Japan · Financial institution
Aeon Bank, Ltd.
Legal name in the LEI record株式会社イオン銀行
AEON Bank, Ltd. (株式会社イオン銀行) is a Japanese kabushiki kaisha with its head office in Chiyoda-ku, Tokyo. It was established on 15 May 2006. It is a subsidiary of AEON Financial Service Co., Ltd., which in turn is consolidated by the retailer AEON Co., Ltd. The bank offers deposits, housing loans, card and other consumer loans, investment and insurance products, and it issues AEON credit cards. In December 2024 the Financial Services Agency (FSA) ordered it to improve its AML and counter-terrorist financing controls.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- AEONJPJTXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under AEONJPJT directly.
- Swift GPI
- Member, not yet live
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2017-10-07
- Last updated
- 2024-06-25
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% AEON Financial Service Co., Ltd. (イオンフィナンシャルサービス株式会社)
Institution type
Commercial bank
Trades as AEON Bank, Ltd. (イオン銀行)
- Standing
- On 26 December 2024 the Financial Services Agency issued a business improvement order about the bank's AML and counter-terrorist financing controls. The bank sends the FSA progress reports every three months and published its latest update on 14 September 2026.
- Ownership
- AEON Financial Service Co., Ltd., a company listed on the Tokyo Stock Exchange, holds 100% of the bank, and AEON Co., Ltd. consolidates AEON Financial Service.
- Direct parent
- AEON Financial Service Co., Ltd. (イオンフィナンシャルサービス株式会社), Japan 100%
- Ultimate owner
- AEON Co., Ltd. (イオン株式会社), Japan
- Major shareholder
- AEON Financial Service Co., Ltd. 100%
- Head office
- 3-22 Kanda Nishikicho, Chiyoda-ku, 101-0054 Tokyo, Japan
- Company register
- Corporate Number (法人番号) 1010601032497
Business lines
The bank's business combines retail deposits, housing and consumer loans and AEON credit card issuance, with sales of investment funds and insurance.
Online
- Websites & references
- aeonbank.co.jp ↗
- Official social accounts
- X ↗ · Instagram ↗ · YouTube ↗ · LINE ↗
Sources · 11 pages consulted
- aeonbank.co.jp/
- aeonbank.co.jp/company/about/outline/
- aeonbank.co.jp/content/dam/abk/company/release/data/2026/pdf/n2026081201.pdf
- aeonbank.co.jp/content/dam/abk/company/release/data/2026/pdf/n2026061003.pdf
- aeonbank.co.jp/content/dam/abk/company/release/data/2026/pdf/n2026082602.pdf
- aeonbank.co.jp/content/dam/abk/company/release/data/2025/pdf/n2025011401.pdf
- fsa.go.jp/news/r6/ginkou/20241226-2/20241226.html
- aeonfinancial.co.jp/corp/list/
- aeonfinancial.co.jp/news/2026/
- aeonfinancial.co.jp/-/media/AeonGroup/Aeonfinancial/Files/news/2026/news260220.pdf
- aeonbank.co.jp/foreign_deposit/receive_insurance/
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Yuro Kisaka (木坂 有朗) Representative Director and President & CEO (代表取締役兼社長執行役員)
- Chair
- Shunsuke Shirakawa (白川 俊介) Chairman of the Board (取締役会長)
- Executive
- Satoshi Tanaka (田中 悟司) Director and Executive Officer, Finance and Markets (取締役・執行役員 財務・市場担当)
- Executive
- Atsushi Suzuki (鈴木 敦) Director and Managing Executive Officer, Corporate Planning (取締役・常務執行役員 経営企画担当)
- Executive
- Takashi Kuroda (黒田 隆) Director and Executive Officer, Risk Management (取締役・執行役員 リスク管理担当)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Japan
- Financial Services Agency Prudential supervisorAML supervisorConduct
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Other
AEON Financial Service scheduled its merger with the intermediate bank holding company AFS Corporation for 1 May 2026, taking over its oversight role for the bank.
aeonfinancial.co.jp ↗ -
Leadership
Citing the FSA order, the bank dismissed President Hiroaki Kobayashi and risk head Masato Anada and appointed Yuro Kisaka as president.
aeonbank.co.jp ↗ -
Enforcement
The FSA issued a business improvement order after finding at least 14,639 monitoring alerts left without a suspicious-transaction decision.
fsa.go.jp ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- AEONJPJTXXX
- How the BIC breaks down
- AEONBank
- JPCountry · Japan
- JTLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 3538003AR6BUIRFDY820
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Japan · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Ultimate parent
- Aeon Co., Ltd. · Japan5299009MXFL34SA71416 ↗
The Aeon Co., Ltd. group has 2 institutions in the directory, in 2 countries: all hold a BIC.
Including Aeon Bank (M) Berhad.
See the Aeon Co., Ltd. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 3-22 KANDANISHIKICHO CHIYODA- KU 101-0054 JAPAN
- Operational address
- 3-22 CHIYODAKU KANDANISHIKICHO TOKYO TOKYO 101-0054 JAPAN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>AEONJPJTXXX</BICFI>
<LEI>3538003AR6BUIRFDY820</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>AEONJPJTXXX</BICFI>
<LEI>3538003AR6BUIRFDY820</LEI>
<Nm>AEON BANK, LTD.</Nm>
<PstlAdr>
<Ctry>JP</Ctry>
<AdrLine>3-22 KANDANISHIKICHO CHIYODA- KU 101-0054</AdrLine>
</PstlAdr>
</FinInstnId>Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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