Denmark · Financial institution
Realkredit Danmark
Legal name in the LEI recordREALKREDIT DANMARK A/S
Realkredit Danmark A/S is a Danish mortgage credit institution based in Copenhagen. It is supervised by the Danish Financial Supervisory Authority (Finanstilsynet). The bank is a subsidiary of Danske Bank A/S and has been part of the Danske Bank Group since 2001. It provides mortgage loans to personal and business customers and funds them by issuing mortgage bonds. It describes itself as one of Denmark's largest mortgage credit institutions.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- REALKREDIT DANMARK A/S
- RIAD code
- DK13399174
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Finanstilsynet | 1900-01-01 | A1 A2 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- RDDKDKKKXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under RDDKDKKK directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- T2
- Branch codes
- 2 branch codes
- BIC first registered
- 1998-09-05
- Last updated
- 2026-05-14
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
Danske Bank A/S
Institution type
Other
Trades as Realkredit Danmark
- Ownership
- Danske Bank A/S is the parent company and the registered owner of Realkredit Danmark A/S.
- Direct parent
- Danske Bank A/S, Denmark
- Head office
- Bernstorffsgade 40, 1577 København V, Denmark
- Company register
- CVR 13399174 (Danish Central Business Register)
Business lines
The bank offers mortgage loans on residential, commercial, agricultural and subsidised housing properties and funds them through covered mortgage bond issuance. Loans are distributed largely through Danske Bank.
Online
- Websites & references
- rd.dk ↗
Wikidata Q12333019 ↗ - Official social accounts
- None found
Sources · 11 pages consulted
- rd.dk/
- rd.dk/realkredit-danmark/
- rd.dk/realkredit-danmark/regnskab-og-meddelelser
- rd.dk/realkredit-danmark/selskabsmeddelelser
- ml-eu.globenewswire.com/Resource/Download/204d246f-8c87-45a9-81a8-036d0b6c620f
- globenewswire.com/news-release/2026/07/17/3328908/0/en/realkredit-danmark-reports-net-profit-of-dkk-2-388-m
- globenewswire.com/news-release/2026/03/16/3256412/0/da/Forl%C3%B8b-af-ordin%C3%A6r-generalforsamling-i-Real
- globenewswire.com/news-release/2025/10/31/3178109/0/da/Nyt-medlem-af-direktionen-i-Realkredit-Danmark-A-S.h
- rd.dk/realkredit-danmark/selskabsmeddelelser/2023/sm20230906
- finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2024/dec/redegoerelse-om-inspektion-i-realkredit-danmark
- rd.dk/da-dk/om-os/profil-og-organisation/pages/profil-og-organisation.aspx
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Kamilla Hammerich Skytte Administrerende direktør (Chief Executive Officer)
- Chair
- Christian Bornfeld Bestyrelsesformand (Chair of the Board of Directors)
- Executive
- Bjarne Aage Jørgensen Direktør (Member of the Executive Board)
- Executive
- Thais Lærkholm Jensen Direktør (Member of the Executive Board), Head of Products, Business Development and Funding
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Denmark
- Danish Financial Supervisory Authority (Finanstilsynet) Prudential supervisorAML supervisorConduct
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Leadership
Thais Lærkholm Jensen joined the Executive Board on 1 January 2026, as announced by the bank in October 2025.
globenewswire.com ↗ -
Enforcement
Finanstilsynet issued orders and a reprimand after inspecting the bank's loan-to-value monitoring and supplementary collateral calculations in June 2024.
finanstilsynet.dk ↗ -
Leadership
Bjarne Aage Jørgensen joined the Executive Board on 6 September 2023. The former risk director Klaus Kristiansen left the board in July 2023.
rd.dk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- RDDKDKKKXXX
- How the BIC breaks down
- RDDKBank
- DKCountry · Denmark
- KKLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300NLOMBOWE943Y30
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Denmark · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1989
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Danske Bank A/S · DenmarkMAES062Z21O4RZ2U7M96 ↗
The Danske Bank A/S group has 9 institutions in the directory, in 7 countries: all hold a BIC.
Including Northern Bank Limited, Danske Bank A/S, Danske Bank A/S, Danske Bank, Danske Bank A/S, Finland Branch.
See the Danske Bank A/S group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- BERNSTORFFSGADE 40 COPENHAGEN V 1577 DENMARK
- Operational address
- BERNSTORFFSGADE 40 COPENHAGEN 1577 COPENHAGEN DENMARK
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>RDDKDKKKXXX</BICFI>
<LEI>549300NLOMBOWE943Y30</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>RDDKDKKKXXX</BICFI>
<LEI>549300NLOMBOWE943Y30</LEI>
<Nm>REALKREDIT DANMARK</Nm>
<PstlAdr>
<TwnNm>COPENHAGEN</TwnNm>
<Ctry>DK</Ctry>
<AdrLine>BERNSTORFFSGADE 40 COPENHAGEN V 1577</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
The T2 list names direct participants only and gives no joining date.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch network
All 2 branch BICs connect to the head office. They are all in Copenhagen, and no function or registration year splits them further.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| RDDKDKKKDKK | TECHNICAL ADDRESS FOR DKK MI | Copenhagen | BERNSTORFFSGADE 40 COPENHAGEN 1577 COPENHAGEN DENMARK | — | 2026-05-14 |
| RDDKDKKKEUR | TECHNICAL ADDRESS FOR EUR MI | Copenhagen | BERNSTORFFSGADE 40 COPENHAGEN 1577 COPENHAGEN DENMARK | — | 2026-05-14 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Central Bank, List of T2 participants.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: rd.dk (official website) · original.
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