Finland · Payments & e-money
Suomen Asiakastieto Oy
Suomen Asiakastieto Oy is a Finnish limited company based in Helsinki. The Finnish Financial Supervisory Authority (FIN-FSA) registered it as an account information service provider in October 2019. It is a subsidiary of Enento Group Oyj, which is listed on Nasdaq Helsinki. Its main business is credit, business and consumer information services. It also sells Account Insight, a PSD2 account information service, to lenders and other business customers in Finland.
Licences and registrations
Held by Suomen Asiakastieto Oy (LEI 743700C8D190NJ0EFX19). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterFinnish Financial Supervisory Authority | Account information service providerAccount Information Service Provider | 01110279 | Finland | Active | 2019-10-02 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
Enento Group Oyj
Firm type
Open banking
Trades as Asiakastieto
- Ownership
- Enento Group Oyj, listed on Nasdaq Helsinki, is the firm's parent and consolidates it.
- Direct parent
- Enento Group Oyj ↗, Finland
- Head office
- Elielinaukio 5 B, 00100 Helsinki, Finland
- Company register
- Finnish Trade Register business ID 0111027-9
Online
- Websites & references
- asiakastieto.fi ↗
enento.com ↗ parent group site (Enento Group) - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗
Sources · 12 pages consulted
- asiakastieto.fi/web/en/
- asiakastieto.fi/web/en/about-us/suomen-asiakastieto.html
- asiakastieto.fi/web/en/services-for-businesses/check-before-closing-a-deal/psd2.html
- asiakastieto.fi/web/fi/asiakastieto-media/uutiset/pankkikentan-muutosvoima-psd2-on-alkanut-vihdoin-luoda-
- asiakastieto.fi/web/fi/palvelut-yrityksille/tarkista-ennen-kaupantekoa/psd2.html
- asiakastieto.fi/yritykset/fi/suomen-asiakastieto-oy/01110279/yleiskuva
- enento.com/press-release/insider-information-enento-group-announces-transition-to-country-based-orga
- view.news.eu.nasdaq.com/view?id=b150b36ca7cd9f1cd5011a6d5b9a483ff&lang=en
- enento.com/press-release/teppo-paavola-appointed-as-ceo-of-enento-group/
- markkinointiuutiset.fi/artikkelit/arto-paukku-asiakastiedon-maajohtajaksi
- tietosuoja.fi/en/-/administrative-fine-imposed-on-suomen-asiakastieto-for-non-compliance-with-the-data-
- enento.com/press-release/tietosuojavaltuutettu-maarasi-hallinnollisen-seuraamusmaksun-suomen-asiakas
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FIN-FSA registered the firm as an account information service provider under PSD2 in October 2019. The EBA register lists account information as its only payment service. The firm does not hold customer funds.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Finnish Financial Supervisory Authority (FIN-FSA) Finland | Account information service provider | 01110279 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
Account Insight lets banks, lenders and other businesses see a customer's bank account data once the account holder consents. They use it for affordability checks and account ownership verification alongside the firm's credit information services. The firm names Enable Banking Oy as the service's technical partner.
The firm serves customers in Finland. It describes the Account Insight service as covering the main banks operating in Finland.
- Revenue
- EUR 152.7m
- Sells to
- Financial institutions · Enterprises · Small businesses · Consumers
- Serves customers in
- Finland
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Teppo Paavola Managing Director (toimitusjohtaja); Enento Group CEO
- Chair
- Elina Stråhlman Chair of the Board; Enento Group Chief Financial Officer
- Executive
- Arto Paukku Country Managing Director, Finland (Enento Group); board member
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Enento Group moved to country-based management and appointed Arto Paukku Country Managing Director for Finland from 3 March 2026.
enento.com ↗ -
Leadership
Teppo Paavola took office as Enento Group CEO on 7 January 2026, succeeding interim CEO Elina Stråhlman.
enento.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 01110279
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- a057c84902dd
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Small-firm registrationRegistered under a lighter regime for small or exempt firms, e.g. a small payment institution or an account-information service provider.
- Main licence class
- Account Information Service Provider
- Activities
- Account information
- Licensed in
- Finland · Europe & Central Asia
- First registered
- 2019-10-02
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Enento Group Oyj · Finland743700EPLUWXE25HGM03 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Hermannin Rantatie 6, Helsinki, 00580
- Country
- Finland
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>743700C8D190NJ0EFX19</LEI>
<Nm>Suomen Asiakastieto Oy</Nm>
<PstlAdr>
<PstCd>00580</PstCd>
<TwnNm>Helsinki</TwnNm>
<Ctry>FI</Ctry>
<AdrLine>Hermannin Rantatie 6</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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