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- Commerce Bank

United States · Financial institution
Commerce Bank
Commerce Bank is a Missouri state-chartered bank with its head office in Kansas City, Missouri. It is a member of the Federal Reserve System. It is the main banking subsidiary of Commerce Bancshares, Inc., a bank holding company listed on Nasdaq. The bank offers retail, commercial, payments and wealth management services, including Commerce Trust. It converted from a national charter and took its current name in June 2011. It absorbed FineMark National Bank & Trust on 1 January 2026.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CBKCUS44XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CBKCUS44 directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 1 branch code
- BIC first registered
- 1978-11-06
- Last updated
- 2024-07-08
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Commerce Bancshares, Inc.
Institution type
Commercial bank
- Standing
- FineMark National Bank & Trust merged into the bank on 1 January 2026. It now operates as FineMark Bank & Trust, a division of Commerce Bank.
- Ownership
- The bank is owned by Commerce Bancshares, Inc., a Missouri bank holding company whose shares are listed on Nasdaq.
- Direct parent
- Commerce Bancshares, Inc., United States 100%
- Head office
- 1000 Walnut Street, 64106 Kansas City, United States
- Company register
- FDIC cert 24998; Federal Reserve RSSD ID 601050
- Former names
- Commerce Bank, National Association · The Lenexa National Bank
Business lines
The group describes a Midwest branch network, commercial offices in 11 states and payment solutions offered nationwide, including corporate card, merchant and treasury services.
Online
- Websites & references
- commercebank.com ↗
investor.commercebank.com ↗ investor relations (Commerce Bancshares, Inc.)
commercetrustcompany.com ↗ Commerce Trust wealth management division
locations.commercebank.com ↗ branch and ATM locator
Wikipedia ↗ group article
Wikidata Q5152411 ↗ - Official social accounts
- Instagram (careers account) ↗
Sources · 11 pages consulted
- commercebank.com/
- commercebank.com/about-us/leadership
- sec.gov/Archives/edgar/data/22356/000002235626000179/cbsh06302026ex991.htm
- commercebank.com/about-us/media-center/2026-news-releases/commerce-bancshares-completes-finemark-holdings-
- investor.commercebank.com/news-info/financial-news-releases/press-release/2026/Commerce-Bancshares-Inc--Completes-F
- commercebank.com/-/media/cb/pdf/about-us/social-responsibility/cra-public-evaluation.pdf
- federalreserve.gov/apps/CRAPubWeb/CRA/DownloadPDF/601050_20200713
- commercebank.com/corporate/solutions/payments-treasury/payables/wire-transfers
- commercebank.com/business/payments/payment-solutions/wire-transfers
- stocktitan.net/sec-filings/CBSH/8-k-commerce-bancshares-inc-mo-reports-material-event-d01cc86140e4.html
- en.wikipedia.org/wiki/Commerce_Bancshares
Leadership
Researched 29 Sep 2026 · Sources
- Chair & chief executive
-
John W. Kemper
Chairman and Chief Executive Officer, Commerce Bank; President and Chief Executive Officer, Commerce Bancshares, Inc.
- Chief financial officer
-
Charles G. Kim
Executive Vice President and Chief Financial Officer, Commerce Bancshares, Inc.
- Executive
-
David W. Kemper
Executive Chairman, Commerce Bancshares, Inc.
- Executive
-
Kevin Barth
Executive Vice President, Commerce Bancshares, Inc.; Chairman and CEO, Commerce Bank – Kansas City
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Board of Governors of the Federal Reserve System (Federal Reserve Bank of Kansas City) Prudential supervisorCentral bankAML supervisor
- United States
- Missouri Division of Finance Prudential supervisor
- United States
- Consumer Financial Protection Bureau Conduct
- United States
- Federal Deposit Insurance Corporation Resolution
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Commerce Bancshares completed its acquisition of FineMark Holdings, and FineMark National Bank & Trust merged into the bank.
commercebank.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CBKCUS44XXX
- How the BIC breaks down
- CBKCBank
- USCountry · United States
- 44Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 7DMUJTL9FFTVIAG9H788
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1865
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 1000 WALNUT STREET KANSAS CITY 64106 UNITED STATES OF AMERICA
- Operational address
- 811 MAIN KANSAS CITY,MO KANSAS CITY,MO 64105 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CBKCUS44XXX</BICFI>
<LEI>7DMUJTL9FFTVIAG9H788</LEI>
</FinInstnId>
Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CBKCUS44XXX</BICFI>
<LEI>7DMUJTL9FFTVIAG9H788</LEI>
<Nm>COMMERCE BANK</Nm>
<PstlAdr>
<TwnNm>KANSAS CITY</TwnNm>
<Ctry>US</Ctry>
<AdrLine>1000 WALNUT STREET KANSAS CITY 64106</AdrLine>
</PstlAdr>
</FinInstnId>
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| CBKCUS44STL | ST. LOUIS LOCATION | St. Louis | ST. LOUIS,MO ST. LOUIS,MO UNITED STATES OF AMERICA | — | 2024-07-08 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: User:marybufe · CC BY-SA 4.0 · Wikimedia Commons · original; John W. Kemper: commercebank.com (official website) · original; Charles G. Kim: commercebank.com (official website) · original; David W. Kemper: commercebank.com (official website) · original; Kevin Barth: commercebank.com (official website) · original.
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