Norway · Financial institution
Sparebank 1 Smn
SpareBank 1 SMN is a Norwegian savings bank with its head office in Trondheim. It was founded in 1823 as Trondhjems Sparebank. Its equity certificates are listed on Oslo Børs, and the two largest certificate holders are savings bank foundations. The bank is a member of the SpareBank 1 alliance and holds 19.5% of SpareBank 1 Gruppen. It provides retail and corporate banking in Central Norway. Through subsidiaries it also offers real estate brokerage, accounting services and leasing. SpareBank 1 Søre Sunnmøre merged into the bank on 2 May 2023, with SpareBank 1 SMN as the acquiring bank.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Norwegian Financial Supervisory Authority | 1997-05-12 | A1 A2 A3 A5 A6 A7 B1 B2 B3 B4 B5 B6 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- SPTRNO22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of SPTRNO22 marks reverse billing.
- Swift GPI
- Live member
- Payment schemes and systems
- SCT · NBO
- Branch codes
- 1 branch code
- BIC first registered
- 1977-09-12
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Publicly listed
Ticker MING
Institution type
Savings bank
- Ownership
- Equity certificate holders own about 67% of the bank's equity, and the rest is ownerless capital held as the savings bank reserve.
- Major shareholders
- Sparebankstiftinga Søre Sunnmøre 7.26% · 30 Jun 2026
Sparebankstiftelsen SMN 5.15% · 30 Jun 2026 - Stock listing
- Oslo Børs MING
- Head office
- Søndre gate 4, 7011 Trondheim, Norway
- Company register
- Organisasjonsnummer 937 901 003, Brønnøysund Register Centre
- Former names
- Sparebanken Midt-Norge · Trondhjems Sparebank
Business lines
Alongside retail, corporate and agricultural banking, the group runs real estate brokerage, accounting services and leasing and car finance through its subsidiaries.
Online
- Websites & references
- smn.no ↗
sparebank1.no/nb/smn.html ↗ Customer and corporate site on the shared SpareBank 1 alliance domain (smn.no redirects here)
sparebank1.no/en/smn/about-us/investor.html ↗ Investor relations (English)
Wikipedia ↗
Wikidata Q7573579 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗
Sources · 11 pages consulted
- sparebank1.no/en/smn/about-us/company-information.html
- sparebank1.no/en/smn/about-us/group-management.html
- sparebank1.no/nb/smn/om-oss/om-banken/styret.html
- sparebank1.no/en/smn/about-us/investor.html
- sparebank1.no/content/dam/SB1/bank/smn/vedlegg/Investor/ars-og-kvartalsrapporter/smn-investor-quarterly
- finanstilsynet.no/nyhetsarkiv/tilsynsrapporter/2026/tilsynsrapport---sparebank-1-smn2
- finanstilsynet.no/nyhetsarkiv/tilsynsrapporter/2026/tilsynsrapport--sparebank-1-smn
- aarsrapport.smn.no/2023/note_oppkjop/index.html
- sparebankforeningen.no/om-oss/fusjoner-og-endringer/
- smn.no
- en.wikipedia.org/wiki/SpareBank_1_SMN
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Jan-Frode Janson
Group CEO
- Chair
-
Kjell Bjordal
Styreleder (Chair of the Board)
- Chief financial officer
-
Trond Søraas
Executive director – Finance and Strategy
- Executive
-
Ola Neråsen
Executive director – Risk Management
- Executive
-
Johan-Petter Winsnes
Executive director – Financial crime and business support
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Norway
- Financial Supervisory Authority of Norway (Finanstilsynet) Prudential supervisorAML supervisorConductSecuritiesResolution
- Norway
- Norwegian Ministry of Finance Other
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Investigation
Finanstilsynet published an ICT inspection report that found some deficiencies in the bank's governance and control of its ICT activities.
finanstilsynet.no ↗ -
Investigation
Finanstilsynet published an on-site inspection report on market, liquidity and funding risk that noted weaknesses in documentation, regulatory compliance and board involvement.
finanstilsynet.no ↗ -
Merger / acquisition
Norion Næringsmegling, part of the SpareBank 1 SMN group, completed its acquisition of SPG Corporate Finance on 24 April 2026.
sparebank1.no ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- SPTRNO22XXX
- How the BIC breaks down
- SPTRBank
- NOCountry · Norway
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 7V6Z97IO7R1SEAO84Q32
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Bank identifier (registernummer) 3991 + 69 more
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Norway · Europe & Central Asia
- Trading venues (MIC)
- Operates MIC SPTR list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1823
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
The Sparebank 1 Smn group has 2 institutions in the directory, in 1 country: all hold a BIC.
Including Sparebank 1 Markets AS.
See the Sparebank 1 Smn group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- SONDRE GATE 4 TRONDHEIM 7467 NORWAY
- Operational address
- SONDRE GATE 4 TRONDHEIM 7467 TRONDHEIM POB 4796 SLUPP NORWAY
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>SPTRNO22XXX</BICFI>
<LEI>7V6Z97IO7R1SEAO84Q32</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>SPTRNO22XXX</BICFI>
<LEI>7V6Z97IO7R1SEAO84Q32</LEI>
<Nm>SPAREBANK 1 SMN</Nm>
<PstlAdr>
<TwnNm>TRONDHEIM</TwnNm>
<Ctry>NO</Ctry>
<AdrLine>SONDRE GATE 4 TRONDHEIM 7467</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 · NBO participant list of 2026-06-25
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| NBO (Norges Bank settlement system, Norwegian krone)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
The NBO participant list gives no joining date.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| SPTR | SPAREBANK 1 SMN | Operating MIC | Systematic internaliser |
National bank codes
Bank identifier (registernummer) · Norway
Showing 10 of 70 codes
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 3991 | SPTRNO22 | SpareBank 1 SMN |
| 3992 | SPTRNO22 | SpareBank 1 SMN |
| 3993 | SPTRNO22 | SpareBank 1 SMN |
| 3994 | SPTRNO22 | SpareBank 1 SMN |
| 3995 | SPTRNO22 | SpareBank 1 SMN |
| 3997 | SPTRNO22 | SpareBank 1 SMN |
| 3998 | SPTRNO22 | SpareBank 1 SMN |
| 4068 | SPTRNO22 | SpareBank 1 SMN |
| 4168 | SPTRNO22 | SpareBank 1 SMN |
| 4200 | SPTRNO22 | SpareBank 1 SMN |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| SPTRNO22SB1 | SPAREBANK 1 MARKETS | Oslo | OLAV VS GT OSLO OSLO NORWAY | — | 2019-01-06 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: Norges Bank, Participants in NBO.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Norway (Source: Bits AS).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: SpareBank 1 SMN · Public domain · Wikimedia Commons · original; Jan-Frode Janson: sparebank1.no (official website) · original; Kjell Bjordal: sparebank1.no (official website) · original; Trond Søraas: sparebank1.no (official website) · original; Ola Neråsen: sparebank1.no (official website) · original; Johan-Petter Winsnes: sparebank1.no (official website) · original.
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