Portugal · Payments & e-money
Payshop (Portugal), S.A.
Payshop (Portugal), S.A. is a Portuguese public limited company with its seat in Lisbon. Banco de Portugal authorises it as a payment institution under code 8701. It belongs to the CTT – Correios de Portugal group, and GLEIF records Banco CTT, S.A. as its direct parent. It runs a network of agents, mostly local shops such as newsagents, tobacconists and supermarkets, where consumers pay utility bills, taxes and tolls, top up phones and transport cards and pay online-purchase references. Businesses and municipalities use it for payment collection, including an online payment gateway and a prepaid school account.
Licences and registrations
Held by Payshop (Portugal), S.A. (LEI 529900FA1PV35HKD6X51). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of Portugal | Payment institutionPayment Institution | 8701 | Portugal | Active | 2011-06-03 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% Banco CTT, S.A.
Firm type
Other
Trades as Payshop
- Ownership
- The firm belongs to the CTT group. GLEIF records Banco CTT, S.A. as its direct parent and CTT - Correios de Portugal, S.A. as its ultimate parent.
- Direct parent
- Banco CTT, S.A., Portugal 100%
- Ultimate owner
- CTT - Correios de Portugal, S.A., Portugal
- Head office
- Avenida dos Combatentes, n.º 43, 14.º Piso, 1643-001 Lisboa, Portugal
- Company register
- Conservatória do Registo Comercial de Lisboa / NIPC 505 231 212
Online
- Websites & references
- payshop.pt ↗
- Official social accounts
- LinkedIn ↗ · YouTube ↗
Sources · 16 pages consulted
- bportugal.pt/en/entidadeautorizada/payshop-portugal-sa
- payshop.pt/payshop/quem-somos/governo-da-sociedade/identificacao-da-sociedade
- payshop.pt/payshop/quem-somos/governo-da-sociedade/conselho-de-administracao
- payshop.pt/payshop/quem-somos/governo-da-sociedade
- payshop.pt/payshop/quem-somos/empresa-payshop
- payshop.pt/servicos-disponiveis/carregamentos-e-pagamentos
- payshop.pt/servicos-disponiveis/transferencias-de-dinheiro#tab1
- payshop.pt/home/condicoes-gerais
- payshop.pt/payshop/quem-somos/informacao-financeira
- ctt.pt/grupo-ctt/media/noticias/payshop-lanca-funcionalidade-de-pagamento-inovadora-para-comerci
- eco.sapo.pt/2018/07/31/ctt-transferem-negocio-de-pagamentos-para-o-banco-trabalhadores-contestam/
- eco.sapo.pt/2018/01/12/banco-ctt-assume-gestao-da-payshop/
- dinheirovivo.dn.pt/empresas/payshop-passa-a-aceitar-carto-bancrio-para-o-pagamento-de-faturas
- distribuicaohoje.com/pagamentos/payshop-cartoes/
- jornalpt50.pt/noticia/payshop-regista-todos-os-agentes-no-banco-de-portugal/
- hipersuper.pt/2025/06/02/payshop-lanca-funcionalidade-inovadora-para-facilitar-pagamentos-no-comercio
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
Banco de Portugal authorises the firm as a payment institution, register code 8701. In September 2025 the firm said it had registered all its agents with Banco de Portugal, as Banco de Portugal Instruction 20/2023 requires.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Banco de Portugal Portugal | Instituição de pagamento (payment institution) | 8701 | In its own name | Active | bportugal.pt ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It collects payments in person for utilities, telecom operators, the tax authority and toll operators, which consumers mostly pay in cash at about 7,000 CTT and Payshop points. It also offers the Payshop Online Payments gateway, POP by Link, a prepaid school account for municipalities and Western Union transfers at selected agents.
It serves customers in Portugal through CTT shops and a network of about 5,000 Payshop agents, according to the firm.
- Sells to
- Consumers · Enterprises · Public sector · Small businesses
- Serves customers in
- Portugal
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Tiago Ferreira de Macedo de Almeida Mota Chief Executive Officer (board member)
- Chair
- António Pedro Ferreira Vaz da Silva Chairman of the Board of Directors (Presidente do Conselho de Administração)
- Executive
- João Carlos Ventura Sousa Member of the Board of Directors (Vogal)
- Executive
- Fernando José Torres Severino Member of the Board of Directors (Vogal)
- Executive
- Ricardo José Coelho Cândido de Brito Luz Member of the Board of Directors (Vogal)
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm announced that it would accept bank cards across its network by the end of 2026, in partnership with Visa and Shift4.
dinheirovivo.dn.pt ↗ -
Licence
The CTT group said the firm had registered all its agents with Banco de Portugal under Instruction 20/2023.
jornalpt50.pt ↗ -
Other
The firm launched POP by Link, which lets merchants take payments through links sent by SMS, email or social media.
hipersuper.pt ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 8701
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- bde8cf426e10
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Money remittance
- Payment services
- Licensed in
- Portugal · Europe & Central Asia
- First registered
- 2011-06-03
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Banco Ctt, S.A. · Portugal5299008FEH4GQXGZNP50 ↗
- Ultimate parent
- Ctt - Correios de Portugal S.A. · Portugal529900G4A1IKOKC22K56 ↗
The Ctt - Correios de Portugal S.A. group has 4 institutions in the directory, in 1 country: 3 hold a BIC and 1 does not.
Including Banco Ctt, S.A., 321 Credito Instituicao Financeira de Credito S.A., Ctt-Correios de Portugal, S.A..
See the Ctt - Correios de Portugal S.A. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- AV. D. JOÃO II, LOTE 01.12.03, Lisboa, 1999-001
- Country
- Portugal
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>529900FA1PV35HKD6X51</LEI>
<Nm>PAYSHOP (PORTUGAL), S.A.</Nm>
<PstlAdr>
<PstCd>1999-001</PstCd>
<TwnNm>Lisboa</TwnNm>
<Ctry>PT</Ctry>
<AdrLine>AV. D. JOÃO II, LOTE 01.12.03</AdrLine>
</PstlAdr>
</FinInstnId>- CBPR+ does not accept the character à in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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