Macao SAR China · Financial institution
Luso International Banking Limited
Legal name in the LEI record澳門國際銀行股份有限公司
Luso International Banking Limited is a company limited by shares incorporated in Macao in 1974. Its head office is at 47 Avenida Dr. Mário Soares, Macao. According to its 2025 published accounts, its controlling shareholder is Xiamen International Investment Limited, registered in Hong Kong. The GLEIF LEI record names Xiamen International Bank as its accounting parent. The bank provides retail, corporate, card and wealth-management services through 14 outlets in Macao and 6 branches in mainland China. It brought in 41 new shareholders through a capital increase in 2015 and completed a further MOP 2 billion capital increase in 2024.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- LUSOMOMXXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under LUSOMOMX directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1995-03-04
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
廈門國際投資有限公司 (Xiamen International Investment Limited)
Institution type
Commercial bank
Trades as 澳門國際銀行 (Luso International Banking Ltd.)
- Ownership
- According to its 2025 published accounts, the controlling shareholder is Xiamen International Investment Limited of Hong Kong. The bank belongs to the Xiamen International Bank group, and local Macao shareholders have held stakes since 2015.
- Direct parent
- 廈門國際投資有限公司 (Xiamen International Investment Limited), Hong Kong SAR China
- Ultimate owner
- Xiamen International Bank Co., Ltd. (厦门国际银行股份有限公司), China
- Head office
- Avenida Dr. Mário Soares, 47, Macau, Macao SAR China
Business lines
The bank serves retail and corporate customers in Macao and runs cross-border business through branches in the Guangdong-Hong Kong-Macao Greater Bay Area and the Yangtze River Delta. It describes its focus as "華僑金融、跨境金融、產業金融、數智金融" (overseas-Chinese, cross-border, industrial and digital finance).
Online
- Websites & references
- lusobank.com.mo ↗
lusobank.com.cn ↗ Website of the mainland China branches (Guangzhou and others), linked from the footer of lusobank.com.mo
itrade.lusobank.com.mo ↗ Online securities trading platform
Wikipedia ↗ - Official social accounts
- None found
Sources · 8 pages consulted
- lusobank.com.mo/
- lusobank.com.mo/libtc/gwwm/sy/index.shtml
- lusobank.com.mo/libtc/gwwm/tzzgx/dsj/index.shtml
- lusobank.com.mo/libtc/gwwm/tzzgx/ndbg/cxpl/index.shtml
- lusobank.com.mo/libtc/attachDir/2026/04/2026043012520879307.pdf
- lusobank.com.mo/libtc/gryw/gryxfw/ybyxfw/hk/index.shtml
- io.gov.mo/cn/entities/priv/rec/100134
- zh.wikipedia.org/wiki/%E6%BE%B3%E9%96%80%E5%9C%8B%E9%9A%9B%E9%8A%80%E8%A1%8C
Leadership
Researched 29 Sep 2026 · Sources
- Chair
- Huang Laizhi (黃來志) Chairman of the Board and Executive Director (董事長、執行董事)
- Executive
- Jia Zhiwei (賈志偉) Executive Director (執行董事), appointed 12 September 2025
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Macao SAR China
- Monetary Authority of Macao (AMCM) Central bankPrudential supervisorAML supervisorConduct
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The bank appointed Jia Zhiwei as an executive director on 12 September 2025.
lusobank.com.mo ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- LUSOMOMXXXX
- How the BIC breaks down
- LUSOBank
- MOCountry · Macao SAR China
- MXLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 30030056P5BEUFIKLS38
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Macao SAR China · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- 厦门国际银行股份有限公司 · China300300C1078135000028 ↗
The Xiamen International Bank Co., Ltd. group has 3 institutions in the directory, in 2 countries: all hold a BIC.
Including Xiamen International Bank Co.,ltd., Luso International Banking Limited Guangzhou Branch.
See the Xiamen International Bank Co., Ltd. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 47 AVENIDA DR. MARIO SOARES MACAU MACAO
- Operational address
- 47 AVENIDA DR. MARIO SOARES MACAU MACAU MACAO
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>LUSOMOMXXXX</BICFI>
<LEI>30030056P5BEUFIKLS38</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>LUSOMOMXXXX</BICFI>
<LEI>30030056P5BEUFIKLS38</LEI>
<Nm>LUSO INTERNATIONAL BANKING LIMITED</Nm>
<PstlAdr>
<TwnNm>MACAU</TwnNm>
<Ctry>MO</Ctry>
<AdrLine>47 AVENIDA DR. MARIO SOARES MACAU MACAO</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Correspondent banking
Xiamen International Bank Co.,ltd. publishes 2 accounts held with this bank.
- Own offices
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Respondent banks
From the correspondent lists other banks publish
Xiamen International Bank Co.,ltd. publishes 2 accounts held with this bank, in 2 currencies.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| USD | Xiamen International Bank Co.,ltd. China | LUSOMOMX | 10019-300002-3 | Only for USD remittances via Luso International Banking | xib.com.cn ↗ dated 1 Nov 2023 |
| HKD | Xiamen International Bank Co.,ltd. China | LUSOMOMX | 10019-200001-1 | Only for HKD remittances via Luso International Banking | xib.com.cn ↗ dated 1 Nov 2023 |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Claim this profile
Work at Luso International Banking Limited?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo