Slovakia · Payments & e-money
Payout A.S.
Payout a.s. is a Slovak joint-stock company based in Žilina. The National Bank of Slovakia (NBS) authorises it as a payment institution under authorisation 100-000-221-585, which took effect on 25 March 2020. According to its 2025 financial statements, no other legal entity holds more than 10% of its shares. Under the Payout and Payout One brands it sells an online payment gateway, card acceptance, business payment accounts, payouts, money remittance, payment initiation and account information services to businesses.
Licences and registrations
Held by Payout a.s. (LEI 097900CAKA0000230253). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterNational Bank of SlovakiaLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 50487787 | Slovakia | Active | 2019-02-22 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- PYYUSK22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of PYYUSK22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · VOP · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2026-07-04
- Last updated
- 2026-07-04
Overview
Researched 29 Sep 2026 · Sources
Ownership
Privately held
Firm type
Merchant acquiring and processing
Trades as Payout One
- Ownership
- According to its 2025 financial statements, no other legal entity holds more than 10% of the firm's share capital.
- Head office
- Juraja Závodského 97/106, 010 04 Žilina, Slovakia
- Company register
- Commercial Register of the District Court Žilina, section Sa, insert 11032/L (IČO 50487787)
- Incorporated
- 30 Sep 2016
- Founders
- Jana Hmírová · Peter Stražovec
- Former name
- Payout, s.r.o.
Online
- Websites & references
- payout.one ↗
status.payout.one ↗ system status page
id.payout.one ↗ Payout Banking client login - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗
Sources · 11 pages consulted
- payout.one/en/
- payout.one/en/contact/
- payout.one/en/about
- payout.one/en/documents
- payout.one/en/faq
- payout.one/wp-content/uploads/2025/01/06_VSEOBECNE-OBCHODNE-PODMIENKY-O-POSKYTOVANI-PLATOBNYCH-SLUZI
- registeruz.sk/cruz-public/domain/accountingentity/show/1659157
- registeruz.sk/cruz-public/domain/financialreport/attachment/12877258
- registeruz.sk/cruz-public/domain/financialreport/attachment/12877257
- sk.linkedin.com/company/payout-one
- zilinskyvecernik.sk/clanok/zo-ziliny-az-na-europsky-trh-payout-ukazuje-ze-inovacie-nevznikaju-len-v-metropola
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The National Bank of Slovakia authorises the firm as a payment institution under the Slovak Payment Services Act. The authorisation covers payment transactions, issuing payment instruments and acquiring, money remittance, payment initiation and account information services.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| National Bank of Slovakia Slovakia | Authorisation to provide payment services (payment institution) | 100-000-221-585 | In its own name | Active | payout.one ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it holds client funds in segregated accounts, as regulation requires, and that balances on its payment accounts are neither deposits nor electronic money.
- Payment schemes and card networks
- Visa Through a partner payout.one ↗
Mastercard Through a partner payout.one ↗
SEPA Instant Credit Transfer Access not stated payout.one ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It sells a payment gateway for cards, wallets and account-to-account payments, business payment accounts with IBANs, SEPA Instant payouts, identity verification and fraud screening to e-commerce, iGaming, crowdfunding, crypto, e-mobility and insurance businesses.
It serves business clients from Slovakia under its NBS authorisation, and its website shows its operating area as Slovakia, Czechia, Poland, Hungary, Romania, Croatia, Lithuania and Latvia.
- Revenue
- EUR 1.14m
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces
- Serves customers in 8 countries
- Slovakia · Czechia · Poland · Hungary · Romania · Croatia · Lithuania · Latvia
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Jana Hmírová
Chief Executive Officer
- Chief financial officer
-
Anežka Džurbalová
Chief Financial Officer
- Founder
-
Peter Stražovec
Co-founder
- Executive
-
Erik Mocný
Chief Technology Officer
- Executive
-
Martina Hanusová
Chief Revenue Officer
Recent events
Researched 29 Sep 2026 · Sources
-
Other
INNOTECH Forum 2025 gave the firm its Most Innovative Financial Company award, according to the firm.
payout.one ↗ -
Other
Deloitte listed the firm in its 2025 Technology Fast 50 Central Europe ranking, according to the firm.
payout.one ↗ -
Leadership
The firm appointed a new executive team, with Jana Hmírová as CEO and Anežka Džurbalová as CFO.
sk.linkedin.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- PYYUSK22XXX
- How the BIC breaks down
- PYYUBank
- SKCountry · Slovakia
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 097900CAKA0000230253
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 50487787
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- c85df53f5cc7
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Money remittance
- Payment services
- Card acquiring
- Payment initiation
- Account information
- Licensed in
- Slovakia
- Country · region
- Slovakia · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- JURAJA ZAVODSKEHO 97/106 ZILINA 01004 SLOVAKIA
- Operational address
- JURAJA ZAVODSKEHO 97/106 ZILINA 01004 ZILINA SLOVAKIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>PYYUSK22XXX</BICFI>
<LEI>097900CAKA0000230253</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>PYYUSK22XXX</BICFI>
<LEI>097900CAKA0000230253</LEI>
<Nm>PAYOUT A.S.</Nm>
<PstlAdr>
<TwnNm>ZILINA</TwnNm>
<Ctry>SK</Ctry>
<AdrLine>JURAJA ZAVODSKEHO 97/106 ZILINA 01004</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2026-08-31 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2026-08-31 | Head office | — |
| Verification of Payee | 2026-09-10 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: payout.one (official website) · original; Jana Hmírová: payout.one (official website) · original; Anežka Džurbalová: payout.one (official website) · original; Peter Stražovec: payout.one (official website) · original; Erik Mocný: payout.one (official website) · original; Martina Hanusová: payout.one (official website) · original.
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