Denmark · Financial institution
Nykredit Bank A/S
Nykredit Bank A/S is a Danish public limited company with its registered office in Nordhavn, Copenhagen. Nykredit Realkredit A/S owns all of its shares. Its ultimate owner is the customer association Forenet Kredit. It is the Nykredit Group's commercial bank and serves personal, SME, agricultural, large corporate and institutional customers. Its Corporates & Institutions area includes Nykredit Markets. It absorbed Nykredit Leasing A/S on 23 February 2026 and Spar Nord Bank A/S on 1 April 2026. It trades under the Nykredit and Spar Nord brands.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- NYKREDIT BANK A/S
- RIAD code
- DK10519608
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Finanstilsynet | 1900-01-01 | A1 A2 A4 |
| Systematic internaliser | Finanstilsynet | 2018-01-03 | BOND ETFS SHRS |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- NYKBDKKKXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under NYKBDKKK directly.
- Swift GPI
- Live member
- Payment schemes and systems
- SCT · SDD Core · SDD B2B · T2 · NCT Inst
- Branch codes
- 6 branch codes
- BIC first registered
- 1995-12-02
- Last updated
- 2025-09-06
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Nykredit Realkredit A/S
Institution type
Commercial bank
Trades as Nykredit; Spar Nord
- Standing
- The bank absorbed Nykredit Leasing A/S on 23 February 2026 and Spar Nord Bank A/S on 1 April 2026. It is the continuing legal entity in both mergers. Spar Nord remains in use as a brand of the bank.
- Ownership
- Nykredit Realkredit A/S holds 100% of the shares, and the customer association Forenet Kredit owns 78.9% of Nykredit Realkredit A/S.
- Direct parent
- Nykredit Realkredit A/S, Denmark 100%
- Ultimate owner
- Forenet Kredit f.m.b.a., Denmark
- Head office
- Sundkrogsgade 25, 2150 Nordhavn, Denmark
- Company register
- CVR 10519608 (Danish Central Business Register); Danish FSA FTID 8117
Business lines
According to its H1 2026 interim report, the bank operates through Retail, which includes leasing, and Corporates & Institutions, which includes Nykredit Markets.
Online
- Websites & references
- nykredit.com ↗
nykredit.dk ↗ customer site (footer names Nykredit Bank A/S, CVR 10519608)
nykredit.com/en-gb/investor-relations ↗ group investor relations (English)
nykreditleasing.dk ↗ leasing site
media.sparnord.dk ↗ archive of Spar Nord documents published before 1 April 2026
Wikipedia ↗ group article - Official social accounts
- None found
Sources · 14 pages consulted
- ml-eu.globenewswire.com/Resource/Download/fbd900e3-9ced-4e8a-9b06-f9fdb399515e
- nykredit.dk/globalassets/cib/financial-institutions/ssi/ssi-nyk.pdf
- ml-eu.globenewswire.com/Resource/Download/b6fd9a5b-3ea4-4294-ac5e-61f5ec83c913
- globenewswire.com/news-release/2026/08/12/3343373/0/en/nykredit-bank-a-s-h1-interim-reports-2026.html
- nykredit.com/en-gb/investor-relations/regulation/danish-fsa/
- finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2024/dec/redegoerelse-om-inspektion-i-nykredit-bank-hvid
- nykredit.com/om-os/organisation/
- nykredit.com/
- nykredit.dk/dit-liv/
- globenewswire.com/news-release/2026/04/01/3266324/0/en/decisions-of-extraordinary-general-meeting-of-spar-n
- globenewswire.com/news-release/2026/03/17/3256901/0/da/Indkaldelse-til-ekstraordin%C3%A6r-generalforsamling
- globenewswire.com/news-release/2025/05/28/3089256/0/da/Ledelsesm%C3%A6ssige-%C3%A6ndringer-i-Nykredit-konce
- globenewswire.com/news-release/2024/10/31/2972342/0/da/Lars-Moesgaard-fratr%C3%A6der-direktionen-i-Nykredit
- en.wikipedia.org/wiki/Nykredit
Leadership
Researched 29 Sep 2026 · Sources
- Chair
- Michael Rasmussen Chair of the Board of Directors
- Executive
- Søren Kviesgaard Member of the Executive Board (no CEO title published)
- Executive
- Dan Sørensen Member of the Executive Board
- Executive
- Carsten Levring Jakobsen Member of the Executive Board
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Denmark
- Danish Financial Supervisory Authority (Finanstilsynet) Prudential supervisorAML supervisorConduct
- Denmark
- Finansiel Stabilitet (Danish resolution authority) Resolution
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Spar Nord Bank A/S merged into the bank on 1 April 2026, with Nykredit Bank A/S as the continuing legal entity.
ml-eu.globenewswire.com ↗ -
Leadership
Martin Kudsk Rasmussen left the Executive Board and joined the Board of Directors when the Spar Nord merger took effect.
