United Kingdom · Payments & e-money
Stripe Payments UK LTD
Stripe Payments UK Ltd is a private limited company registered in England and Wales, with its registered office in London. The Financial Conduct Authority (FCA) authorises it as an electronic money institution under reference number 900461. It is wholly owned by Stripe Payments Europe, Limited of Ireland, part of the US-based Stripe group. It is the card acquirer for Visa and Mastercard for Stripe users in the United Kingdom, Switzerland and Gibraltar, and it issues e-money and Stripe Issuing cards for UK users.
Licences and registrations
Held by Stripe Payments UK LTD (LEI 54930064S1C0MS87F789). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900461 | United Kingdom | Active | 2018-05-02 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- STYAGB21XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of STYAGB21 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2018-01-06
- Last updated
- 2024-02-27
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
100% Stripe Payments Europe, Limited
Firm type
Merchant acquiring and processing
Trades as Stripe
- Ownership
- Stripe Payments Europe, Limited owns 100% of the firm, and Stripe Payments International Holdings Limited is its intermediate parent. The 2024 accounts name Stripe, Inc. as ultimate parent, while the LEI record names Stripe Global Holdings Inc.
- Direct parent
- Stripe Payments Europe, Limited, Ireland 100%
- Ultimate owner
- Stripe Global Holdings Inc., United States
- Head office
- The Warehouse, 7th Floor, 211 Old Street, EC1V 9NR London, United Kingdom (registered office: 9th Floor, 107 Cheapside, London, EC2V 6DN, United Kingdom)
- Company register
- Companies House 08480771
- Incorporated
- 9 Apr 2013
Online
- Websites & references
- stripe.com ↗
support.stripe.com ↗ help centre
docs.stripe.com ↗ developer documentation
status.stripe.com ↗ API status page - Official social accounts
- None found
Sources · 11 pages consulted
- find-and-update.company-information.service.gov.uk/company/08480771
- find-and-update.company-information.service.gov.uk/company/08480771/officers
- find-and-update.company-information.service.gov.uk/company/08480771/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/08480771/filing-history
- find-and-update.company-information.service.gov.uk/company/08480771/filing-history/MzQ4MjM0Nzg3N2FkaXF6a2N4/document?format=pdf&download=0
- stripe.com/legal/spukl
- stripe.com/legal/acquirer-disclosure
- stripe.com/en-gi/legal/spukl-acquirer-terms
- stripe.com/legal/ssa-services-terms
- stripe.com/issuing
- support.stripe.com/questions/safeguarding-stripe-users-funds-in-the-uk
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011, reference 900461. Stripe states that this covers issuing e-money, executing payment transactions, money remittance and acquiring payment transactions.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised E-Money Institution | 900461 | In its own name | Active | register.fca.org.uk ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it holds user funds in designated safeguarding accounts at credit institutions, separate from its own funds, and that it also uses a letter of credit from a bank outside the group.
- Payment schemes and card networks
- Visa Direct stripe.com ↗
Mastercard Direct stripe.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm provides the regulated payment and e-money services within Stripe's online payments platform and acts as the Visa and Mastercard acquirer for its users. Stripe Payments Europe, Limited remains the main contracting party for Stripe's other services.
According to its 2024 accounts, it provides authorised services to certain Stripe users in the UK, Switzerland and Gibraltar.
- Revenue
- GBP 896.5m
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces
- Serves customers in 3 countries
- United Kingdom · Switzerland · Gibraltar
Leadership
Researched 29 Sep 2026 · Sources
- Chair
- Louise Marie Smith Independent non-executive director and Chair of the Board
- Executive
- Stephen Denis O'Callaghan Director
- Executive
- Jurgen Anne Francois Marie Van Gael Director
- Executive
- Helen Claire McGrath Director
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The firm appointed Helen Claire McGrath as a director on 10 February 2026, after she left the board in July 2025.
find-and-update.company-information.service.gov.uk ↗ -
Other
Companies House recorded a change on 3 January 2026 to its corporate director, then listed as Stripe, Inc. and now shown as Stripe, LLC.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Director Mengfei Gao left the board on 4 September 2025.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm paid a GBP 40 million dividend to its parent, Stripe Payments Europe, Limited, on 8 January 2025.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Stephen O'Callaghan and Mengfei Gao as directors, after Emma Burrows resigned in April 2024.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- STYAGB21XXX
- How the BIC breaks down
- STYABank
- GBCountry · United Kingdom
- 21Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 54930064S1C0MS87F789
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 900461
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- ea647a124848
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Ultimate parent
- Stripe Global Holdings Inc. · United States254900VYCQ4K0SLSXF22 ↗
The Stripe Global Holdings Inc. group has 9 institutions in the directory, in 5 countries: 4 hold a BIC and 5 do not.
Including Stripe Technology Europe, Limited, Bridge Building S.A., Stripe Payments Singapore PTE. LTD., Bridge Building Arx LLC, Bridge Building Inc..
See the Stripe Global Holdings Inc. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 107 CHEAPSIDE FLOOR 9 LONDON EC2V 6DN UNITED KINGDOM
- Operational address
- THE WAREHOUSE FLOOR 7 211 OLD STREET LONDON LONDON EC1V 9NR UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>STYAGB21XXX</BICFI>
<LEI>54930064S1C0MS87F789</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>STYAGB21XXX</BICFI>
<LEI>54930064S1C0MS87F789</LEI>
<Nm>STRIPE PAYMENTS UK LTD</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>107 CHEAPSIDE FLOOR 9 LONDON EC2V 6DN</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: stripe.com (official website).
Assess the financial crime risk behind a BIC
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