United Kingdom · Payments & e-money
A Place In the Sun Currency LTD
Legal name in the LEI recordA PLACE IN THE SUN CURRENCY LIMITED
A Place in the Sun Currency Limited is a private limited company registered in England and Wales, with its head office in Rickmansworth, Hertfordshire. The FCA authorises it as an authorised payment institution (FRN 504353), and HMRC supervises it as a money service business. APITS Limited, the organiser of the A Place in the Sun Live exhibitions and the team behind aplaceinthesun.com, owns 60% of the shares. The firm offers telephone-based currency exchange, forward contracts and international payments, mainly to people buying or selling property overseas. It traded as Currency Index Limited until its renaming in November 2021.
Licences and registrations
Held by A Place In the Sun Currency Limited (LEI 213800NH4N481R4CJM49). 3 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 504353 | United Kingdom | Active | 2018-05-03 | — |
|
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| HMRC MLR Supervised Business RegisterHMRCLinked by LEI. Matched by Elucidate on the UK company number the register gives. | Money Service BusinessMoney Transmitter / Remittance | XMML00000167797 | United Kingdom | Active | 2021-11-01 | — |
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| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 790769 | United Kingdom | Cancelled - Authorised PI | — | Ended 2018-10-11 |
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Trading names on the register: Currency Index (FCA-PSD, HMRC-MLR), Currency Connections (FCA-PSD, HMRC-MLR), Currency Connect (FCA-PSD, HMRC-MLR)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- PLSRGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of PLSRGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- Other BIC with this LEI
- CUIXGB21
- BIC first registered
- 2021-03-06
- Last updated
- 2021-03-18
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
60% APITS Limited
Firm type
FX and business payments
Trades as A Place in the Sun Currency
- Standing
- The company was incorporated as Currency Index Limited and renamed A Place in the Sun Currency Limited on 30 November 2021. APITS Limited became its controlling shareholder on 12 November 2021.
- Ownership
- APITS Limited (Companies House 06760085) owns 60% of the share capital, and the 2025 accounts name P Lavelle and A Palmer as its controlling parties, each holding 36.67% of APITS.
- Direct parent
- APITS Limited, United Kingdom 60%
- Head office
- Unit 1 Hollybush House, 5a New Road, Croxley Green, WD3 3EJ Rickmansworth, United Kingdom
- Company register
- Companies House 06586857
- Incorporated
- 7 May 2008
- Founders
- Tom Arnold · Robin Haynes
- Former name
- CURRENCY INDEX LIMITED
Online
- Websites & references
- aplaceinthesuncurrency.com ↗
currencyindex.co.uk ↗ Currency Index trading-name site - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · WhatsApp ↗
Sources · 13 pages consulted
- find-and-update.company-information.service.gov.uk/company/06586857
- find-and-update.company-information.service.gov.uk/company/06586857/officers
- find-and-update.company-information.service.gov.uk/company/06586857/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/06586857/filing-history
- find-and-update.company-information.service.gov.uk/company/06586857/filing-history/MzQ5NjI1Nzk5NGFkaXF6a2N4/document?format=xhtml&download=1
- aplaceinthesuncurrency.com/
- aplaceinthesuncurrency.com/terms-and-conditions/
- aplaceinthesuncurrency.com/terms-and-conditions-individual-clients-us/
- aplaceinthesuncurrency.com/regulation-and-security/
- aplaceinthesuncurrency.com/about-us/
- aplaceinthesuncurrency.com/meet-the-team/
- aplaceinthesuncurrency.com/regulatory-controls/
- currencyindex.co.uk/compliance-regulatory-controls/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- Cambridge Mercantile Corp. (USA) (Corpay), United States Provides payment services to US-resident customers. The firm acts as an intermediary service to facilitate their payments.
