Austria · Credit institution
Sparkasse Oberosterreich Bank AG
Legal name in the LEI recordSPARKASSE OBERÖSTERREICH BANK AG
Sparkasse Oberösterreich Bank AG is an Austrian savings bank organised as a joint-stock company. Its seat is in Linz. Anteilsverwaltung Sparkasse Oberösterreich holds 85.71% of its shares and Erste Bank der oesterreichischen Sparkassen AG holds 10.00%. The bank provides retail, corporate, private banking and trade finance services in Upper Austria and the western Mostviertel. It was founded in Linz in 1849 and belongs to the Austrian savings bank group, whose accounts Erste Group Bank AG consolidates.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Sparkasse Oberösterreich Bank AG
- Entity type
- Credit institution
- Supervised group (ECB)
- Erste Group Bank AG →
- Why significant
- Size (Total assets EUR 300-500 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Sparkasse Oberösterreich Bank AG
- RIAD code
- AT0000014744211
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Austrian Financial Market Authority (FMA) | 2002-04-01 | A1 A4 A5 B5 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- ASPKAT2LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under ASPKAT2L directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 15 branch codes
- BIC first registered
- 1977-09-12
- Last updated
- 2023-07-21
Overview
Researched 29 Sep 2026 · Sources
Ownership
Foundation or trust
85.71% Anteilsverwaltung Sparkasse Oberösterreich
Institution type
Savings bank
Trades as Sparkasse Oberösterreich (Sparkasse OÖ)
- Ownership
- Anteilsverwaltung Sparkasse Oberösterreich, the savings bank's asset-holding association, holds 85.71% and Erste Bank der oesterreichischen Sparkassen AG holds 10.00%. Sparkasse Oberösterreich Privatstiftung, the town of Schwanenstadt and a regional fund in Grieskirchen hold the remainder.
- Direct parent
- Anteilsverwaltung Sparkasse Oberösterreich, Austria 85.71%
- Major shareholder
- Erste Bank der oesterreichischen Sparkassen AG 10%
- Head office
- Promenade 11-13, 4020 Linz, Austria
- Company register
- FN 78633m (Austrian Firmenbuch)
- Former name
- Allgemeine Sparkasse Oberösterreich Bankaktiengesellschaft
Business lines
The bank serves private, business, agricultural and private-banking customers through a branch network in Upper Austria and the western Mostviertel. It also offers treasury sales, trade finance and correspondent banking services.
Online
- Websites & references
- sparkasse.at ↗
sparkasse.at/oberoesterreich-en/finanz_kapitalmaerkte/financ ↗ English-language Financial Institutions and KYC pages
Wikipedia ↗
Wikidata Q18746384 ↗ - Official social accounts
- None found
Sources · 14 pages consulted
- sparkasse.at/oberoesterreich/wir-ueber-uns/impressum
- sparkasse.at/oberoesterreich/wir-ueber-uns/Vorstand
- sparkasse.at/oberoesterreich/wir-ueber-uns/Kommunikation/Presse
- sparkasse.at/oberoesterreich/wir-ueber-uns/finanzbericht
- sparkasse.at/oberoesterreich/finanz_kapitalmaerkte/financial_institutions
- sparkasse.at/oberoesterreich-en/finanz_kapitalmaerkte/financial_institutions
- sparkasse.at/oberoesterreich/finanz_kapitalmaerkte/about_us
- fma.gv.at/en/announcement-fma-imposes-sanction-upon-sparkasse-oberosterreich-bank-ag-for-breach-of-
- evi.gv.at/f/78633m
- nachrichten.at/wirtschaft/sparkasse-oberoesterreich-mit-plus-bei-investkrediten-von-firmenkunden;art15,4
- meinbezirk.at/oberoesterreich/c-wirtschaft/sparkasse-ooe-sieht-investitionsbereitschaft-bei-firmen_a886
- wko.at/ooe/news/sparkasse-bilanz2025
- nachrichten.at/wirtschaft/sparkasse-oberoesterreich-stockt-vorstand-wieder-auf;art15,3850325
- en.wikipedia.org/wiki/Allgemeine_Sparkasse_Oberosterreich
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Stefanie Christina Huber
Generaldirektorin, CEO & CFO
- Chair
- Michael Nösslböck Chairman of the Supervisory Board (Vorsitzender des Aufsichtsrats)
- Executive
- Manuel Molnar Vorstandsdirektor, CSO
- Executive
- Martin Punzenberger Vorstandsdirektor, CRO
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- Austria
- Financial Market Authority (FMA) Prudential supervisorAML supervisorConductSecuritiesResolution
- Austria
- Oesterreichische Nationalbank Central bank
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Enforcement
The FMA fined the bank EUR 60,000 for breaches of the Financial Markets Anti-Money Laundering Act concerning customer ownership and control structures.
