Liechtenstein · Payments & e-money
Swiss Bankers Prepaid Services AG
Legal name in the LEI recordSwiss Bankers Prepaid Services (Liechtenstein) AG
The register name differs from the legal name in GLEIF. This can follow a rename. Treat the LEI match as indicative.
Swiss Bankers Prepaid Services (Liechtenstein) AG is a Liechtenstein joint-stock company (Aktiengesellschaft) based in Vaduz. The Financial Market Authority Liechtenstein (FMA) authorises it as an electronic money institution under licence number 111248. It is a wholly owned subsidiary of Swiss Bankers Prepaid Services AG, a Swiss bank based in Grosshöchstetten. Hypothekarbank Lenzburg AG completed its acquisition of that parent in January 2025. Under the Swiss Bankers brand, the firm issues reloadable prepaid Mastercard cards, including the Life and Travel cards, to consumers. Partner banks distribute the cards, notably in Liechtenstein and Germany.
Licences and registrations
Held by Swiss Bankers Prepaid Services AG (LEI 391200G11TKPJ50OSD73). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterFinancial Market Authority Liechtenstein | Electronic money institutionE-Money / Stored Value InstitutionGLEIF legal name: Swiss Bankers Prepaid Services (Liechtenstein) AG | 111248 | Liechtenstein | Active | 2012-12-12 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% Swiss Bankers Prepaid Services AG
Firm type
E-money and accounts
Trades as Swiss Bankers
- Ownership
- Swiss Bankers Prepaid Services AG owns 100% of the firm and has itself been wholly owned by Hypothekarbank Lenzburg AG since January 2025.
- Direct parent
- Swiss Bankers Prepaid Services AG, Switzerland 100%
- Ultimate owner
- Hypothekarbank Lenzburg AG, Switzerland
- Head office
- Austrasse 56, 9490 Vaduz, Liechtenstein
- Company register
- Liechtenstein Handelsregister FL-0002.411.270-4
Online
- Websites & references
- swissbankers.li ↗ did not load when checked
swissbankers.ch ↗ Swiss site of the parent, Swiss Bankers Prepaid Services AG - Official social accounts
- None found
Sources · 10 pages consulted
- swissbankers.li/en-li/legal/legal-notice/
- swissbankers.li/en-li/legal/general-terms-and-conditions-gtc/
- swissbankers.li/en-li/prepaid-credit-cards/life/
- swissbankers.li/en-li/
- swissbankers.li/en-li/services/card-services/frequently-asked-questions/
- hbl.ch/de/ueber-uns/medien-news/medienmitteilungen-und-news/2025/hypothekarbank-lenzburg-ag-schl
- hbl.ch/de/ueber-uns/medien-news/medienmitteilungen-und-news/2025/hypothekarbank-lenzburg-ag-waec
- hbl.ch/de/ueber-uns/medien-news/medienmitteilungen-und-news/2026/hypothekarbank-lenzburg-ag-waec
- hbl.ch/de/ueber-uns/medien-news/medienmitteilungen-und-news/2024/hypothekarbank-lenzburg-ag-wird
- finanzen.ch/nachrichten/aktien/hypi-lenzburg-fuehrt-swiss-bankers-als-eigenstandige-tochter-weiter-10
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Financial Market Authority Liechtenstein (FMA) authorises the firm as an electronic money institution under licence number 111248, granted on 12 December 2012. Its cardholder terms form a framework agreement under the Liechtenstein Payment Services Act.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Market Authority Liechtenstein (FMA) Liechtenstein | E-money institution | 111248 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Payment schemes and card networks
- Mastercard Access not stated swissbankers.li ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It issues reloadable Swiss Bankers prepaid Mastercard cards, such as the Life card, which account-holding banks distribute and customers top up from their current accounts.
It issues cards under its Liechtenstein licence, and its card pages describe distribution through Liechtenstein and German banks.
- Sells to
- Consumers · Financial institutions
- Serves customers in 2 countries
- Liechtenstein · Germany
Recent events
Researched 29 Sep 2026 · Sources
-
Other
Hypothekarbank Lenzburg decided to keep Swiss Bankers Prepaid Services AG, the firm's parent, as a standalone group subsidiary.
hbl.ch ↗ -
Leadership
Hypothekarbank Lenzburg announced that CEO Hans-Jörg Widiger would leave the parent and that Thierry Kneissler would become its chair.
hbl.ch ↗ -
Merger / acquisition
Hypothekarbank Lenzburg completed its acquisition of the parent, Swiss Bankers Prepaid Services AG, after approval from FINMA and the Liechtenstein FMA.
hbl.ch ↗ -
Merger / acquisition
Hypothekarbank Lenzburg signed an agreement to acquire 100% of Swiss Bankers Prepaid Services AG, including its Liechtenstein e-money subsidiary.
hbl.ch ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 111248
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- GLEIF legal name
- Swiss Bankers Prepaid Services (Liechtenstein) AG
- Elucidate firm ID
- d96521dc9e65
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Payment services
- Account information
- E-money / stored value
- Licensed in
- Liechtenstein · Europe & Central Asia
- First registered
- 2012-12-12
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Swiss Bankers Prepaid Services AG · Switzerland506700OXMNP2C1EM7109 ↗
- Ultimate parent
- Hypothekarbank Lenzburg AG · Switzerland529900K3915OW75BQR33 ↗
The Hypothekarbank Lenzburg AG group has 3 institutions in the directory, in 2 countries: 2 hold a BIC and 1 does not.
Including Hypothekarbank Lenzburg AG, Swiss Bankers Prepaid Services LTD.
See the Hypothekarbank Lenzburg AG group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Austrasse 56, Vaduz, 9490
- Country
- Liechtenstein
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>391200G11TKPJ50OSD73</LEI>
<Nm>Swiss Bankers Prepaid Services AG</Nm>
<PstlAdr>
<PstCd>9490</PstCd>
<TwnNm>Vaduz</TwnNm>
<Ctry>LI</Ctry>
<AdrLine>Austrasse 56</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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