Latvia · Payments & e-money
SIA Mintos Payments
Trading asMintos Payments
SIA Mintos Payments is a Latvian limited liability company with its seat in Riga. Latvijas Banka authorises it as an electronic money institution under licence No. 06.12.04.723/535, valid from 17 August 2021. The group's 2024 consolidated annual report shows AS Mintos Holdings, the parent of the Mintos investment platform group, owning 100% of the firm. The group describes the firm as its licensed electronic money institution but does not publish any product offered in the firm's own name.
Licences and registrations
Held by SIA Mintos Payments (LEI 984500A5UDC4N1Q15212). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterLatvijas Banks | Electronic money institutionE-Money / Stored Value Institution | 44103143397 | Latvia | Active | 2021-08-17 | — |
|
Search the register ↗ |
Trading names on the register: Mintos Payments (EBA-PSD2)
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% AS Mintos Holdings
Firm type
E-money and accounts
Trades as Mintos
- Ownership
- The group's 2024 consolidated annual report shows AS Mintos Holdings, which has no majority shareholder, owning 100% of the firm.
- Direct parent
- AS Mintos Holdings ↗, Latvia 100%
- Head office
- Skanstes iela 50, LV-1013 Rīga, Latvia
- Company register
- Register of Enterprises of the Republic of Latvia 44103143397
Online
- Websites & references
- mintos.com ↗
help.mintos.com ↗ Mintos group help centre - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 10 pages consulted
- bank.lv/en/financial-market-participant-register/market-participants/mintos-payments-sia
- assets.mintos.com/F8E618F5-3CCD-1179-BD07-C5282A1CD3C3.pdf
- mintos.com/en/legal-documents/
- mintos.com/en/imprint/
- mintos.com/en/annual-reports/
- mintos.com/en/about-us/investor-relations/
- fsma.be/en/prospectus/mintos-holdings
- finance.yahoo.com/news/mintos-pursues-ecb-banking-licence-080000599.html
- db.lv/zinas/mintos-sak-gatavot-pieteikumu-ecb-licencei-526259
- db.lv/zinas/fktk-izsniedz-licences-mintos-marketplace-un-mintos-payments-504123
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
Latvijas Banka authorises the firm as an electronic money institution under licence No. 06.12.04.723/535, valid from 17 August 2021. The Financial and Capital Market Commission (FCMC) originally issued the licence.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Latvijas Banka Latvia | Authorized electronic money institution | 06.12.04.723/535 | In its own name | Active | bank.lv ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
The firm's licence covers issuing electronic money, issuing payment instruments and executing payment transactions, including direct debits, card payments and credit transfers. The Mintos group does not publish any product offered under the firm's own name.
The firm holds a Latvian licence. Neither the firm nor Latvijas Banka's register entry states any passporting to other EEA states.
- Revenue
- EUR 14.1m
- Serves customers in
- Latvia
- Latest funding round
- Equity round on the Mintos platform (group level) · EUR 2.8m Feb 2026
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The Mintos group started the process of applying for a banking licence from the European Central Bank. It expects the process to take 12 to 18 months.
finance.yahoo.com ↗ -
Funding
The Mintos group said nearly 6,000 investors on its platform had committed EUR 2.8 million in a funding round.
finance.yahoo.com ↗ -
Funding
The Mintos group raised EUR 3.1 million in equity from more than 3,300 investors on Crowdcube.
assets.mintos.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 44103143397
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 2a22b152cd27
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Payment services
- E-money / stored value
- Licensed in
- Latvia · Europe & Central Asia
- First registered
- 2021-08-17
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Address on the register
- Skanstes iela 50, Rīga, LV-1013
- Country
- Latvia
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>984500A5UDC4N1Q15212</LEI>
<Nm>SIA Mintos Payments</Nm>
<PstlAdr>
<PstCd>LV-1013</PstCd>
<TwnNm>Rīga</TwnNm>
<Ctry>LV</Ctry>
<AdrLine>Skanstes iela 50</AdrLine>
</PstlAdr>
</FinInstnId>- CBPR+ does not accept the character ī in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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