Japan · Financial institution
Japan Post Bank, CO., LTD
Legal name in the LEI record株式会社ゆうちょ銀行
Japan Post Bank Co., Ltd. is a Japanese joint-stock company (kabushiki kaisha) with its head office in Chiyoda, Tokyo. It was established on 1 September 2006 as Yucho Co., Ltd. It took its current name on 1 October 2007. Japan Post Holdings held about 49.87% of its shares, excluding treasury shares, at the end of March 2026. The bank's shares are listed on the Tokyo Stock Exchange. It takes savings deposits and provides remittance, payment, investment trust and loan services to individual customers. Most of these services are delivered through the nationwide post office network, which Japan Post Co. operates as its bank agent.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- JPPSJPJKXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under JPPSJPJK directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2010-01-09
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Publicly listed
Ticker 7182
Institution type
Postal bank
Trades as ゆうちょ銀行 (Yucho Bank)
- Ownership
- Japan Post Holdings held about 49.87% of the bank's shares, excluding treasury shares, at 31 March 2026, and the remaining shares trade on the Tokyo Stock Exchange.
- Direct parent
- Japan Post Holdings Co., Ltd. (日本郵政株式会社) ↗, Japan 49.87%
- Major shareholder
- Japan Post Holdings Co., Ltd. 49.87% · 31 Mar 2026
- Stock listing
- Tokyo Stock Exchange (Prime) 7182
- Head office
- 2-3-1 Otemachi (Otemachi Place West Tower), Chiyoda-ku, 100-8793 Tokyo, Japan (registered office: 2-7-2 Marunouchi, Chiyoda-ku, Tokyo 100-8996, Japan (legal address in the LEI record))
- Former name
- 株式会社ゆうちょ (Yucho Co., Ltd.)
Business lines
The bank's funding is almost entirely retail savings, which it reports at about 97% of deposits at 30 June 2026. It invests those funds mainly in Japanese government bonds and foreign securities.
Online
- Websites & references
- jp-bank.japanpost.jp ↗
jp-bank.japanpost.jp/en/ir/en_ir_index.html ↗ English investor relations section
jp-bank.japanpost.jp/sustainability/index.html ↗ sustainability site
Wikidata Q907103 ↗ - Official social accounts
- X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · X (character account, はりちょ) ↗ · X (ゆうちょPay) ↗ · Instagram (ゆうちょPay) ↗ · YouTube (ゆうちょPay) ↗ · LINE (JP BANK Card) ↗
Sources · 12 pages consulted
- jp-bank.japanpost.jp
- jp-bank.japanpost.jp/aboutus/company/outline/abt_cmp_ol_profile.html
- jp-bank.japanpost.jp/aboutus/company/outline/abt_cmp_ol_directors.html
- jp-bank.japanpost.jp/aboutus/abt_index.html
- jp-bank.japanpost.jp/policy/social/pcy_scl_account.html
- jp-bank.japanpost.jp/en/ir/en_ir_index.html
- jp-bank.japanpost.jp/en/ir/financial/pdf/en_pr260807.pdf
- jp-bank.japanpost.jp/kojin/sokin/kokusou/kj_sk_ks_gaikoku.html
- jp-bank.japanpost.jp/ir/investor/ir_inv_index.html
- japanpost.jp/news/pressrelease/20260323_02/
- japanpost.jp/ir/library/presentation/pdf/2026/presentation20.pdf
- yuseimineika.go.jp/iinkai/dai284/siryou284-4.pdf
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Takayuki Kasama (笠間 貴之) Director, President & CEO, Representative Executive Officer
- Executive
- Harumi Yano (矢野 晴巳) Director and Representative Executive Vice President (取締役兼代表執行役副社長)
- Executive
- Kazuyuki Negishi (根岸 一行) Director (also Director, President and Representative Executive Officer of Japan Post Holdings)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Japan
- Financial Services Agency Prudential supervisorAML supervisorConductResolution
- Japan
- Bank of Japan Central bank
- Japan
- Ministry of Internal Affairs and Communications Other
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Other
The bank and three other Japan Post group companies reported to the FSA again on measures for handling non-public financial information.
jp-bank.japanpost.jp ↗ -
Investigation
The FSA ordered the bank and three group companies to report on recurrence-prevention measures after misuse of non-public customer financial information.
japanpost.jp ↗ -
Other
Japan Post Holdings sold shares in the bank, reducing its holding to 50.0%, and later to about 49.9% through a share disposal trust.
japanpost.jp ↗ -
Incident
The group disclosed that post offices used savings customers' non-public financial information without prior consent to solicit insurance sales.
yuseimineika.go.jp ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- JPPSJPJKXXX
- How the BIC breaks down
- JPPSBank
- JPCountry · Japan
- JKLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 5493006JVO6N2HC2XZ76
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Japan · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2006
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Japan Post Holdings Co., Ltd. · Japan5299003D9N4JBS256X18 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- OTEMACHI PLACE WEST TOWER 2-3-1 OTEMACHI CHIYODA-KU 100-8793 JAPAN
- Operational address
- OTEMACHI PLACE WEST TOWER 2-3-1 OTEMACHI CHIYODA- KU CHIYODA-KU 100-8793 JAPAN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>JPPSJPJKXXX</BICFI>
<LEI>5493006JVO6N2HC2XZ76</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>JPPSJPJKXXX</BICFI>
<LEI>5493006JVO6N2HC2XZ76</LEI>
<Nm>JAPAN POST BANK, CO., LTD</Nm>
<PstlAdr>
<TwnNm>CHIYODA-KU</TwnNm>
<Ctry>JP</Ctry>
<AdrLine>OTEMACHI PLACE WEST TOWER 2-3-1 OTEMACHI CHIYODA-KU 100-8793</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Correspondent banking
The bank publishes 2 accounts at other banks, across 2 regions.
- Own offices
- Correspondent banks: it holds accounts there
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
2 accounts at other banks, in 2 currencies, as the bank publishes them: jp-bank.japanpost.jp ↗
| Currency | Correspondent | BIC | Account | Purpose | Directory check |
|---|---|---|---|---|---|
| USD | DEUTSCHE BANK TRUST COMPANY AMERICAS United States | BKTRUS33 | — | Designated intermediary bank for inbound USD remittances to Japan Post Bank personal accounts | Matches the Swift directory |
| EUR | DEUTSCHE BANK AG Germany | DEUTDEFF | — | Designated intermediary bank for inbound EUR remittances to Japan Post Bank personal accounts | Matches the Swift directory |
The bank's page for receiving international remittances names its designated intermediary banks for inbound USD and EUR payments to personal accounts. It gives each bank's name and BIC but no account numbers. Direction is inferred as nostro, since these are the bank's designated intermediaries. Two rows were published and both are extracted. The page names the beneficiary BIC as JPPSJPJ2 (or JPPSJPJ2XXX), not JPPSJPJK. No yen inbound remittances are accepted. Corporate accounts cannot receive international remittances. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Japan Post Bank Co., Ltd. · Public domain · Wikimedia Commons · original.
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