The FCA authorises the firm as an authorised payment institution under the Payment Services Regulations 2017 (FRN 504353). HMRC supervises it as a money service business. For US-resident customers, Cambridge Mercantile Corp. (USA) provides the payment services as a money transmitter.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 504353 | In its own name | Active | aplaceinthesuncurrency.com ↗ |
| HM Revenue & Customs United Kingdom | Money Service Business (money remittance, currency exchange) | XMML00000167797 | In its own name | Active | aplaceinthesuncurrency.com ↗ |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution (cancelled) | 790769 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it keeps money held pending a payment to a third party in designated accounts at mainstream banks that hold only client money, and that it does not safeguard margin or funds returned to the client's own account.
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm describes its service as designed for people making overseas payments to buy, maintain or sell property abroad, including spot and forward currency contracts handled by account managers by telephone.
The firm serves UK customers under its FCA authorisation and serves US-resident customers through Corpay. Its Spanish subsidiary, A Place in the Sun Currency Europe SL, serves EU residents under its own Bank of Spain licence.
- Sells to
- Consumers · Small businesses
- Serves customers in 2 countries
- United Kingdom · United States
Leadership
Researched 29 Sep 2026 · Sources
- Founder
-
Tom Arnold
Director
- Founder
-
Robin Haynes
Director
- Compliance / MLRO
-
Samantha Osper
Compliance Officer
- Executive
- Andrew Houldsworth Bridge Director
- Executive
- James Edward Moss Director
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm published US client terms stating that Corpay provides payment services to its US-resident customers.
aplaceinthesuncurrency.com ↗ -
Leadership
Pauline Lavelle and Antoine Palmer resigned as directors of the firm on 4 July 2024.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- PLSRGB22XXX
- How the BIC breaks down
- PLSRBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 213800NH4N481R4CJM49
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 504353
- Licence no. · HMRC-MLR
- XMML00000167797
- Licence no. · FCA-PSD
- 790769
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 7c315e8d10e7
- Companies House no.
- 06586857 ↗
Profile
- Type
- Payments & e-money · Money service businessPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 3 entries on 2 registers
- Activities
- Payment services
- Money remittance
- Currency exchange
- Licensed in
- United Kingdom
- Website (register)
- www.aplaceinthesuncurrency.com ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Persons with significant control
Companies House · company 06586857 ↗ · as at 9 October 2026
Companies House lists 1 person with significant control for A Place IN the Sun Currency Limited: 1 company.
| Name | Type | Nature of control | Notified |
|---|---|---|---|
| Apits Limited ↗ | Company · UK | 50–75% of shares · 50–75% of votes · Can appoint or remove directors | 12 November 2021 |
| Pauline Ann Lavelle | Individual · through Apits Limited | 25–50% of shares · 25–50% of votes | 6 April 2016 |
| Antoine Palmer | Individual · through Apits Limited | 25–50% of shares · 25–50% of votes | 6 April 2016 |
Companies report persons with significant control to Companies House. Elucidate has not verified them.
A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the Companies House number that the FCA register gives for this firm.
See the register at Companies House ↗Addresses
- Registered address
- HOLLYBUSH HOUSE 5A NEW ROAD RICKMANSWORTH WD3 3EJ UNITED KINGDOM
- Operational address
- HOLLYBUSH HOUSE 5A NEW ROAD RICKMANSWORTH RICKMANSWORTH WD3 3EJ UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>PLSRGB22XXX</BICFI>
<LEI>213800NH4N481R4CJM49</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>PLSRGB22XXX</BICFI>
<LEI>213800NH4N481R4CJM49</LEI>
<Nm>A PLACE IN THE SUN CURRENCY LTD</Nm>
<PstlAdr>
<TwnNm>RICKMANSWORTH</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>HOLLYBUSH HOUSE 5A NEW ROAD RICKMANSWORTH WD3 3EJ</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- HMRC MLR Supervised Business Register—HM Revenue & Customs (HMRC) · register ↗ as at 24 September 2026
- Persons with significant control—Companies House · source ↗ as at 9 October 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: aplaceinthesuncurrency.com (official website) · original; Tom Arnold: aplaceinthesuncurrency.com (official website) · original; Robin Haynes: aplaceinthesuncurrency.com (official website) · original; Samantha Osper: aplaceinthesuncurrency.com (official website) · original.
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