Finland · Crypto
Tesseract Investment Oy
Trading asTesseract
Tesseract Investment Oy is a Helsinki-based Finnish limited company. The Finnish Financial Supervisory Authority (FIN-FSA) authorises it as a crypto-asset service provider (CASP) under the Markets in Crypto-Assets Regulation (MiCA), and it is a subsidiary of Tesseract Group Oy. It provides discretionary crypto-asset portfolio management through Dedicated Client Vaults, as well as custody, transfer, advice and order transmission, mainly to institutional clients. Lending under the Tesseract brand is provided by the sister company Tesseract Earn Oy and its UK subsidiaries, which the group states are not regulated.
Licences and registrations
Held by Tesseract Investment Oy (LEI 743700GULNWPBLJ7A022). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| ESMA interim MiCA register of crypto-asset service providersFinanssivalvonta (FIN-FSA) | Crypto-asset service providerCrypto-Asset Service Provider | 743700GULNWPBLJ7A022 | Finland | Active | 2025-09-12 | — |
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Search the register ↗ |
Trading names on the register: Tesseract (ESMA-CASP)
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Tesseract Group Oy
Firm type
Investment or brokerage
Trades as Tesseract
- Ownership
- According to its LEI record, Tesseract Group Oy is the firm's direct and ultimate parent. The shareholding percentage is not published.
- Direct parent
- Tesseract Group Oy ↗, Finland
- Head office
- Fredrikinkatu 47 A, 00100 Helsinki, Finland
- Company register
- Finnish Trade Register (PRH) business ID 3476334-8
- Founder
- Yichen Wu
Online
- Websites & references
- tesseract.fi ↗
docs.tesseract.fi ↗ product and developer documentation
app.tesseract.fi ↗ client vault application
tesseractinvestment.com ↗ other domain, referenced in the firm's legal documents - Official social accounts
- LinkedIn ↗ · X ↗
Sources · 15 pages consulted
- tesseract.fi/
- tesseract.fi/legal/licenses/
- tesseract.fi/compliance/
- tesseract.fi/about/
- tesseract.fi/legal/Distance-selling.pdf
- tesseract.fi/legal/Custody-Policy_client-summary.pdf
- docs.tesseract.fi/tesseract/security-and-compliance
- amf-france.org/en/warnings/white-lists/daspcasp/tesseract-investment-oy
- fi.ee/en/investment-market/crypto-asset-service-provider-casp/cross-border-crypto-asset-service
- tesseract.fi/news/tesseract-investment-is-proud-to-announce-that-we-have-received-our-mica-license-fro
- tesseract.fi/news/tesseract-investment-oy-launches-dedicated-client-vaults/
- tesseract.fi/news/industry-veteran-james-harris-appointed-as-group-ceo-by-tesseract-group/
- tesseract.fi/news/
- sttinfo.fi/tiedote/69868527/finanssivalvonta-myonsi-viidelle-virtuaalivaluutan-tarjoajalle-rekistero
- theblock.co/post/108779/finnish-crypto-lender-tesseract-25-million-investment
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FIN-FSA authorises the firm as a crypto-asset service provider under MiCA for custody, portfolio management, advice, reception and transmission of orders and transfer services. The French AMF lists it as providing services in France under the free provision of services from 23 October 2025, and the Estonian Finantsinspektsioon lists it as a cross-border provider.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Finnish Financial Supervisory Authority (FIN-FSA) Finland | Crypto-asset service provider authorisation under Regulation (EU) 2023/1114 (MiCA) | 743700GULNWPBLJ7A022 | In its own name | Active | tesseract.fi ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that client crypto-assets are kept separate from its own assets, are recorded per client and are held through the sub-custodian Copper Markets (Liechtenstein) AG.
- Crypto-asset custody
- MixedThe firm holds client crypto-assets through the sub-custodian Copper Markets (Liechtenstein) AG. Assets under portfolio management are deployed in dedicated single-client smart-contract vaults.
- Crypto custodian
- Copper Markets (Liechtenstein) AG Liechtenstein
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It runs Dedicated Client Vaults, which are single-client on-chain vaults managed under a discretionary crypto-asset portfolio management mandate. The vaults are aimed at treasuries, funds, family offices, exchange-traded product issuers and platforms, and the firm also accepts high-net-worth individuals as clients.
It serves clients from Finland under its FIN-FSA authorisation, and its terms state that its services are intended mainly for EU residents.
- Sells to
- Enterprises · Financial institutions · Platforms and marketplaces · Consumers
- Serves customers in 3 countries
- Finland · France · Estonia
- Latest funding round
- Series A · USD 25m Jun 2021Led by Augmentum Fintech
- Total raised
- USD 25m to Jun 2021 · tesseract.fi ↗
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Henri Littunen CEO, Tesseract Investment Oy
- Executive
- James Harris Group CEO (Tesseract Group)
- Founder
- Yichen Wu Founder & Head of Product
- Executive
- Adam Haeems Head of Asset Management
- Executive
- Mikhail Tikhonov Chief Technology Officer
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm launched Dedicated Client Vaults, single-client on-chain yield vaults run under its MiCA authorisation, with 21Shares among its pilot partners.
tesseract.fi ↗ -
Licence
The French AMF listed the firm as authorised to provide crypto-asset services in France under the free provision of services from 23 October 2025.
amf-france.org ↗ -
Licence
The FIN-FSA authorised the firm as a crypto-asset service provider under MiCA, and it appeared on the ESMA register from 12 September 2025.
tesseract.fi ↗ -
Leadership
Tesseract Group appointed James Harris as Group CEO with effect from 2 June 2025.
tesseract.fi ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · ESMA-CASP
- 743700GULNWPBLJ7A022
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Published by the register
- Elucidate firm ID
- 48e15fb60c55
Profile
- Type
- CryptoCrypto-asset service providers, virtual-asset trading platforms and stablecoin issuers. Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Crypto-Asset Service Provider
- Activities
- Crypto-assets
- Licensed in
- Finland · Europe & Central Asia
- First registered
- 2025-09-12
- Website
- tesseract.fi ↗
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Tesseract Group Oy · Finland743700T12739BAXQRQ09 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Fredrikinkatu 47 00100 Helsinki
- Country
- Finland
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Incomplete: no town published
- The register publishes no town as a separate field. A CBPR+ postal address needs at least a town name (TwnNm) and a country (Ctry).
The LEI record in GLEIF holds a structured legal address.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- ESMA interim MiCA register of crypto-asset service providers—European Securities and Markets Authority (ESMA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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