Portugal · Credit institution

321 Credito Instituicao Financeira de Credito S.A.

Legal name in the LEI record321CRÉDITO, INSTITUIÇÃO FINANCEIRA DE CRÉDITO S.A.

BICCIEDPTP1XXX LEI213800IDTFN19XBEAA74 Licence no.Not on a tracked register Passive participant (no connection) Head-office BIC only Group: Ctt - Correios de Portugal S.A. Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.

The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

Regulatory status

ECB banking supervision

List of supervised entities as of 2026-07-01

Classification: Less significant institution
Supervisor: Banco de Portugal (with ECB oversight)
Listed as: 321 Crédito - Instituição Financeira de Crédito, SA
Entity type: Credit institution

Swift network

Swift’s ISO 9362 BIC directory

BIC: CIEDPTP1XXX head office
Connection to Swift: Passive participant (no connection)
Swift GPI: Not on the member list
Payment schemes and systems: No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes: None: head-office BIC only
BIC first registered: 2015-12-05
Last updated: 2018-01-06

Identifiers

Head-office record

BIC: CIEDPTP1XXX
How the BIC breaks down: CIEDBank

PTCountry · Portugal

P1Location · passive

XXXBranch · head office
Branch description: Not recorded in the directory
LEI: 213800IDTFN19XBEAA74
LEI record: View on GLEIF ↗
How the LEI was matched: BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

Profile

Type: Credit institution
Regulation: Prudentially supervised (ECB list)
Register licences: None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region: Portugal · Europe & Central Asia
Banking supervision: Less significant · Banco de Portugal as of 2026-07-01
Trading venues (MIC): No MIC registered under this LEI list of 2026-09-17
OFAC sanctions: No listing cites this BIC
EU sanctions: No listing matched this BIC or its LEI
Country sanctions: No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

Ownership and group

GLEIF relationship records

Direct parent: Ctt - Correios de Portugal S.A. · Portugal529900G4A1IKOKC22K56 ↗

The Ctt - Correios de Portugal S.A. group has 4 institutions in the directory, in 1 country: 3 hold a BIC and 1 does not.

Including Banco Ctt, S.A., Payshop (Portugal), S.A., Ctt-Correios de Portugal, S.A..

See the Ctt - Correios de Portugal S.A. group →

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

Addresses

Registered address: AV. BARBOSA DU BOCAGE 113 2 ESQ PORTO 1050-031 PORTUGAL
Operational address: AV. BARBOSA DU BOCAGE 113 2 ESQ PORTO 1050-031 PORTO PORTUGAL

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by: BIC, with its LEI
Roles in CBPR+: Debtor agent, creditor agent or an intermediary agent

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>CIEDPTP1XXX</BICFI>
  <LEI>213800IDTFN19XBEAA74</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>CIEDPTP1XXX</BICFI>
  <LEI>213800IDTFN19XBEAA74</LEI>
  <Nm>321 CREDITO INSTITUICAO FINANCEIRA DE CREDITO S.A.</Nm>
  <PstlAdr>
    <TwnNm>PORTO</TwnNm>
    <Ctry>PT</Ctry>
    <AdrLine>AV. BARBOSA DU BOCAGE 113 2 ESQ PORTO 1050-031</AdrLine>
  </PstlAdr>
</FinInstnId>

This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

Banking supervision—Source: European Central Bank, list of supervised entities.
Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.

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