Spain · Credit institution
Caja Laboral Popular, Coop. de Credito (Caja Laboral)
Legal name in the LEI recordCAJA LABORAL POPULAR COOP DE CREDITO
Caja Laboral Popular, Coop. de Crédito is a Spanish credit cooperative with its registered office in Arrasate-Mondragón, Gipuzkoa. It trades as LABORAL Kutxa. It is owned by its members, including worker-members, and is part of the Mondragon cooperative group. It provides retail and business banking, investment funds, pension products and insurance, mainly in the Basque Country and Navarre. The current entity was formed in November 2012 by the merger of Caja Laboral Popular and Ipar Kutxa Rural, and it adopted the LABORAL Kutxa brand in April 2013.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Less significant institution
- Supervisor
- Banco de España (with ECB oversight)
- Listed as
- Caja Laboral Popular Coop. De Credito
- Entity type
- Credit institution
- Remarks
- HI: supervised entities which are classified as high-impact LSIs.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Caja Laboral Popular Coop. de Crédito
- RIAD code
- ES3035
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Comisión Nacional del Mercado de Valores (CNMV) | 2012-12-10 | A1 A2 A3 A4 A5 A6 A7 A8 A9 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CLPEES2MXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CLPEES2M directly.
- Swift GPI
- Member, not yet live
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · OCT Inst · VOP · T2 · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1983-11-21
- Last updated
- 2020-03-20
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Member-owned
Institution type
Cooperative bank
Trades as LABORAL Kutxa
- Ownership
- The bank is a credit cooperative owned by its members, who include worker-members, customer-members and cooperatives of the Mondragon group.
- Head office
- Paseo José María Arizmendiarrieta s/n, 20500 Arrasate-Mondragón, Spain
- Company register
- Registro Mercantil de Gipuzkoa, Tomo 253, Folio 65, Hoja SS 31616; Banco de España register no. 3035; NIF F-75076935
Business lines
The bank serves households and businesses mainly in the Basque Country and Navarre. Investment funds are managed by its subsidiary CL Gestión and insurance is written by its subsidiary Seguros Lagun Aro.
Online
- Websites & references
- laboralkutxa.com ↗
corporativa.laboralkutxa.com ↗ corporate site with reports and disclosures
prensa.laboralkutxa.com ↗ press room
blog.laboralkutxa.com ↗ customer blog
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · Pinterest ↗ · Flickr ↗
Sources · 14 pages consulted
- laboralkutxa.com/es/aviso-legal/
- laboralkutxa.com/es/
- laboralkutxa.com/es/gobierno-corporativo/
- laboralkutxa.com/pdf/es/gobierno-corporativo/cuadro-cr.pdf
- laboralkutxa.com/pdf/es/gobierno-corporativo/estructura-organizativa.pdf
- corporativa.laboralkutxa.com/src/uploads/2026/08/202606_Consol_Transparencia-MercHipotec-FinancConstr-y-PromoInmob.pdf
- prensa.laboralkutxa.com/laboral-kutxa-obtiene-un-beneficio-de-154-millones-de-euros-en-el-primer-semestre-de-2026
- corporativa.laboralkutxa.com/informes/
- corporativa.laboralkutxa.com
- corporativa.laboralkutxa.com/src/data/laboralkutxa_inversis_comunicacion_clientes_cas.pdf
- boe.es/diario_boe/txt.php?id=BOE-B-2012-23669
- blog.laboralkutxa.com/es/consejo-rector-de-laboral-kutxa
- blog.laboralkutxa.com/es/que-es-codigo-swift-bic-como-saber-cual-es
- en.wikipedia.org/wiki/Laboral_Kutxa
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Xabier Egibar Director General
- Chair
- Adolfo Plaza Izaguirre Presidente del Consejo Rector (non-executive)
- Chief financial officer
- Urtzi Mezkorta Director, Financiera (Finance)
- Executive
- Belén Cortabarria Acha Vicepresidenta del Consejo Rector (independent)
- Executive
- Zorione Arregui Head of Cumplimiento Normativo (Compliance)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Spain
- Banco de España Prudential supervisorCentral bankConductResolution
- Spain
- Comisión Nacional del Mercado de Valores (CNMV) Securities
- Spain
- Executive Service of the Commission for the Prevention of Money Laundering and Monetary Offences (SEPBLAC) AML supervisor
- Spain
- Fondo de Reestructuración Ordenada Bancaria (FROB) Resolution
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Incident
Banco Inversis, a third-party investment platform used by the bank, reported unauthorised access to personal data of the bank's fund clients.
corporativa.laboralkutxa.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CLPEES2MXXX
- How the BIC breaks down
- CLPEBank
- ESCountry · Spain
- 2MLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300G3C8M0WXQCWH61
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Código de entidad (NRBE) 3035
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Spain · Europe & Central Asia
- Banking supervision
- Less significant · Banco de España as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- PASEO JOSE MA ARIZMENDIARRIETA S/N MONDRAGON 20500 34 SPAIN
- Operational address
- PASEO JOSE MA ARIZMENDIARRIETA S/ N MONDRAGON 20500 MONDRAGON POB 34 SPAIN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CLPEES2MXXX</BICFI>
<LEI>549300G3C8M0WXQCWH61</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CLPEES2MXXX</BICFI>
<LEI>549300G3C8M0WXQCWH61</LEI>
<Nm>CAJA LABORAL POPULAR, COOP. DE CREDITO (CAJA LABORAL)</Nm>
<PstlAdr>
<TwnNm>MONDRAGON</TwnNm>
<Ctry>ES</Ctry>
<AdrLine>PASEO JOSE MA ARIZMENDIARRIETA S/N MONDRAGON 20500 34</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2017-11-21 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-07-05 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-07-05 | Head office | — |
| One-Leg Out Instant Credit TransferISO 20022 messages for the euro leg | 2024-11-04 | Head office | — |
| Verification of Payee | 2025-09-30 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Código de entidad (NRBE) · Spain
1 code file of 2026-09-24
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 3035 | CLPEES2MXXX | CAJA LABORAL POPULAR COOP. DE CREDITO | MONDRAGON |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- National bank codes—Spain (Source: Banco de España).
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
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