ml-eu.globenewswire.com ↗ -
Merger / acquisition
Nykredit Leasing A/S, a wholly owned subsidiary, merged into the bank on 23 February 2026.
ml-eu.globenewswire.com ↗ -
Leadership
Carsten Levring Jakobsen and Martin Kudsk Rasmussen, previously of Spar Nord's executive management, joined the Executive Board on 24 June 2025.
globenewswire.com ↗ -
Enforcement
The Danish FSA ordered the bank to improve due diligence on respondent relationships and to introduce internal controls over respondents' trade finance transactions.
finanstilsynet.dk ↗ -
Leadership
Lars Moesgaard left the Executive Board following a reorganisation, with effect from 1 November 2024.
globenewswire.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- NYKBDKKKXXX
- How the BIC breaks down
- NYKBBank
- DKCountry · Denmark
- KKLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 52965FONQ5NZKP0WZL45
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Denmark · Europe & Central Asia
- Trading venues (MIC)
- Operates MIC NYSI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Nykredit Realkredit A/S · DenmarkLIU16F6VZJSD6UKHD557 ↗
- Ultimate parent
- Forenet Kredit f.m.b.a. · Denmark54930044PCO1XG0OGZ29 ↗
The Forenet Kredit f.m.b.a. group has 2 institutions in the directory, in 1 country: all hold a BIC.
Including Lr Realkredit A/S.
See the Forenet Kredit f.m.b.a. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 25 SUNDKROGSGADE, NORDHAVN COPENHAGEN 2150 DENMARK
- Operational address
- SUNDKROGSGADE 25 NORDHAVN COPENHAGEN 2150 COPENHAGEN DENMARK
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>NYKBDKKKXXX</BICFI>
<LEI>52965FONQ5NZKP0WZL45</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>NYKBDKKKXXX</BICFI>
<LEI>52965FONQ5NZKP0WZL45</LEI>
<Nm>NYKREDIT BANK A/S</Nm>
<PstlAdr>
<TwnNm>COPENHAGEN</TwnNm>
<Ctry>DK</Ctry>
<AdrLine>25 SUNDKROGSGADE, NORDHAVN COPENHAGEN 2150</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 · NPC participants of 2026-09-25
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-07-07 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-09-06 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-09-06 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| Nordic Instant Credit Transfer (NCT Inst)ISO 20022 messages | 2025-04-22 | Branch BIC only | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date.
An institution missing from T2 may still be reachable through an indirect participant.
A branch BIC counts only when its LEI or its listed name matches this institution.
NCT and NCT Inst dates are when the institution became ready for the scheme.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| NYSI | NYKREDIT BANK | Operating MIC | Systematic internaliser |
Network
Branches and correspondent banking
All 6 branch BICs connect to the head office. No city, function or registration year splits them into groups. The bank publishes 23 accounts at other banks, across 4 regions.
- Own offices
- Correspondent banks: it holds accounts there
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
23 accounts at other banks and 1 route through its own offices, in 24 currencies, as the bank publishes them: nykredit.dk ↗ dated 20 May 2026
| Currency | Correspondent | BIC | Account | Purpose | Directory check |
|---|---|---|---|---|---|
| AED | JPMorgan Chase Bank, N.A., London United Kingdom | CHASGB2L | GB74CHAS60924267104000 | Commercial, FX, MM and derivatives; intermediary (field 56) First Abu Dhabi Bank PJSC, Abu Dhabi, NBADAEAACPU | Matches the Swift directory |
| AUD | Bank of America, Sydney (SC 232-001) Australia | BOFAAUSX | 18458016 | Commercial, FX, MM and derivatives | Matches the Swift directory |
| CAD | Bank of Montreal, Toronto Canada | BOFMCAT2 | 31441008122 | Commercial, FX, MM and derivatives | Matches the Swift directory |
| CHF | UBS AG, Zürich Switzerland | UBSWCHZH80A | CH430023023005821605U | Commercial, FX, MM and derivatives | Matches the Swift directory |
| CNY | Bank of America, Hong Kong Branch Hong Kong SAR China | BOFAHKHX | 96991-026 | Listed as CNH/CNY; commercial, FX, MM and derivatives | Matches the Swift directory |
| CZK | Deutsche Bank AG, Frankfurt Germany | DEUTDEFF | 100924372600CZK | Commercial, FX, MM and derivatives; intermediary (field 56) Ceskoslovenska Obchodni Banka A.S., Prague, CEKOCZPP | Matches the Swift directory |
| DKK | Nykredit Bank, Copenhagen through Central Bank Denmark | NYKBDKKK | DK7981170009500795 | Own DKK account settled through the central bank | Settles directly |
