Slovakia · Payments & e-money
Besteron a.s.
Besteron a.s. is a Slovak joint-stock company based in Bratislava. Národná banka Slovenska (NBS) authorises it as a payment institution to acquire payment transactions since July 2018 and to provide money remittance since July 2025. According to the firm, Seyfor, a. s. of the Czech Republic has been its majority shareholder since December 2021. It offers merchants an online payment gateway, POS payment terminals and a payout service called Dynamic Settlement, and it formerly traded as Pay Solutions a.s.
Licences and registrations
Held by Besteron a.s. (LEI 097900CAKA0000230932). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterNational Bank of Slovakia | Payment institutionPayment Institution | 47866233 | Slovakia | Active | 2018-07-13 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
Seyfor, a. s.
Firm type
Merchant acquiring and processing
Trades as Besteron
- Standing
- The firm traded as Pay Solutions a.s. until 2022 and now operates under the name Besteron a.s.
- Ownership
- Seyfor, a. s. (Czech Republic), formerly Solitea, has been the majority shareholder since December 2021 according to the firm, and the GLEIF record names it as the direct and ultimate accounting parent.
- Direct parent
- Seyfor, a. s. ↗, Czechia
- Head office
- Prešovská 38/B, 821 02 Bratislava, Slovakia
- Company register
- Business Register of the Municipal Court Bratislava III, Section Sa, Insert 6004/B (IČO 47866233)
- Incorporated
- 2014
- Founders
- Miroslav Kráľ · Róbert Kabina
- Former name
- Pay Solutions a.s.
Online
- Websites & references
- besteron.com ↗
account.besteron.com ↗ merchant client portal (login and registration)
docs.besteron.com ↗ developer and integration documentation
besteron.com/sk/status ↗ payment status page - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗
Sources · 7 pages consulted
- besteron.com/sk/vseobecne-obchodne-podmienky/
- besteron.com/media/xn3dvn4u/vop_platobn%C3%A9-slu%C5%BEby-besteron-772025.pdf
- besteron.com/sk/
- besteron.com/sk/o-nas/
- besteron.com/sk/kontakt/
- seyfor.com/sk-sk/solitea-sa-stava-vacsinovym-vlastnikom-slovenskej-platobnej-brany-besteron
- lei.bloomberg.com/leis/view/097900CAKA0000230932
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
NBS authorises the firm as a payment institution for the acquiring of payment transactions and for money remittance. The firm states that it may provide services cross-border in the EEA, and that NBS publishes the host states.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Národná banka Slovenska (NBS) Slovakia | Payment institution authorisation: acquiring of payment transactions (§ 2(1)(e), Act 492/2009) | 100-000-113-764 (file NBS1-000-020-313) | In its own name | Active | besteron.com ↗ |
| Národná banka Slovenska (NBS) Slovakia | Payment institution authorisation: money remittance (§ 2(1)(f), Act 492/2009) | 100-000-924-270 (file NBS1-100-106-506) | In its own name | Active | besteron.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Not disclosedThe firm's terms state that client funds held on its bank account bear no interest, but they do not describe a safeguarding method or name the bank.
- Acquirer / processor
- SKPAY, a. s. Slovakia
- Acquirer / processor
- PayU S.A. Poland
- Payment schemes and card networks
- Visa Through a partner besteron.com ↗
Mastercard Through a partner besteron.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers card, Apple Pay, Google Pay, bank-transfer and QR payments through an online gateway and POS terminals, together with a payout service it calls Dynamic Settlement.
The firm says it has sales teams in Slovakia, the Czech Republic, Slovenia and Croatia. It also says it serves clients that have expanded to Austria, Poland, Hungary and Romania.
- Sells to
- Small businesses · Enterprises
- Serves customers in 8 countries
- Slovakia · Czechia · Slovenia · Croatia · Austria · Poland · Hungary · Romania
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Miroslav Kráľ Founder & CEO
- Chief financial officer
- Matej Murcko Chief Financial Officer
- Compliance / MLRO
- Jana Drdošová Head of AML
- Founder
- Róbert Kabina Co-Founder & Partner
- Executive
- Ivan Duliak Chief International Officer & Partner
- Executive
- Michael Filsák Chief Technical Officer
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
NBS authorised the firm to provide money remittance, with effect from 7 July 2025, in addition to acquiring payment transactions.
besteron.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 47866233
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 9a38c511a6e3
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Money remittance
- Payment services
- Card acquiring
- Licensed in
- Slovakia · Europe & Central Asia
- First registered
- 2018-07-13
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Seyfor, a. s. · Czechia315700MJO3RQV8483O56 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Prešovská 38/B, Bratislava, 82102
- Country
- Slovakia
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>097900CAKA0000230932</LEI>
<Nm>Besteron a.s.</Nm>
<PstlAdr>
<PstCd>82102</PstCd>
<TwnNm>Bratislava</TwnNm>
<Ctry>SK</Ctry>
<AdrLine>Prešovská 38/B</AdrLine>
</PstlAdr>
</FinInstnId>- CBPR+ does not accept the characters š á in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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