Country · Europe & Central Asia
Finland
Check who the institutions in Finland are: whether each holds a BIC, which register lists it and whether an LEI is mapped. Two tracked registers cover Finland, so institutions without a BIC appear where they list them.
Finland at a glance
Every row is the same 357 institutions, split by one attribute
Type
- Financial institution 212 · 59%
- Payments & e-money 70 · 20%
- Non-financial corporate 54 · 15%
- Credit institution 19 · 5.3%
- Crypto 2 · 0.6%
Identification
- BIC only 285 · 80%
- BIC and a register licence 6 · 1.7%
- Register only, no BIC 66 · 19%
Regulation level
- Prudential licence 46 · 13%
- Small-firm registration 45 · 13%
- Not on a tracked register 266 · 75%
LEI
- LEI mapped 234 · 66%
- No LEI mapped 123 · 35%
View as table
| Attribute | Institutions | Share |
|---|---|---|
| Type | ||
| Financial institution | 212 | 59% |
| Payments & e-money | 70 | 20% |
| Non-financial corporate | 54 | 15% |
| Credit institution | 19 | 5.3% |
| Crypto | 2 | 0.6% |
| Identification | ||
| BIC only | 285 | 80% |
| BIC and a register licence | 6 | 1.7% |
| Register only, no BIC | 66 | 19% |
| Regulation level | ||
| Prudential licence | 46 | 13% |
| Small-firm registration | 45 | 13% |
| Not on a tracked register | 266 | 75% |
| LEI | ||
| LEI mapped | 234 | 66% |
| No LEI mapped | 123 | 35% |
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
BIC data as at 23 September 2026 · Registers retrieved 25 September 2026
Institutions in Finland
The first 25 of 357 institutions in Finland, with or without a BIC: prudentially supervised and larger institutions first. No OFAC or EU listing cites an institution in Finland.
- Nordea Bank Abp BIC NDEAFIHH Credit institutionPrudential licence
- Alisa Bank PLC BIC EVSEFIHH Credit institutionPrudential licence
- Bank of Aland P.L.C. BIC AABAFI22 Credit institutionPrudential licence
- Kvarn Capital Oy · trading as Kvarn X No BIC Payments & e-moneyCryptoPrudential licence
- Visma Payments Oy No BIC Payments & e-moneyPrudential licence
- Wolt License Services Oy No BIC Payments & e-moneyPrudential licence
- Zevoy Aktiebolag No BIC Payments & e-moneyPrudential licence
- Aktia Bank P.L.C. BIC HELSFIHH Credit institutionPrudential licence
- Bonum Bank PLC BIC POPFFI22 Credit institutionPrudential licence
- Book Salon Oy No BIC Payments & e-moneyPrudential licence
- Central Bank of Savings Banks Finland PLC BIC ITELFIHH Credit institutionPrudential licence
- Coinmotion Oy · trading as Coinmotion No BIC Payments & e-moneyCryptoPrudential licence
- Enfuce License Services Oy No BIC Payments & e-moneyPrudential licence
- Epassi Clearing Oy No BIC Payments & e-moneyPrudential licence
- NorthCrypto Oy · trading as NorthCrypto No BIC Payments & e-moneyCryptoPrudential licence
- Op Corporate Bank PLC BIC OKOYFIHH Credit institutionPrudential licence
- Paytrail Oyj No BIC Payments & e-moneyPrudential licence
- Pine & Cone Oy No BIC Payments & e-moneyPrudential licence
- S-Bank PLC BIC SBANFIHH Credit institutionPrudential licence
- Svea Payments Oy No BIC Payments & e-moneyPrudential licence
- Alma Finanssipalvelut Oy No BIC Payments & e-moneyPrudential licence
- Bigbank AS Finland Branch BIC BIGKFIH1 Credit institutionPrudential licence
- Bittimaatti Oy · trading as Bittimaatti No BIC CryptoPrudential licence
- Citibank Europe PLC Finland Branch BIC CITIFIHX Credit institutionPrudential licence
- Credit Agricole Cib Helsinki Branch BIC BSUIFIHH Credit institutionPrudential licence
Regulation and supervision
Two tracked registers cover Finland, retrieved 25 September 2026. Of the 357 institutions here, 72 are on one of them. By regulation level: 46 prudentially supervised, 45 with a small-firm registration, 266 not on a tracked register.
