France · Payments & e-money
Cetip
CETIP is a French société anonyme based in Boulogne-Billancourt. The Autorité de Contrôle Prudentiel et de Résolution (ACPR) authorises it as a payment institution. The authorisation became final on 4 May 2023. CETIP belongs to the Cegedim group and handles third-party payment (tiers payant) and outsourced claims management for health and life insurers. It operates the SP santé and iSanté third-party payment networks, through which French insurers pay healthcare professionals.
Licences and registrations
Held by Cetip (LEI 969500VQEO4YBIRCU806). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterPrudential Supervisory and Resolution Authority | Payment institutionPayment Institution | 410489165 | France | Active | 2023-05-04 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
CEGEDIM
Firm type
Other
Trades as SP santé; iSanté
- Ownership
- Cegedim SA consolidates the firm, and FCB, the holding company of the Cegedim group, is the ultimate parent.
- Direct parent
- CEGEDIM ↗, France
- Ultimate owner
- FCB, France
- Head office
- 114 rue d'Aguesseau, 92100 Boulogne-Billancourt, France
- Company register
- RCS Nanterre 410 489 165 (SIREN 410489165)
- Incorporated
- 2 Jan 1996
Online
- Websites & references
- tp-isante.fr ↗
- Official social accounts
- None found
Sources · 9 pages consulted
- cegedim.fr/Communique/CegedimInsuranceSolutions_Agrement_PSP_25052023.pdf
- cegedim.fr/Communique/CegedimInsuranceSolutions_CETIP_PSP_16122022.pdf
- annuaire-entreprises.data.gouv.fr/entreprise/cetip-410489165
- uspo.fr/arret-des-paiements-isante-spsante-depuis-le-7-avril-sommation-de-luspo/
- fspf.fr/incident-bancaire-au-cetip-la-fspf-mobilisee-dans-linteret-de-tous-les-pharmaciens/
- lequotidiendupharmacien.fr/exercice-pro/panne-des-paiements-de-isante-et-spsante-un-probleme-en-passe-detre-regle
- lemoniteurdespharmacies.fr/profession/socio-professionnel/incident-cetip-vers-des-penalites-et-une-reduction-des-del
- cegedim.fr/Docs_Communiques/CEGEDIM_URD_2025_ASSEMBLAGE_FR_202604171735.pdf
- tp-isante.fr/login
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The ACPR authorises the firm as a payment institution. The ACPR decided to authorise it on 13 July 2022, and the authorisation became final on 4 May 2023 once the conditions precedent were lifted.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Autorité de Contrôle Prudentiel et de Résolution (ACPR) France | Payment institution (établissement de paiement) | 410489165 | In its own name | Active | cegedim.fr ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
It runs third-party payment and claims-management services for supplementary health insurers, mutual insurers and provident institutions. Through its SP santé and iSanté networks, it pays healthcare professionals such as pharmacies on the insurers' behalf.
It serves insurers and healthcare professionals in France. No passporting of its French payment institution licence has been found.
- Payment volume
- EUR 4.5bnPayment transactions executed per year (company estimate, 'more than EUR 4.5 billion')
- Sells to
- Enterprises · Other
- Serves customers in
- France
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Incident
A technical incident from 7 April 2025 stopped CETIP from passing payment files to its bank. This delayed tiers payant payments to pharmacies until about 17 April 2025.
uspo.fr ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 410489165
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- National bank code
- FR-CIB 17658
- Elucidate firm ID
- 4ee6603d76fc
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Card acquiring
- Licensed in
- France · Europe & Central Asia
- First registered
- 2023-05-04
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Cegedim · France9695002XQWX9TKCOZT86 ↗
- Ultimate parent
- Fcb · France9695008A28UP3TB2XW95 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- 114 Rue d'Aguesseau, BOULOGNE BILLANCOURT, 92100
- Country
- France
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>969500VQEO4YBIRCU806</LEI>
<Nm>CETIP</Nm>
<PstlAdr>
<PstCd>92100</PstCd>
<TwnNm>BOULOGNE BILLANCOURT</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>114 Rue d'Aguesseau</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
National bank codes
National bank-code directories, matched by LEI
| Code | Scheme | Name in the directory | City |
|---|---|---|---|
| 17658 | FR-CIB | CETIP | BOULOGNE BILLANCOURT |
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
Book a demo