fma.gv.at ↗ -
Leadership
Maximilian Pointner, a management board member since 2013 responsible for risk and operations, retired from the board on 31 January 2026.
sparkasse.at ↗ -
Leadership
Manuel Molnar and Martin Punzenberger joined the management board on 1 January 2024, following the departure of Herbert Walzhofer.
nachrichten.at ↗ -
Other
Oberösterreichische Nachrichten reported that Anteilsverwaltung Sparkasse Oberösterreich had bought shares from Erste and planned to raise its stake to 90% by 2026.
nachrichten.at ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- ASPKAT2LXXX
- How the BIC breaks down
- ASPKBank
- ATCountry · Austria
- 2LLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- V0VY22PV9D0HFTF8EI62
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Bankleitzahl 20320
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Austria · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1849
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Erste Group Bank AG · AustriaPQOH26KWDF7CG10L6792 ↗
The Erste Group Bank AG group has 68 institutions in the directory, in 15 countries: 67 hold a BIC and 1 does not.
Including Erste Bank der Oesterreichischen Sparkassen AG, Sparkasse Eferding- Peuerbach- Waizenkirchen, Kaerntner Sparkasse Aktiengesellschaft, Erste Steiermaerkische Bank D.D., Erste Group Bank AG.
See the Erste Group Bank AG group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- PROMENADE 11-13 LINZ 4020 92 AUSTRIA
- Operational address
- PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI and its ATBLZ clearing code
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>ASPKAT2LXXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>ATBLZ</Cd>
</ClrSysId>
<MmbId>20320</MmbId>
</ClrSysMmbId>
<LEI>V0VY22PV9D0HFTF8EI62</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>ASPKAT2LXXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>ATBLZ</Cd>
</ClrSysId>
<MmbId>20320</MmbId>
</ClrSysMmbId>
<LEI>V0VY22PV9D0HFTF8EI62</LEI>
<Nm>SPARKASSE OBEROSTERREICH BANK AG</Nm>
<PstlAdr>
<TwnNm>LINZ</TwnNm>
<Ctry>AT</Ctry>
<AdrLine>PROMENADE 11-13 LINZ 4020 92</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2017-11-21 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2009-11-02 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2011-12-01 | Head office | — |
| Verification of Payee | 2025-07-15 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Bankleitzahl · Austria
1 code file of 2026-09-28 · ISO 20022 clearing system code ATBLZ
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 20320 | ASPKAT2LXXX | Sparkasse Oberösterreich Bank AG | Linz |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 15 branch BICs connect to the head office. Most were registered in 2000 (7 BICs) and 1993 (6).
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| ASPKAT2LENN | — | Linz | PROMENADE 11-13 LINZ LINZ 4041 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LFRE | — | Linz | PROMENADE 11-13 LINZ LINZ 4041 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LGMU | ZWEIGSTELLE GMUNDEN | Linz | PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LGRI | ZWEIGSTELLE GRIESKIRCHEN | Linz | PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LGRU | — | Linz | PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LMTH | ZWEIGSTELLE MAUTHAUSEN-GREIN | Linz | PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LOBE | — | Linz | PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LPER | — | Linz | PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LRAA | — | Linz | PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LSRD | — | Linz | PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LSTE | ZWEIGSTELLE STEYR | Linz | PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LSTF | ZWEIGSTELLE ST. FLORIAN | St. Florian | MARKTPLATZ 11 ST. FLORIAN ST. FLORIAN 4490 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LSWA | ZWEIGSTELLE SCHWANENSTADT | Linz | PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LVOE | ZWEIGSTELLE VOECKLABRUCK | Linz | PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA | — | 2023-07-21 |
| ASPKAT2LWEL | ZWEIGSTELLE WELS | Linz | PROMENADE 11-13 LINZ LINZ 4041 POB 92 AUSTRIA | — | 2023-07-21 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Austria (© OeNB, CC BY 4.0).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Sparkasse Oberösterreich · CC BY-SA 4.0 · Wikimedia Commons · original; Stefanie Christina Huber: sparkasse.at (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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