Vietnam · Financial institution
Vietnam Technological and Commercial Joint Stock Bank
Legal name in the LEI recordNGÂN HÀNG THƯƠNG MẠI CỔ PHẦN KỸ THƯƠNG VIỆT NAM
Vietnam Technological and Commercial Joint Stock Bank (Techcombank) is a commercial joint stock bank incorporated in Vietnam in 1993, with its head office in Hanoi. Its shares have been listed on the Ho Chi Minh City Stock Exchange under the ticker TCB since June 2018, and it has no controlling shareholder. It provides retail, SME, corporate and institutional banking. Through subsidiaries it also offers securities brokerage, fund management and life and non-life insurance.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- VTCBVNVXXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under VTCBVNVX directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2001-06-02
- Last updated
- 2026-01-08
Overview
Researched 29 Sep 2026 · Sources
Ownership
Publicly listed
Ticker TCB
Institution type
Commercial bank
Trades as Techcombank
- Ownership
- According to press reports citing the bank's disclosures, the family of chairman Ho Hung Anh held 19.75% and Masan Group with related persons about 15.2% at 30 June 2026.
- Major shareholder
- Masan Group Corporation Joint Stock Company 14.88%
- Stock listing
- Ho Chi Minh City Stock Exchange (HOSE) TCB
- Head office
- 6 Quang Trung Street, Cua Nam Ward, Hanoi, Vietnam
- Company register
- Enterprise/tax code 0100230800; Business Licence No. 12/GP-NHNN, State Bank of Vietnam, 18 March 2026
Business lines
According to its January 2026 investor presentation, the bank concentrates on retail and affluent customers, mortgages, card payments and debt capital markets alongside corporate banking.
Online
- Websites & references
- techcombank.com ↗
techcomwealth.techcombank.com ↗ priority and private banking (wealth) site
techcombankjobs.com ↗ careers site
onlinebanking.techcombank.com.vn ↗ retail online banking
Wikipedia ↗
Wikidata Q10541776 ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · YouTube ↗ · Zalo ↗
Sources · 15 pages consulted
- techcombank.com/content/dam/techcombank/public-site/documents/techcombank-vas-consolidated-financial-stat
- techcombank.com/ve-chung-toi
- techcombank.com/en/about-us
- techcombank.com/
- techcombank.com/lien-he
- techcombank.com/en/investors/financial-information/highlights
- techcombank.com/en/personal/spend/other-services/international-money-transfer
- techcombank.com/content/dam/techcombank/public-site/documents/202601026-tcb-investor-presentation-1.pdf
- dnse.com.vn/senses/tin-tuc/thanh-tra-chi-ro-uu-diem-va-nhung-ton-tai-vi-pham-tai-chi-nhanh-dong-nai-m
- htv.vn/doanhnhansaigon/techcombank-dieu-chuyen-bo-nhiem-nhan-su-cap-cao-332286.html
- nguoiquansat.vn/tan-pho-tong-giam-doc-techcombank-la-ai-308320.html
- nguoiquansat.vn/techcombank-don-von-ngoai-masan-huong-loi-312795.html
- doanhnghiepkinhtexanh.vn/techcombank-co-dong-chien-luoc-masangroup-song-hanh-gan-hai-thap-ky-a53963.html
- doanhnghiephoinhap.vn/co-cau-co-dong-cua-techcombank-hien-ra-sao-147429.html
- thuvienphapluat.vn/ma-so-thue/ngan-hang-thuong-mai-co-phan-ky-thuong-viet-nam-mst-0100230800.html
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Jens Lottner Chief Executive Officer (Tổng Giám đốc)
- Chair
-
Ho Hung Anh
Chairman of the Board of Directors
- Chief financial officer
-
Alexandre Charles Emmanuel Macaire
Deputy Chief Executive Officer cum Chief Finance Officer
- Executive
-
Nguyen Anh Tuan
Deputy Chief Executive Officer cum Chief of Retail Banking Group
- Executive
- Siva R. Krishnan Chief Risk Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Vietnam
- State Bank of Vietnam Central bankPrudential supervisorAML supervisorResolutionForeign exchange
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Investigation
The State Bank of Vietnam Region 2 inspectorate found shortcomings in credit appraisal, loan monitoring and debt handling at the Dong Nai branch.
dnse.com.vn ↗ -
Leadership
The bank appointed Siva R. Krishnan as Chief Risk Officer, effective 17 August 2026.
techcombank.com ↗ -
Other
Reuters reported that BNP Paribas and KB Kookmin Bank were in separate talks to buy at least 15% of the bank.
nguoiquansat.vn ↗ -
Leadership
The bank appointed Nguyen Thi Van Hoai as Deputy CEO and Head of Corporate Affairs, effective 1 August 2026.
nguoiquansat.vn ↗ -
Licence
The State Bank of Vietnam issued Business Licence No. 12/GP-NHNN, replacing licence No. 0038/GP-NHNN of 6 March 2018.
techcombank.com ↗ -
Leadership
Deputy CEO Pham Quang Thang left the bank for Masterise Group, and Nguyen Anh Tuan was appointed Deputy CEO, effective 1 February 2026.
htv.vn ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- VTCBVNVXXXX
- How the BIC breaks down
- VTCBBank
- VNCountry · Vietnam
- VXLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 5493001XNKHV3FNIUD50
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Vietnam · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 6 QUANG TRUNG CUA NAM HANOI 10000 VIET NAM
- Operational address
- 6 QUANG TRUNG, CUA NAM HANOI 10000 HANOI VIET NAM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>VTCBVNVXXXX</BICFI>
<LEI>5493001XNKHV3FNIUD50</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>VTCBVNVXXXX</BICFI>
<LEI>5493001XNKHV3FNIUD50</LEI>
<Nm>VIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK</Nm>
<PstlAdr>
<TwnNm>HANOI</TwnNm>
<Ctry>VN</Ctry>
<AdrLine>6 QUANG TRUNG CUA NAM HANOI 10000</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Claim this profile
Work at Vietnam Technological and Commercial Joint Stock Bank?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Techcombank · Public domain · Wikimedia Commons · original; Ho Hung Anh: techcombank.com (official website) · original; Alexandre Charles Emmanuel Macaire: techcombank.com (official website) · original; Nguyen Anh Tuan: techcombank.com (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo