United States · Financial institution
Capital One, N.A.
Legal name in the LEI recordCapital One, National Association
Capital One, National Association is a US national bank with its head office in McLean, Virginia. It is wholly owned by Capital One Financial Corporation, a financial holding company listed on the New York Stock Exchange. The bank offers credit cards, consumer deposits, auto loans and commercial banking services. It was formerly Hibernia National Bank of New Orleans, and Discover Bank merged into it on 18 May 2025.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- HIBKUS44XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under HIBKUS44 directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1983-02-21
- Last updated
- 2025-12-13
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
100% Capital One Financial Corporation
Institution type
Commercial bank
Trades as Capital One
- Standing
- Discover Bank merged into the bank on 18 May 2025. The bank was the surviving entity and continues under its existing name.
- Ownership
- Capital One Financial Corporation holds 100% of the bank.
- Direct parent
- Capital One Financial Corporation ↗, United States 100%
- Head office
- 1680 Capital One Drive, 22102 McLean, United States
- Company register
- FDIC cert 4297; Federal Reserve RSSD ID 112837
- Former names
- Hibernia National Bank · The Hibernia National Bank in New Orleans
Business lines
The group reports three segments: Credit Card, Consumer Banking (including auto finance and its Global Payment Network) and Commercial Banking.
Online
- Websites & references
- capitalone.com ↗
investor.capitalone.com ↗ investor relations site of the parent, Capital One Financial Corporation
Wikipedia ↗ group article - Official social accounts
- None found
Sources · 14 pages consulted
- ffiec.gov/npw/Institution/Profile/112837
- occ.treas.gov/news-issuances/news-releases/2025/nr-occ-2025-36.html
- occ.gov/topics/charters-and-licensing/interpretations-and-decisions/2025/ca1337.pdf
- capitalone.com/
- ir-capitalone.gcs-web.com/corporate-governance/board-of-directors
- investor.capitalone.com/corporate-governance/governance-overview
- sec.gov/Archives/edgar/data/927628/000092762826000083/ex991q22026earningsrelease.htm
- capitalone.com/about/newsroom/capital-one-completes-acquisition-of-brex/
- arnoldporter.com/en/perspectives/advisories/2025/06/bank-regulators-approval-of-capital-one-and-discover-d
- ag.ny.gov/press-release/2026/attorney-general-james-applauds-new-capital-one-settlement
- oag.maryland.gov/News/pages/Attorney-General-Brown-Announces-Revised-Settlement-with-Capital-One-that-Deli
- usnews.com/banking/articles/judge-approves-capital-one-settlement-deal-heres-how-much-youll-get
- people.equilar.com/bio/person/andrew-young-capital-one-financial-corporation/34072032
- visbanking.com/call-report/capital-one-national-association-reports-112837
Leadership
Researched 29 Sep 2026 · Sources
- Chair & chief executive
- Richard D. Fairbank Founder, Chairman and Chief Executive Officer, Capital One Financial Corporation (parent)
- Chief financial officer
-
Andrew M. Young
Chief Financial Officer, Capital One Financial Corporation (parent)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisor
- United States
- Consumer Financial Protection Bureau Conduct
- United States
- Federal Reserve System Central bank
- United States
- Federal Deposit Insurance Corporation Resolution
Recent events 4 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Enforcement
A US federal court gave final approval to a USD 425 million class settlement over 360 Savings interest rates. The bank denied wrongdoing.
usnews.com ↗ -
Enforcement
Eight state attorneys general entered a stipulation and order with the bank as the court preliminarily approved the revised 360 Savings settlement.
oag.maryland.gov ↗ -
Merger / acquisition
Discover Bank merged into the bank on 18 May 2025, with the bank as the surviving entity.
arnoldporter.com ↗ -
Investigation
The New York Attorney General sued the bank, alleging that it misled 360 Savings customers about their interest rates.
ag.ny.gov ↗ -
Licence
The OCC conditionally approved the Discover Bank merger. It required a remediation plan for outstanding Discover Bank enforcement actions within 120 days of completion.
occ.treas.gov ↗ -
Enforcement
The FDIC amended its consent order against Discover Bank, assessed a USD 150 million penalty and required at least USD 1.225 billion in restitution.
arnoldporter.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- HIBKUS44XXX
- How the BIC breaks down
- HIBKBank
- USCountry · United States
- 44Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 207ALC1P1YM0OVDV0K75
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Capital One Financial Corporation · United StatesZUE8T73ROZOF6FLBAR73 ↗
The Capital One Financial Corporation group has 2 institutions in the directory, in 2 countries: all hold a BIC.
Including Capital One (Europe) PLC.
See the Capital One Financial Corporation group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 1680 CAPITAL ONE DRIVE MCLEAN 22102 UNITED STATES OF AMERICA
- Operational address
- 1680 CAPITAL ONE DRIVE MCLEAN,VA MCLEAN,VA 22102 POB 61540 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>HIBKUS44XXX</BICFI>
<LEI>207ALC1P1YM0OVDV0K75</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>HIBKUS44XXX</BICFI>
<LEI>207ALC1P1YM0OVDV0K75</LEI>
<Nm>CAPITAL ONE, N.A.</Nm>
<PstlAdr>
<TwnNm>MCLEAN</TwnNm>
<Ctry>US</Ctry>
<AdrLine>1680 CAPITAL ONE DRIVE MCLEAN 22102</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: capitalone.com (official website); Andrew M. Young: people.equilar.com (official website) · original.
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