United States · Financial institution

Commerce Bank

Commerce Bank is a Missouri state-chartered bank with its head office in Kansas City, Missouri. It is a member of the Federal Reserve System. It is the main banking subsidiary of Commerce Bancshares, Inc., a bank holding company listed on Nasdaq. The bank offers retail, commercial, payments and wealth management services, including Commerce Trust. It converted from a national charter and took its current name in June 2011. It absorbed FineMark National Bank & Trust on 1 January 2026.

BICCBKCUS44XXX LEI7DMUJTL9FFTVIAG9H788 Licence no.Not on a tracked register Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CBKCUS44 directly. Swift GPI live member 1 branch code Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

  • The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

Swift network

Swift’s ISO 9362 BIC directory

BIC
CBKCUS44XXX head office
Connection to Swift
Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CBKCUS44 directly.
Swift GPI
Live member
Payment schemes and systems
No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes
1 branch code
BIC first registered
1978-11-06
Last updated
2024-07-08

Overview

Researched 29 Sep 2026 · Sources

Commerce Tower Kansas City MO
Photo: User:Charvex · Public domain · Wikimedia Commons · original

Total assets

USD 35.3bn

Group · 30 Jun 2026 · interim report ↗

Employees

4,976

FTE · Group · 30 Jun 2026 · interim report ↗

Ownership

Group subsidiary

100% Commerce Bancshares, Inc.

Institution type

Commercial bank

Standing
FineMark National Bank & Trust merged into the bank on 1 January 2026. It now operates as FineMark Bank & Trust, a division of Commerce Bank.
Ownership
The bank is owned by Commerce Bancshares, Inc., a Missouri bank holding company whose shares are listed on Nasdaq.
Direct parent
Commerce Bancshares, Inc., United States 100%
Head office
1000 Walnut Street, 64106 Kansas City, United States
Company register
FDIC cert 24998; Federal Reserve RSSD ID 601050
Former names
Commerce Bank, National Association · The Lenexa National Bank

Business lines

  • Corporate banking
  • Retail banking
  • Transaction banking & payments
  • Cards
  • Private banking & wealth
  • SME banking
  • Mortgage lending
  • Consumer finance
  • Trade finance
  • Leasing & factoring
  • Markets & trading

The group describes a Midwest branch network, commercial offices in 11 states and payment solutions offered nationwide, including corporate card, merchant and treasury services.

Online

Websites & references
commercebank.com ↗
investor.commercebank.com ↗ investor relations (Commerce Bancshares, Inc.)
commercetrustcompany.com ↗ Commerce Trust wealth management division
locations.commercebank.com ↗ branch and ATM locator
Wikipedia ↗ group article
Wikidata Q5152411 ↗
Official social accounts
Instagram (careers account) ↗
Sources · 11 pages consulted
  1. commercebank.com/
  2. commercebank.com/about-us/leadership
  3. sec.gov/Archives/edgar/data/22356/000002235626000179/cbsh06302026ex991.htm
  4. commercebank.com/about-us/media-center/2026-news-releases/commerce-bancshares-completes-finemark-holdings-
  5. investor.commercebank.com/news-info/financial-news-releases/press-release/2026/Commerce-Bancshares-Inc--Completes-F
  6. commercebank.com/-/media/cb/pdf/about-us/social-responsibility/cra-public-evaluation.pdf
  7. federalreserve.gov/apps/CRAPubWeb/CRA/DownloadPDF/601050_20200713
  8. commercebank.com/corporate/solutions/payments-treasury/payables/wire-transfers
  9. commercebank.com/business/payments/payment-solutions/wire-transfers
  10. stocktitan.net/sec-filings/CBSH/8-k-commerce-bancshares-inc-mo-reports-material-event-d01cc86140e4.html
  11. en.wikipedia.org/wiki/Commerce_Bancshares

Leadership

Researched 29 Sep 2026 · Sources

Chair & chief executive
John W. Kemper John W. Kemper Chairman and Chief Executive Officer, Commerce Bank; President and Chief Executive Officer, Commerce Bancshares, Inc. Confirmed 29 Sep 2026 · commercebank.com ↗
Chief financial officer
Charles G. Kim Charles G. Kim Executive Vice President and Chief Financial Officer, Commerce Bancshares, Inc. Confirmed 29 Sep 2026 · commercebank.com ↗
Executive
David W. Kemper David W. Kemper Executive Chairman, Commerce Bancshares, Inc. Confirmed 29 Sep 2026 · commercebank.com ↗
Executive
Kevin Barth Kevin Barth Executive Vice President, Commerce Bancshares, Inc.; Chairman and CEO, Commerce Bank – Kansas City Confirmed 29 Sep 2026 · commercebank.com ↗

Supervisors & regulators

Researched 29 Sep 2026 · Sources

United States
Board of Governors of the Federal Reserve System (Federal Reserve Bank of Kansas City) Prudential supervisorCentral bankAML supervisor
United States
Missouri Division of Finance Prudential supervisor
United States
Consumer Financial Protection Bureau Conduct
United States
Federal Deposit Insurance Corporation Resolution

Recent events

Researched 29 Sep 2026 · Sources

  1. Merger / acquisition

    Commerce Bancshares completed its acquisition of FineMark Holdings, and FineMark National Bank & Trust merged into the bank.

    commercebank.com ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

Identifiers

Head-office record

BIC
CBKCUS44XXX
How the BIC breaks down
  1. CBKCBank
  2. USCountry · United States
  3. 44Location
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
7DMUJTL9FFTVIAG9H788
LEI record
View on GLEIF ↗
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

Profile

Type
Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
Regulation
Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Register licences
None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region
United States · North America
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme
Founded
1865

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

Addresses

Registered address
1000 WALNUT STREET KANSAS CITY 64106 UNITED STATES OF AMERICA
Operational address
811 MAIN KANSAS CITY,MO KANSAS CITY,MO 64105 UNITED STATES OF AMERICA

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI
Roles in CBPR+
Any agent, including the instructing and instructed agents

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>CBKCUS44XXX</BICFI>
  <LEI>7DMUJTL9FFTVIAG9H788</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>CBKCUS44XXX</BICFI>
  <LEI>7DMUJTL9FFTVIAG9H788</LEI>
  <Nm>COMMERCE BANK</Nm>
  <PstlAdr>
    <TwnNm>KANSAS CITY</TwnNm>
    <Ctry>US</Ctry>
    <AdrLine>1000 WALNUT STREET KANSAS CITY 64106</AdrLine>
  </PstlAdr>
</FinInstnId>

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

Network

Branch codes

BICBranchCityAddressLEIUpdated
CBKCUS44STL ST. LOUIS LOCATION St. Louis ST. LOUIS,MO ST. LOUIS,MO UNITED STATES OF AMERICA — 2024-07-08

See every BIC in United States →

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
  • Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
  • Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: User:marybufe · CC BY-SA 4.0 · Wikimedia Commons · original; John W. Kemper: commercebank.com (official website) · original; Charles G. Kim: commercebank.com (official website) · original; David W. Kemper: commercebank.com (official website) · original; Kevin Barth: commercebank.com (official website) · original.

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