Registers covering Finland
Institutions in Finland holding an active licence or registration on each register
| Register | Publisher | Institutions here | Of which hold a BIC | Inactive | As at |
|---|---|---|---|---|---|
| EBA PSD2 RegisterEBA-PSD2 | European Banking Authority (EBA) | 70 | 6 | 33 | 25 September 2026 |
| ESMA interim MiCA register of crypto-asset service providersESMA-CASP | European Securities and Markets Authority (ESMA) | 5 | 0 | 0 | 25 September 2026 |
Institutions that hold a BIC and are on a tracked register
Their register licences are shown on their page
- Holvi Payment Services LTD BIC HOLVFIHH Payments & e-moneyPrudential licence
- Ivy Pay OY BIC IVPYFIH2 Payments & e-moneyPrudential licence
- Paysaxas OY BIC PASXFIH2 Payments & e-moneyPrudential licence
- Pliant OY BIC PLITFIH2 Payments & e-moneyMoney service businessPrudential licence
- Trumo Finance OY BIC TRMFFIH2 Payments & e-moneyPrudential licence
- Wamo Solutions OY BIC WAMOFIH2 Payments & e-moneyPrudential licence
Supervisors
Authorities named on the ECB list and on the active licences of institutions here
| Authority | Basis | Institutions |
|---|---|---|
| Finanssivalvonta / Suomen Pankki – Finlands Bank | ECB list: less significant institutions | 12 |
| Bank of Greece | ECB list: less significant institutions | 1 |
| Finantsinspektsioon / Eesti Pank | ECB list: less significant institutions | 1 |
| Finnish Financial Supervisory Authority | Licences on the tracked registers | 70 |
| Finanssivalvonta (FIN-FSA) | Licences on the tracked registers | 5 |
| FINTRAC | Licences on the tracked registers | 1 |
ECB banking supervision
Significant institutions
The ECB list of supervised entities covers 20 institutions here that hold a BIC: 6 significant, supervised directly by the ECB, and 14 less significant.
- Nordea Bank Abp BIC NDEAFIHH Credit institutionPrudential licence
- Op Corporate Bank PLC BIC OKOYFIHH Credit institutionPrudential licence
- Citibank Europe PLC Finland Branch BIC CITIFIHX Credit institutionPrudential licence
- Credit Agricole Cib Helsinki Branch BIC BSUIFIHH Credit institutionPrudential licence
- J.P. Morgan AG Helsingin Sivuliike BIC JPMLFIH2 Credit institutionPrudential licence
- Op Osuuskunta BIC POHGFIH1 Financial institutionNot on a tracked register
Institutions headquartered here, registered elsewhere
One institution registered in another country gives Finland as its head office. Each counts in the country of its register. One institution in Finland also holds licences registered in other countries; it counts here only.
Groups and systemic importance
Institutions in Finland belong to 4 groups on the FSB’s 2025 list of global systemically important banks (G-SIBs). GLEIF records the head office of 18 corporate groups in the directory here. For 17 institutions here, GLEIF records a parent in another country.
