Vietnam · Financial institution
Sai Gon - Ha Noi Commercial Joint Stock Bank
Legal name in the LEI recordNgân hàng Thương mại cổ phần Sài Gòn-Hà Nội
Saigon-Hanoi Commercial Joint Stock Bank (SHB) is a Vietnamese joint stock commercial bank with its head office in Hanoi. It was founded on 13 November 1993 as Nhon Ai Rural Commercial Joint Stock Bank in Can Tho. It became an urban commercial bank under its current name in 2006 and absorbed Habubank in 2012. Its shares are listed on the Ho Chi Minh City Stock Exchange (HOSE), and no shareholder holds a controlling stake. It offers retail, SME and corporate banking, trade finance and treasury services, and it has subsidiary banks in Laos and Cambodia.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- SHBAVNVXXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under SHBAVNVX directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2007-08-18
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Publicly listed
Ticker SHB
Institution type
Commercial bank
Trades as SHB
- Ownership
- The bank is listed on HOSE and no shareholder controls it. According to press reports of its 2026 half-year governance report, T&T Group JSC holds 6.75%, and the chairman's family and two related entities hold about 17% in total.
- Major shareholder
- T&T Group Joint Stock Company (Công ty cổ phần Tập đoàn T&T) 6.75% · 30 Jun 2026
- Stock listing
- Ho Chi Minh City Stock Exchange (HOSE) SHB
- Head office
- 77 Trần Hưng Đạo, 10000 Hanoi, Vietnam
- Former name
- Ngân hàng TMCP Nông thôn Nhơn Ái (Nhon Ai Rural Commercial Joint Stock Bank)
Business lines
The bank serves individuals, SMEs and large corporate and state-owned customers. It also offers international payments, trade finance, guarantees, FX and treasury products and ODA-funded lending. According to its website, it has correspondent relationships with about 500 banks.
Online
- Websites & references
- shb.com.vn ↗
new.shb.com.vn ↗ new website interface linked from the header of shb.com.vn - Official social accounts
- Facebook ↗ · YouTube ↗
Sources · 12 pages consulted
- shb.com.vn/
- shb.com.vn/language/en/
- shb.com.vn/language/en/category/about-us/the-management/
- shb.com.vn/gioi-thieu-chung-ve-ngan-hang-shb/
- shb.com.vn/shb-lai-truoc-thue-9-092-ty-dong-trong-6-thang-hoan-thanh-51-ke-hoach-nam/
- shb.com.vn/category/lien-ket-nhanh/ngan-hang-dai-ly/
- shb.com.vn/lien-he/
- shb.com.vn/language/en/category/corporate-banking/international-settlement-and-trade-finance/
- shb.com.vn/nhnn-chap-thuan-thu-tuc-quan-trong-shb-du-kien-hoan-tat-thuong-vu-shbfinance-vao-giua-quy
- nhipsongkinhdoanh.vn/shb-mien-nhiem-mot-lanh-dao-cap-cao-28820.htm
- vietnambiz.vn/thanh-tra-chinh-phu-chi-ra-nhieu-sai-pham-trong-viec-cho-vay-bat-dong-san-tai-mot-ngan-ha
- dautuvietnam.com.vn/dau-tu/tai-chinh-ngan-hang/bau-hien-va-nhom-co-dong-lien-quan-nam-17-von-ngan-hang-shb-a2
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Ngo Thu Ha Member of the Board of Directors cum CEO (General Director)
- Chair
- Do Quang Hien Chairman of the Board of Directors
- Executive
- Do Quang Vinh Vice Chairman of the Board of Directors cum Deputy CEO
- Executive
- Ninh Thi Lan Phuong Deputy General Director (Chief Operations Officer)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Vietnam
- State Bank of Vietnam Central bankPrudential supervisorAML supervisor
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
The State Bank of Vietnam approved converting SHBFinance into a single-member company, the step needed for the bank to sell its remaining 50% to Krungsri.
shb.com.vn ↗ -
Other
The bank issued more than 750 million new shares and raised its charter capital to VND 53,442 billion.
shb.com.vn ↗ -
Leadership
The Board of Directors removed Do Duc Hai as Deputy CEO from 15 May 2026, at his own request.
nhipsongkinhdoanh.vn ↗ -
Investigation
The Government Inspectorate published inspection findings of violations in credit appraisal, disbursement, collateral management and cash-flow control between 2020 and 2025.
vietnambiz.vn ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- SHBAVNVXXXX
- How the BIC breaks down
- SHBABank
- VNCountry · Vietnam
- VXLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 2549007HTI2GPELM0894
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Vietnam · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 77 TRAN HUNG DAO STR. HANOI 844 VIET NAM
- Operational address
- 77 TRAN HUNG DAO STR HANOI 844 HANOI VIET NAM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>SHBAVNVXXXX</BICFI>
<LEI>2549007HTI2GPELM0894</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>SHBAVNVXXXX</BICFI>
<LEI>2549007HTI2GPELM0894</LEI>
<Nm>SAI GON - HA NOI COMMERCIAL JOINT STOCK BANK</Nm>
<PstlAdr>
<TwnNm>HANOI</TwnNm>
<Ctry>VN</Ctry>
<AdrLine>77 TRAN HUNG DAO STR. HANOI 844</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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