Austria · Payments & e-money
Psa Payment Services Austria GMBH
PSA Payment Services Austria GmbH is a limited liability company based in Vienna. The Austrian Financial Market Authority (FMA) authorises it as a payment institution, and the EBA register lists card acquiring among its activities. Nineteen Austrian banks and holding companies own the firm. It runs the Bankomat ATM and debit card system, clearing-house transfers, eps online payments and the ich.app digital identity service for banks. It describes itself as the legal successor of PayLife Bank GmbH and took over debit issuing support and ATM acquiring in 2012.
Licences and registrations
Held by Psa Payment Services Austria GmbH (LEI 529900RX4K761L5DB983). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterAustrian Financial Market AuthorityLinked by LEI. Matched by Elucidate to GLEIF on name and country only. | Payment institutionPayment Institution | 370048p | Austria | Active | 2012-05-02 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- PSSAATWWXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under PSSAATWW directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- T2
- Branch codes
- 1 branch code
- BIC first registered
- 2012-05-19
- Last updated
- 2023-05-22
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Privately held
Firm type
Payment infrastructure
Trades as PSA
- Ownership
- The commercial register lists 19 shareholders, including UniCredit Bank Austria AG, BAWAG P.S.K., Erste Bank der oesterreichischen Sparkassen AG, Raiffeisen Bank International AG and several regional Austrian banks.
- Head office
- Handelskai 92, Gate 2, 6. OG, 1200 Wien, Austria
- Company register
- Firmenbuch (Commercial Court Vienna) FN 370048p
- Incorporated
- 19 Oct 2011
Online
- Websites & references
- psa.at ↗
zv.psa.at ↗ payment transactions portal (EBICS, MBS, XS2A/API, payment references)
eservice.psa.at ↗ eService portal
ich.app ↗ ich.app digital identity product site - Official social accounts
- Instagram (ich.app brand) ↗ · Facebook (ich.app brand) ↗ · LinkedIn (ich.app brand) ↗
Sources · 8 pages consulted
- evi.gv.at/f/370048p
- evi.gv.at/b/pi/bpf-6kb
- zv.psa.at/en/impressum.html
- ich.app/privatkunde/impressum
- ots.at/presseaussendung/OTS_20260108_OTS0044/psa-verarbeitete-2025-ueber-34-milliarden-transakti
- ots.at/presseaussendung/OTS_20260123_OTS0038/psa-bereitet-issuing-support-fuer-wero-in-oesterrei
- ots.at/pressemappe/16255/psa-payment-services-austria-gmbh
- worldline.com/en/home/top-navigation/media-relations/press-release/worldline-and-psa-payment-services-a
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FMA authorises the firm as a payment institution, and the EBA register lists payment services and card acquiring as its activities. The firm describes itself as a central service provider and processor for Austrian banks.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Austrian Financial Market Authority (FMA) Austria | Payment institution | 370048p | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
The firm processes Bankomat debit card, ATM, credit card and clearing-house transactions for banks. It also provides eps online payments, verification of payee, age checks and the ich.app identity service, and it is preparing Wero issuing support for banks.
According to the firm, it serves mainly Austrian banks and in 2025 won bank clients in Germany, Liechtenstein, Slovenia and Slovakia.
- Sells to
- Financial institutions · Enterprises
- Serves customers in 5 countries
- Austria · Germany · Liechtenstein · Slovenia · Slovakia
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- David Ostah Geschäftsführer (Managing Director)
- Chief executive
- Harald Flatscher Geschäftsführer (Managing Director), described as Co-CEO
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm announced that it was preparing issuing support for the European Payments Initiative's Wero service for banks in Austria and Germany.
ots.at ↗ -
Other
The firm reported processing over 3.4 billion transactions for banks in 2025, including about 1.9 billion Bankomat card transactions.
ots.at ↗ -
Other
The commercial register recorded a change of shareholder on 30 August 2025 and entered Erste Bank der oesterreichischen Sparkassen AG as a shareholder.
evi.gv.at ↗ -
Other
The Federal Criminal Police Office and the firm extended their cooperation agreement on preventing cybercrime.
ots.at ↗ -
Other
The commercial register entered GBG Beteiligungen GmbH as a shareholder of the firm on 26 October 2024.
evi.gv.at ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- PSSAATWWXXX
- How the BIC breaks down
- PSSABank
- ATCountry · Austria
- WWLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 529900RX4K761L5DB983
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 370048p
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name and country only.
- Register-entry ID
- ca8ecc4b3a4a
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- Licensed in
- Austria
- Country · region
- Austria · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- RIVERGATE GATE 2 FLOOR 6.OG HANDELSKAI 92 VIENNA 1200 AUSTRIA
- Operational address
- RIVERGATE GATE 2 FLOOR 6.OG HANDELSKAI 92 VIENNA VIENNA 1200 AUSTRIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>PSSAATWWXXX</BICFI>
<LEI>529900RX4K761L5DB983</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>PSSAATWWXXX</BICFI>
<LEI>529900RX4K761L5DB983</LEI>
<Nm>PSA PAYMENT SERVICES AUSTRIA GMBH</Nm>
<PstlAdr>
<TwnNm>VIENNA</TwnNm>
<Ctry>AT</Ctry>
<AdrLine>RIVERGATE GATE 2 FLOOR 6.OG HANDELSKAI 92 VIENNA 1200</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
The T2 list names direct participants only and gives no joining date.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| PSSAATWWIPC | — | Vienna | RIVERGATE GATE 2 FLOOR 6.OG HANDELSKAI 92 VIENNA VIENNA 1200 AUSTRIA | — | 2024-05-11 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Central Bank, List of T2 participants.
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: psa.at (official website) · original.
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