Sweden · Payments & e-money
Ria Financial Services Sweden AB
Ria Financial Services Sweden AB is a Swedish limited company based in Solna. It belongs to the Ria Money Transfer business of Euronet Worldwide, Inc. Finansinspektionen (FI) lists it as a payment institution authorised for services enabling cash withdrawals from a payment account. FI also registers it as the Swedish money-remittance agent of Ria Payment Institution, EP, S.A.U., which the Bank of Spain authorises as a payment institution under licence 6842. Ria's Swedish in-store remittance terms name the Spanish institution as the service provider. The Ria app and online service in Sweden are provided by RIA Lithuania UAB.
Licences and registrations
Held by Ria Financial Services Sweden AB (LEI 636700Z8QI1AXSGRHO88). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterSwedish Financial Supervisory Authority | Payment institutionPayment Institution | 80375 | Sweden | Active | 2023-09-15 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Firm type
Money remittance
Trades as Ria Money Transfer
- Ownership
- Euronet Worldwide, Inc. lists the firm among its subsidiaries, but the sources reviewed do not name its direct parent.
- Ultimate owner
- Euronet Worldwide, Inc., United States
- Head office
- Armégatan 40, 5 tr, 171 71 Solna, Sweden
- Company register
- Bolagsverket 556803-5504
Online
- Websites & references
- riamoneytransfer.com ↗
riamoneytransfer.com/en-se ↗ Ria Money Transfer Sweden country site (group brand site) - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 9 pages consulted
- fi.se/en/our-registers/company-register/details/?id=104493
- fi.se/sv/vara-register/foretagsregistret/details?id=174781
- riamoneytransfer.com/sv-se/retail-terms/
- riamoneytransfer.com/en-se/app-terms-and-conditions/
- riamoneytransfer.com/en-se/
- riamoneytransfer.com/en-se/legal-documents/
- euronet.com/about-euronet/our-locations/
- sec.gov/Archives/edgar/data/1029199/000095012311018840/c61623exv21w1.htm
- svt.se/nyheter/granskning/ug/avslojar-gangman-och-terrorkopplad-har-tillstand-via-staten-slussar
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- Ria Payment Institution, EP, S.A.U., Spain Swedish agent of foreign payment institution (money remittance), as registered by Finansinspektionen
Finansinspektionen authorises the firm as a payment institution for services enabling cash withdrawals from a payment account. It provides money remittance as the FI-registered agent of Ria Payment Institution, EP, S.A.U., which the Bank of Spain authorises as a payment institution.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Finansinspektionen (Swedish Financial Supervisory Authority) Sweden | Payment institution (Betalningsinstitut): services enabling cash withdrawals from a payment account | 80375 | In its own name | Active | fi.se ↗ |
| Finansinspektionen (Swedish Financial Supervisory Authority) Sweden | Swedish agent of foreign payment institution (money remittance) for Ria Payment Institution, EP, S.A.U. | — | As agent | Active | fi.se ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Insurance or guaranteeFor remittances made through its Swedish agents, Ria Payment Institution, EP, S.A.U. states that it covers customer funds with a guarantee from an authorised insurer or credit institution under Spanish Royal Decree 736/2019. The firm publishes no safeguarding arrangement for its own authorisation.
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
As agent of Ria Payment Institution, EP, S.A.U., it provides international money remittance in Sweden. FI also authorises it for services enabling cash withdrawals from a payment account.
It serves customers in Sweden. The Ria Sweden site offers transfers to destinations including Afghanistan, Bangladesh, Eritrea, Ethiopia, Somalia, Nigeria, Pakistan and the Philippines.
- Sells to
- Consumers
- Serves customers in
- Sweden
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
Finansinspektionen's register recorded an authorisation dated 21 April 2026 for services enabling cash withdrawals from a payment account.
fi.se ↗ -
Other
SVT's Uppdrag granskning reported that two Ria Money Transfer agents in Sweden had links to organised crime and terrorism-related activity.
svt.se ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 80375
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- bb1bc57c28e6
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Licensed in
- Sweden · Europe & Central Asia
- First registered
- 2023-09-15
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Address on the register
- Armégatan 40, 5 tr, Solna, 171 71
- Country
- Sweden
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>636700Z8QI1AXSGRHO88</LEI>
<Nm>Ria Financial Services Sweden AB</Nm>
<PstlAdr>
<PstCd>171 71</PstCd>
<TwnNm>Solna</TwnNm>
<Ctry>SE</Ctry>
<AdrLine>Armégatan 40, 5 tr</AdrLine>
</PstlAdr>
</FinInstnId>- CBPR+ does not accept the character é in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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