| EUR | Deutsche Bank AG, Frankfurt Germany | DEUTDEFF | 9243726 (DE13500700100924372600) | Commercial, FX, MM and derivatives | Matches the Swift directory |
| GBP | Royal Bank of Scotland Plc, London (SC 160034) United Kingdom | RBOSGB2L | 10004800 (GB29RBOS16003410004800) | Commercial, FX, MM and derivatives | Matches the Swift directory |
| HKD | Bank of America, Hong Kong Branch Hong Kong SAR China | BOFAHKHX | 96991-018 | Commercial, FX, MM and derivatives | Matches the Swift directory |
| HUF | Deutsche Bank AG, Frankfurt Germany | DEUTDEFF | 100924372600HUF | Commercial, FX, MM and derivatives; intermediary (field 56) Deutsche Bank AG, Hungary, DEUTHU2B | Matches the Swift directory |
| ISK | Islandsbanki hf., Reykjavik Iceland | GLITISRE | IS810500270032066810049120 | Commercial, FX, MM and derivatives | Matches the Swift directory |
| JPY | MUFG Bank Ltd, Tokyo Japan | BOTKJPJT | 653-0436615 | Commercial, FX, MM and derivatives | Matches the Swift directory |
| MXN | JPMorgan Chase Bank, N.A., London United Kingdom | CHASGB2L | GB55CHAS60924267104051 | Commercial, FX, MM and derivatives; intermediary (field 56) Banco Santander MEXICO SA, Mexico, BMSXMXMM; JPMorgan London shown as 'Acc. 2230' | Matches the Swift directory |
| NOK | DnB NOR Bank ASA, Oslo Norway | DNBANOKK | 7001.02.13302 (NO7670010213302) | Commercial, FX, MM and derivatives | Matches the Swift directory |
| NZD | Bank of America, Sydney Australia | BOFAAUSX | 18458024 | Commercial, FX, MM and derivatives; intermediary (field 56) Bank of New Zealand., Wellington, BKNZNZ22 | Matches the Swift directory |
| PLN | MBank S.A., Warsaw Poland | BREXPLPW | PL45114000000000101890001001 | Commercial, FX, MM and derivatives | Matches the Swift directory |
| RON | Deutsche Bank AG, Frankfurt Germany | DEUTDEFF | 100924372600RON | Commercial, FX, MM and derivatives; intermediary (field 56) Citibank Europe PLC, Bucharest, CITIROBU | Matches the Swift directory |
| SEK | Swedbank AB, Stockholm Sweden | SWEDSESS | SE8780000890110000012005 | Commercial, FX, MM and derivatives | Matches the Swift directory |
| SGD | Bank of America, Singapore Branch Singapore | BOFASG2X | 71674018 | Commercial, FX, MM and derivatives | Directory name differs BANK OF AMERICA NATIONAL ASSOCIATION |
| THB | Bangkok Bank, Bangkok Thailand | BKKBTHBK | 0000610349 | Commercial, FX, MM and derivatives | Matches the Swift directory |
| TRY | Yapi Ve Kredi Bankasi, Istanbul Türkiye | YAPITRISFEX | TR850006701000000041789563 | Commercial, FX, MM and derivatives | Matches the Swift directory |
| USD | JPMorgan Chase Bank, New York (ABA 021000021) United States | CHASUS33 | 001 1 197480 | Commercial, FX, MM and derivatives | Matches the Swift directory |
| ZAR | Absa Bank Limited, Johannesburg South Africa | ABSAZAJJ | 029231ZAR671201 | Commercial, FX, MM and derivatives | Matches the Swift directory |
This is the bank's official 'Payment Instructions' SSI PDF, valid from 20 May 2026. It applies to commercial and equity-trade payments and to FX, money market and derivatives settlement. The bank says it settles in CLS as a third-party member through JPMorgan, London (CHASGB2LTPA). All 26 currency rows were extracted. Where the source lists a field 56 intermediary, it is given in purpose. The DKK row is the bank's own account settled through the central bank. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| NYKBDKKKD01 | — | Copenhagen | SUNDKROGSGADE 25 NORDHAVN COPENHAGEN 2150 COPENHAGEN DENMARK | — | 2024-06-25 |
| NYKBDKKKE01 | — | Copenhagen | SUNDKROGSGADE 25 NORDHAVN COPENHAGEN 2150 COPENHAGEN DENMARK | — | 2024-06-25 |
| NYKBDKKKFIN | — | Copenhagen | SUNDKROGSGADE 25 NORDHAVN COPENHAGEN 2150 COPENHAGEN DENMARK | — | 2026-04-04 |
| NYKBDKKKMMK | — | Copenhagen | SUNDKROGSGADE 25 NORDHAVN COPENHAGEN 2150 COPENHAGEN DENMARK | — | 2026-04-04 |
| NYKBDKKKNPA | NPA | Nordhavn | SUNDKROGSGADE 25 NORDHAVN 2150 NORDHAVN DENMARK | — | 2026-04-04 |
| NYKBDKKKT01 | — | Copenhagen | SUNDKROGSGADE 25 NORDHAVN COPENHAGEN 2150 COPENHAGEN DENMARK | — | 2024-06-25 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: Nordic Payments Council, List of Scheme Participants.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: nykredit.com (official website) · original.
Assess the financial crime risk behind a BIC
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