France · Payments & e-money
Somafi-Soguafi
Somafi-Soguafi is a French société anonyme with its registered office in Fort-de-France, Martinique. It is authorised as a société de financement (financing company) and is registered with the CIB code 18890. The register of the Autorité de contrôle prudentiel et de résolution (ACPR) lists it as a financing company and payment institution. It describes itself as a subsidiary of My Money Bank, part of the CCF group. It offers personal loans, credit consolidation, car finance, leasing and equipment finance to consumers and businesses in Martinique, Guadeloupe and French Guiana. It also sells related insurance as a registered insurance intermediary.
Licences and registrations
Held by Somafi-Soguafi (LEI 549300DM8YO4LHINYC19). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterPrudential Supervisory and Resolution Authority | Payment institutionPayment Institution | 303160501 | France | Active | 2014-10-06 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
My Money Bank
Firm type
Lending or buy now, pay later
Trades as Somafi-Soguafi
- Ownership
- The firm is a subsidiary of My Money Bank, and CCF Holding is the ultimate consolidating parent according to the entity's GLEIF record.
- Direct parent
- My Money Bank, France
- Ultimate owner
- CCF Holding, France
- Head office
- Dillon, 8 lotissement Bardinet, 97200 Fort-de-France, France
- Company register
- RCS Fort-de-France 303 160 501
- Incorporated
- 1974
Online
- Websites & references
- somafi-soguafi.fr ↗
monespace.sofi-dom.fr ↗ customer portal (Espace client), linked from the homepage
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗
Sources · 8 pages consulted
- somafi-soguafi.fr/page-mentions-legales.html
- somafi-soguafi.fr/sites/somafi-soguafi/files/pdf/conditions-generales-banque-somafi-soguafi.pdf
- regafi.fr/spip.php?cat=21-TBR07&id_secteur=1&lang=fr&page=export&retrait=0&sort=sta_asc&type=advanc
- somafi-soguafi.fr/
- somafi-soguafi.fr/qui-sommes-nous.html
- groupeccf.fr/en/our-activities
- groupeccf.fr/en/about-us
- fr.wikipedia.org/wiki/My_Money_Bank
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The firm is authorised in France as a société de financement under CIB code 18890. The ACPR's REGAFI register also lists it as a payment institution. It is registered with ORIAS as an insurance intermediary under number 07 023 999.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Autorité de contrôle prudentiel et de résolution (ACPR) France | Société de financement (financing company) | 18890 | In its own name | Active | somafi-soguafi.fr ↗ |
| Autorité de contrôle prudentiel et de résolution (ACPR) France | Payment institution (EBA PSD2 register; REGAFI category 'Société de financement/Etablissement de paiement') | 303160501 | In its own name | Active | — |
| ORIAS (French register of insurance, banking and finance intermediaries) France | Intermédiaire en assurance (insurance intermediary) | 07 023 999 | In its own name | Active | somafi-soguafi.fr ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
It offers personal loans, credit consolidation, car and motorcycle credit, finance leasing, operating leases and point-of-sale credit through car dealers and retailers, with related optional insurance.
It serves customers in Martinique, Guadeloupe and French Guiana through branches in Fort-de-France, Baie-Mahault and Cayenne.
- Sells to
- Consumers · Small businesses · Enterprises
- Serves customers in 3 countries
- Martinique · Guadeloupe · French Guiana
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Jacques Rouquette Directeur général (Chief Executive Officer)
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
The firm's group completed its acquisition of HSBC Continental Europe's French retail banking business, and My Money Group became the CCF group.
groupeccf.fr ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 303160501
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- National bank code
- FR-CIB 18890
- Elucidate firm ID
- 70d66c5c4ccb
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Card acquiring
- Licensed in
- France · Europe & Central Asia
- First registered
- 2014-10-06
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- My Money Bank · France549300XYJSIN9JGKDH03 ↗
- Ultimate parent
- Ccf Holding · France969500ULNMJWJWCKM704 ↗
The Ccf Holding group has 5 institutions in the directory, in 2 countries: 4 hold a BIC and 1 does not.
Including My Money Bank, Ccf S.A., Societe Generale de Banque Aux Anti Lles, Societe Reunionnaise Financement- Sorefi.
See the Ccf Holding group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- 8 lotissement Bardinet Dillon, FORT DE FRANCE, 97200
- Country
- France
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>549300DM8YO4LHINYC19</LEI>
<Nm>Somafi-Soguafi</Nm>
<PstlAdr>
<PstCd>97200</PstCd>
<TwnNm>FORT DE FRANCE</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>8 lotissement Bardinet Dillon</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
National bank codes
National bank-code directories, matched by LEI
| Code | Scheme | Name in the directory | City |
|---|---|---|---|
| 18890 | FR-CIB | Somafi-Soguafi | FORT DE FRANCE |
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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