G-SIB groups
FSB 2025 list; institutions here that hold a BIC, by group
| Group | Bucket | Institutions here |
|---|---|---|
| Citigroup | 3 | 1 |
| Groupe Crédit Agricole | 2 | 1 |
| JP Morgan Chase | 4 | 1 |
| Santander | 1 | 1 |
Largest other groups
GLEIF consolidation groups, by legal entities (LEIs) in this country
| Group | LEIs here | LEIs in the group |
|---|---|---|
| Nordea Bank Abp | 3 | 6 |
| Op Osuuskunta | 3 | 3 |
| United Bankers Oyj | 3 | 3 |
| Hiab Oyj | 2 | 2 |
| Neste Oyj | 2 | 2 |
Groups headquartered here
Largest of 18, by legal entities in the directory
| Group | LEIs in the directory |
|---|---|
| Nordea Bank Abp | 6 |
| Virala Oy Ab | 4 |
| Sampo Oyj | 4 |
| Op Osuuskunta | 3 |
| United Bankers Oyj | 3 |
Parents abroad
Institutions here by the country of their GLEIF ultimate parent (else direct parent)
GLEIF parents are accounting-consolidation relationships. They do not show ownership shares or control.
Payments and connectivity
Of the 291 institutions in Finland that hold a BIC, 14.1% are connected to Swift and 2 are Swift GPI members, as at 23 September 2026. Network data does not exist for the 66 that do not hold a BIC.
Connection to Swift
Institutions that hold a BIC, by connection type in Swift’s directory
A BIC does not imply a connection to the Swift network.
Payment schemes
Institutions that hold a BIC, reachable in each scheme
- Reachable in a SEPA scheme
- 23 institutions
- SEPA Instant Credit Transfer
- 14 institutions
- T2 participants
- 22 institutions
- Swift GPI members
- 2 institutions
- Swift GPI members, live
- 2 institutions
National bank codes
The national directory matched to BICs on institution pages
- Scheme
- Rahalaitostunnus (National ID) FI-ID
- Published
- 16 March 2026
Trading venues
14 live market identifier codes (ISO 10383) operated by institutions here, by category
All BIC codes in Finland
Look up any of the 374 BIC codes registered in Finland: the head offices and branch codes of the 291 institutions here that hold a BIC, with their LEIs and flags.
Where branch codes cluster
Branch codes by city, top 3
Other countries in Europe & Central Asia
The directory has pages for 59 other countries and territories in Europe & Central Asia.
AlbaniaAndorraArmeniaAustriaAzerbaijanBelarusBelgiumBosnia & HerzegovinaBulgariaCroatiaCyprusCzechiaDenmarkEstoniaFaroe IslandsFranceGeorgiaGermanyGibraltarGreeceGreenlandGuernseyHungaryIcelandIrelandIsle of ManItalyJerseyKazakhstanKosovoKyrgyzstanLatviaLiechtensteinLithuaniaLuxembourgMoldovaMonacoMontenegroNetherlandsNorth MacedoniaNorwayPolandPortugalRomaniaRussiaSan MarinoSerbiaSlovakiaSloveniaSpainSwedenSwitzerlandTajikistanTürkiyeTurkmenistanUkraineUnited KingdomUzbekistanVatican City
Sources & method
Each institution counts once, in one country: the BIC country when it holds a BIC, otherwise the country of the register that lists it. Licences in other countries are shown on its page.
Sanctions listings are matched on the BIC and on the LEI mapped to it, so they cover institutions that hold a BIC only. Institutions without a BIC are not screened. Always screen against the official lists.
Read the methodology →Sources for this page
- Swift ISO 9362 BIC directory—institutions and branch codes, mapped to LEIs through the Swift and GLEIF BIC-to-LEI relationship file. As at 23 September 2026
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ retrieved 25 September 2026
- ESMA interim MiCA register of crypto-asset service providers—European Securities and Markets Authority (ESMA) · register ↗ retrieved 25 September 2026
- ECB list of supervised entities · ECB ↗ published 20 August 2026
- FSB 2025 list of global systemically important banks · FSB ↗ published 27 November 2025
- GLEIF relationship records (Level 2)—accounting consolidation as reported to GLEIF · about Level 2 data ↗ as at 25 September 2026
Assess the financial crime risk behind a counterparty
A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. Read about the FinCrime Index.
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