmingham | 1 CENTENARY SQUARE BIRMINGHAM BIRMINGHAM B1 1HQ UNITED KINGDOM | 21380081EP12LC86CB82 | 2024-09-07 |
| HBUKGB4BFPS | — | Birmingham | 1 CENTENARY SQUARE BIRMINGHAM BIRMINGHAM B1 1HQ UNITED KINGDOM | 21380081EP12LC86CB82 | 2024-04-10 |
| HBUKGB4BHBS | — | Birmingham | 1 CENTENARY SQUARE BIRMINGHAM BIRMINGHAM B1 1HQ UNITED KINGDOM | 21380081EP12LC86CB82 | 2024-04-10 |
| HBUKGB4BNMB | — | Birmingham | 1 CENTENARY SQUARE BIRMINGHAM BIRMINGHAM B1 1HQ UNITED KINGDOM | 21380081EP12LC86CB82 | 2022-11-05 |
| HBUKGB4BPEG | — | Birmingham | 1 CENTENARY SQUARE BIRMINGHAM BIRMINGHAM B1 1HQ UNITED KINGDOM | 21380081EP12LC86CB82 | 2024-04-10 |
| HBUKGB4BRTN | HSBC UK CHAPS RETURN | Birmingham | 1 CENTENARY SQUARE BIRMINGHAM BIRMINGHAM B1 1HQ UNITED KINGDOM | 21380081EP12LC86CB82 | 2021-02-06 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: HSBC UK · Public domain · Wikimedia Commons · original; David Lindberg: about.hsbc.co.uk (official website) · original; Stuart Tait: about.hsbc.co.uk (official website) · original; José Carvalho: about.hsbc.co.uk (official website) · original.
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