Ireland · Credit institution
Permanent Tsb Plc. (Formerly Irish Life and Permanent PLC)
Legal name in the LEI recordPermanent TSB Public Limited Company
Permanent TSB plc is a public limited company incorporated in Ireland, with its registered office at 56-59 St Stephen's Green, Dublin 2. It trades as PTSB and PTSB Asset Finance. It is wholly owned by Permanent TSB Group Holdings plc, in which the Minister for Finance holds 57.5%. It provides retail and SME banking in Ireland, including mortgages, current accounts, deposits, consumer loans, credit cards and asset finance. In April 2026 BAWAG P.S.K. agreed to acquire the holding company, subject to regulatory approval and High Court sanction.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Less significant institution
- Supervisor
- Central Bank of Ireland (with ECB oversight)
- Listed as
- permanent tsb plc
- Entity type
- Credit institution
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- permanent tsb plc.
- RIAD code
- IEIRPERM
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Central Bank of Ireland (CBI) | 2007-11-01 | A1 A2 A3 A4 A5 A6 A7 A8 A9 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- IPBSIE2DXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under IPBSIE2D directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · VOP · T2 · TIPS
- Branch codes
- 1 branch code
- BIC first registered
- 1994-03-07
- Last updated
- 2024-04-10
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Permanent TSB Group Holdings plc
Institution type
Commercial bank
Trades as PTSB
- Standing
- On 14 April 2026 the parent, Permanent TSB Group Holdings plc, agreed a recommended cash acquisition by BAWAG P.S.K., a subsidiary of BAWAG Group AG. The holding company's shareholders approved the scheme on 30 July 2026. Completion remains subject to European Central Bank approval and High Court sanction. The sanction hearing is set for 27 October 2026.
- Ownership
- Permanent TSB Group Holdings plc holds 100% of the bank, and the Minister for Finance of Ireland holds 57.5% of the holding company.
- Direct parent
- Permanent TSB Group Holdings plc ↗, Ireland 100%
- Ultimate owner
- Government of Ireland (Minister for Finance), Ireland
- Head office
- 56-59 St Stephen's Green, D02 H489 Dublin, Ireland
- Company register
- 222332, Companies Registration Office (Ireland)
- Former names
- Irish Life and Permanent plc · Irish Permanent plc
Business lines
The bank's lending is concentrated in Irish residential mortgages, alongside SME lending, consumer finance and asset finance.
Online
- Websites & references
- ptsb.ie ↗
permanenttsbgroup.ie ↗ corporate and investor relations site of the parent, Permanent TSB Group Holdings plc
permanenttsb.ie ↗ former customer domain, still linked from the group site
open24.ie ↗ Open24 online banking
business24.ie ↗ Business24 online banking for business customers
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · YouTube ↗ · X (group account) ↗
Sources · 11 pages consulted
- ptsb.ie/
- permanenttsbgroup.ie/who-we-are/ownership-profile
- permanenttsbgroup.ie/who-we-are/governance/board-of-directors
- permanenttsbgroup.ie/who-we-are/governance/executive-committee
- rns-pdf.londonstockexchange.com/rns/2637O_1-2026-7-28.pdf
- permanenttsbgroup.ie/media/press-releases/2026/permanent-tsb-group-holdings-plc-announces-interim-results-2026
- dataprotection.ie/en/news-media/press-releases/data-protection-commission-announces-decision-in-pemanent-ts
- ccpc.ie/enforcement-and-regulation/mergers/find-a-merger-case/details/bawag-ptsb
- ptsb.ie/about-us/notices/2026/july/ptsb-confirms-shareholder-approval-of-bawag-acquisition/
- stockopedia.com/share-prices/permanent-tsb-group-LON:PTSB/news/permanent-tsb-group-bawag-group-ag-date-of
- en.wikipedia.org/wiki/Permanent_TSB
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Eamonn Crowley Chief Executive Officer
- Chair
- Julie O'Neill Chair / Independent Non-Executive Director
- Chief financial officer
- Barry D'Arcy Chief Financial Officer – Executive Director
- Executive
- Fiona McMahon Chief Risk Officer
- Executive
- Patrick Farrell Chief Retail Banking Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Ireland
- Central Bank of Ireland Prudential supervisorCentral bankAML supervisorConductResolution
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Shareholders of Permanent TSB Group Holdings plc approved the scheme of arrangement for the BAWAG acquisition on 30 July 2026.
ptsb.ie ↗ -
Merger / acquisition
The Competition and Consumer Protection Commission cleared BAWAG's proposed acquisition of sole control of Permanent TSB Group Holdings plc.
ccpc.ie ↗ -
Enforcement
The Data Protection Commission reprimanded the bank and fined it EUR 277,500 for GDPR breaches linked to its Open24 contact centre.
dataprotection.ie ↗ -
Merger / acquisition
The group's board agreed a recommended cash acquisition of Permanent TSB Group Holdings plc by BAWAG P.S.K. on 14 April 2026.
permanenttsbgroup.ie ↗ -
Other
NatWest Group disposed of its remaining 63,614,171 shares in Permanent TSB Group Holdings plc on 15 July 2025.
permanenttsbgroup.ie ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- IPBSIE2DXXX
- How the BIC breaks down
- IPBSBank
- IECountry · Ireland
- 2DLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300WL1M55G8FIDZ68
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Ireland · Europe & Central Asia
- Banking supervision
- Less significant · Central Bank of Ireland as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Permanent Tsb Group Holdings Public Limited Company · Ireland635400DTNHVYGZODKQ93 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 56/59 ST. STEPHEN'S GREEN DUBLIN D02 H489 IRELAND
- Operational address
- 56/59 ST. STEPHEN'S GREEN DUBLIN DUBLIN D02 H489 IRELAND
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>IPBSIE2DXXX</BICFI>
<LEI>549300WL1M55G8FIDZ68</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>IPBSIE2DXXX</BICFI>
<LEI>549300WL1M55G8FIDZ68</LEI>
<Nm>PERMANENT TSB PLC. (FORMERLY IRISH LIFE AND PERMANENT PLC)</Nm>
<PstlAdr>
<TwnNm>DUBLIN</TwnNm>
<Ctry>IE</Ctry>
<AdrLine>56/59 ST. STEPHEN'S GREEN DUBLIN D02 H489</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2024-12-02 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-03-22 | Head office | — |
| Verification of Payee | 2025-09-15 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| IPBSIE2DTPS | — | Dublin | 56/59 ST. STEPHEN'S GREEN DUBLIN DUBLIN D02 H489 IRELAND | — | 2024-09-28 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
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