United Kingdom · Payments & e-money
Euronet Payment Services Ltd
Trading asRia Money Transfer · Ria
Euronet Payment Services Limited is a private limited company incorporated in England and Wales in 2009, with its head office in London. The FCA authorises it as a payment institution under the Payment Services Regulations 2017 (FRN 504630), and it trades as Ria. It is wholly owned by Euronet Worldwide, Inc. through EFT Services Holding B.V. of the Netherlands. It sends international money transfers for consumers resident in the UK through the Ria app, the Ria website and an agent network that includes its affiliate Ria Financial Services Limited, and it offers currency exchange in Ria stores.
Licences and registrations
Held by Euronet Payment Services Ltd. 4 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCA | Authorised Payment InstitutionPayment Institution | 504630 | United Kingdom | Active | 2018-04-26 | — |
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| HMRC MLR Supervised Business RegisterHMRC | Money Service BusinessMoney Transmitter / Remittance | 12147525 | United Kingdom | Active | 2002-12-16 | — |
|
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| HMRC MLR Supervised Business RegisterHMRC | Money Service BusinessMoney Transmitter / Remittance | 13013711 | United Kingdom | Active | 2002-12-16 | — |
|
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| HMRC MLR Supervised Business RegisterHMRC | Money Service BusinessMoney Transmitter / Remittance | XPML00000204218 | United Kingdom | Active | 2025-01-01 | — |
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Trading names on the register: Ria Money Transfer (FCA-PSD, HMRC-MLR), Ria (FCA-PSD, HMRC-MLR)
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory. No LEI is matched to this entry, and BICs are linked by LEI only.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
100% EFT Services Holding B.V.
Firm type
Money remittance
Trades as Ria Money Transfer
- Ownership
- EFT Services Holding B.V. of the Netherlands owns 100% of the firm and is in turn wholly owned by Euronet Worldwide, Inc., which is listed on Nasdaq.
- Direct parent
- EFT Services Holding B.V., Netherlands 100%
- Ultimate owner
- Euronet Worldwide, Inc., United States
- Head office
- Part 7th Floor, North Block, 55 Baker Street, W1U 7EU London, United Kingdom
- Company register
- Companies House 06975932
- Incorporated
- 29 Jul 2009
Online
- Websites & references
- riamoneytransfer.com ↗
help.riamoneytransfer.com ↗ customer help centre
careers.riamoneytransfer.com ↗ group careers site
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 10 pages consulted
- find-and-update.company-information.service.gov.uk/company/06975932/officers
- find-and-update.company-information.service.gov.uk/company/06975932/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/06975932/filing-history
- find-and-update.company-information.service.gov.uk/company/06975932/filing-history/MzQ4NTk4NjE0NmFkaXF6a2N4/document?format=xhtml&download=1
- riamoneytransfer.com/en-gb/terms/
- riamoneytransfer.com/en-gb/retail-terms/
- app.riamoneytransfer.com/en-gb
- riamoneytransfer.com/en-gb/legal-documents/
- riamoneytransfer.com/en-gb/modern-slavery-statement/
- riamoneytransfer.com/en-gb/promo/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as a payment institution under the Payment Services Regulations 2017 (FRN 504630), and HMRC supervises it as a money service business. It acts as principal for Ria agents in the UK, including its affiliate Ria Financial Services Limited.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority (FCA) United Kingdom | Authorised Payment Institution | 504630 | In its own name | Active | riamoneytransfer.com ↗ |
| HM Revenue & Customs (HMRC) United Kingdom | Money Service Business (Money Transmitter / Remittance) | 13013711 | In its own name | Active | — |
| HM Revenue & Customs (HMRC) United Kingdom | Money Service Business (Money Transmitter / Remittance) | XPML00000204218 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Insurance or guaranteeThe firm states that it safeguards customer funds with a comparable guarantee from an authorised insurer or credit institution, not by segregation. Its 2024 accounts say any payout under the guarantee would go to a designated account at Bank of America.
- Safeguarding bank
- Bank of America
- Payment schemes and card networks
- Visa Access not stated riamoneytransfer.com ↗
Mastercard Access not stated riamoneytransfer.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
Its website offers transfers from the UK to over 190 countries, paid out by cash pickup, bank deposit, mobile wallet or home delivery. Customers can send online, in the app or in person.
It serves customers resident in the UK, and its 2024 accounts report a branch in Argentina.
- Revenue
- EUR 55.7m
- Sells to
- Consumers
- Serves customers in 2 countries
- United Kingdom · Argentina
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Marc Sherwood Matthews Director
- Executive
- Jaime Rodriguez Martin Director
- Executive
- Rick Weller Director
- Executive
- Oscar Fernandez Ortiz Company Secretary
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The firm appointed Marc Sherwood Matthews as a director on 30 September 2025, replacing Jose Ivars-Lopez, who resigned the same day.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · FCA-PSD
- 504630
- Licence no. · HMRC-MLR
- 12147525
- Licence no. · HMRC-MLR
- 13013711
- Licence no. · HMRC-MLR
- XPML00000204218
- BIC
- Holds no BIC in Swift’s directory
- LEI
- No LEI mapped
- Elucidate firm ID
- 6f4dec33a392
Profile
- Type
- Payments & e-money · Money service businessPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Money remittance
- Currency exchange
- Payment services
- Licensed in
- United Kingdom · Europe & Central Asia
- First registered
- 2002-12-16
- Website
- app.riamoneytransfer.com/en-gb ↗
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
No LEI is matched to this entry, so GLEIF relationship records cannot be linked.
Addresses
- Address on the register
- Part 7th Floor, North Block, 55 Baker Street, London, W1U 7EU
- Country
- United Kingdom
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address. No LEI or clearing code is mapped in the directory
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in two address lines
<FinInstnId>
<Nm>Euronet Payment Services Ltd</Nm>
<PstlAdr>
<PstCd>W1U 7EU</PstCd>
<TwnNm>London</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>Part 7th Floor, North Block</AdrLine>
<AdrLine>55 Baker Street</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Registers for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · source ↗ as at 25 September 2026
- HMRC MLR Supervised Business Register—HM Revenue & Customs (HMRC) · source ↗ as at 24 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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