France · Credit institution
Credit Industriel et Commercial
Crédit Industriel et Commercial (CIC) is a French société anonyme and authorised credit institution. Its head office is at 6 avenue de Provence, Paris. It is a subsidiary of Banque Fédérative du Crédit Mutuel (BFCM) within Crédit Mutuel Alliance Fédérale. It describes itself as a holding company and network bank for the Paris region that brings together five regional banks and specialised banks. Its business covers retail, corporate and institutional banking, capital markets, private banking, asset management and private equity. Founded in 1859, CIC was delisted from the Paris stock exchange in August 2017 after a public offer by BFCM.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Crédit Industriel et Commercial - Cic
- Entity type
- Credit institution
- Supervised group (ECB)
- Confédération Nationale du Crédit Mutuel
- Why significant
- Size (Total assets EUR 500-1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Crédit industriel et commercial - CIC
- RIAD code
- FR30066
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Autorité de Contrôle Prudentiel et de Résolution (ACPR) | 1996-10-11 | A1 A2 A3 A4 A5 A6 A7 B1 |
| Systematic internaliser | Autorité des Marchés Financiers (AMF) | 2018-10-15 | BOND |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CMCIFRPPXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CMCIFRPP directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 2 branch codes
- BIC first registered
- 2000-09-22
- Last updated
- 2024-05-25
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
Banque Fédérative du Crédit Mutuel
Institution type
Universal bank
Trades as CIC
- Ownership
- Banque Fédérative du Crédit Mutuel owns the capital of CIC, and after its 2017 public offer it held 99.17% of the capital and voting rights directly and indirectly.
- Direct parent
- Banque Fédérative du Crédit Mutuel, France
- Ultimate owner
- Crédit Mutuel Alliance Fédérale (Caisse Fédérale de Crédit Mutuel), affiliated to Confédération Nationale du Crédit Mutuel, France
- Major shareholder
- Banque Fédérative du Crédit Mutuel (directly and through subsidiaries) 99.17% · 7 Aug 2017
- Head office
- 6 avenue de Provence, 75009 Paris, France
- Company register
- RCS Paris 542 016 381
- Name in the local language
- Crédit Industriel et Commercial
Business lines
According to its first-half 2026 results, retail banking through the CIC network and its five regional banks produced about two-thirds of net revenue; the rest came from corporate and institutional banking, asset management and private banking, and private equity.
Online
- Websites & references
- cic.fr ↗
Wikipedia ↗
Wikidata Q746525 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 12 pages consulted
- cic.fr/fr/informations-legales/mentions-legales.html
- cic.fr/fr/groupe-cic/qui-sommes-nous/notre-gouvernance.html
- cdnwmsi.e-i.com/SITW/wm/global/1.0.0/corporate/communiques/resultats-cic-juillet-2026/Communique_Presse_C
- cic.fr/fr/groupe-cic/qui-sommes-nous/chiffres-cles.html
- cic.fr/fr/groupe-cic/presse/communique-de-presse/resultats-30-juin-2026.html
- cic.fr/
- cic.fr/fr/groupe-cic.html
- cic.fr/fr/groupe-cic/presse/communiques-de-presse/patrice-cauvet-nouveau-directeur-general-adjoi
- creditmutuel.fr/fr/alliancefederale/presse/communiques-de-presse/election-cmaf-daniel-baal.html
- lejournaldesentreprises.com/article/eric-petitgand-quitte-la-direction-generale-de-credit-mutuel-alliance-federale-cl
- journaldesopa.com/resultat-des-courses/cic-bfcm-au-dela-des-99_14034.html
- en.wikipedia.org/wiki/Cr%C3%A9dit_Industriel_et_Commercial
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Éric Charpentier
Directeur général - Dirigeant effectif (Chief Executive Officer)
- Chair
-
Daniel Baal
Président du conseil d'administration (Chairman)
- Executive
- Patrice Cauvet Directeur général adjoint, en charge des activités de banque de réseaux, dirigeant effectif
- Executive
-
Didier Brassard
Directeur général adjoint du CIC en charge des réseaux en Île-de-France
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank (Single Supervisory Mechanism) Prudential supervisor
- France
- Autorité de contrôle prudentiel et de résolution (ACPR) Prudential supervisorAML supervisorConductResolution
- France
- Autorité des marchés financiers (AMF) SecuritiesConduct
- European Union
- Single Resolution Board Resolution
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
CIC appointed Patrice Cauvet deputy chief executive for network banking, replacing Claude Koestner, who became chief executive of Crédit Mutuel Alliance Fédérale.
cic.fr ↗ -
Other
CIC brought its corporate banking and capital markets businesses together under the single name CIC Corporate & Institutional Banking.
cdnwmsi.e-i.com ↗ -
Leadership
Daniel Baal became chairman of the CIC board, and Éric Charpentier became chief executive officer of CIC.
creditmutuel.fr ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CMCIFRPPXXX
- How the BIC breaks down
- CMCIBank
- FRCountry · France
- PPLocation
- XXXBranch · head office
- Branch description
- CREDIT INDUSTRIEL ET COMMERCIAL-CIC
- LEI
- N4JDFKKH2FTD8RKFXO39
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- UK overseas entity ID
- OE031732 ↗
- National bank code
- Code interbancaire (CIB) 30066
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- France · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- Operates MIC CMCI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1859
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Banque Federative du Credit Mutuel · FranceVBHFXSYT7OG62HNT8T76 ↗
- Ultimate parent
- Confederation Nationale Credit Mutuel · France9695000CG7B84NLR5984 ↗
The Confederation Nationale Credit Mutuel group has 41 institutions in the directory, in 13 countries: 38 hold a BIC and 3 do not.
Including Credit Mutuel Arkea, Banque Federative du Credit Mutuel, Banque Federative du Credit Mutuel, Targobank AG, Banque de Luxembourg S.A.
See the Confederation Nationale Credit Mutuel group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Registered beneficial owners
Companies House · overseas entity OE031732 ↗ · as at 9 October 2026
The entity states that it has no reasonable cause to believe that anyone is a registrable beneficial owner.
Overseas entities that own land in the UK must register their beneficial owners with Companies House. The entity reports them itself. Elucidate has not verified them.
A registrable beneficial owner holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the entity’s legal name and country of incorporation in its LEI record.
See the beneficial owners at Companies House ↗Addresses
- Registered address
- 6 AVENUE DE PROVENCE PARIS 75009 FRANCE
- Operational address
- 6 AVENUE DE PROVENCE PARIS 75009 PARIS FRANCE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CMCIFRPPXXX</BICFI>
<LEI>N4JDFKKH2FTD8RKFXO39</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CMCIFRPPXXX</BICFI>
<LEI>N4JDFKKH2FTD8RKFXO39</LEI>
<Nm>CREDIT INDUSTRIEL ET COMMERCIAL</Nm>
<PstlAdr>
<TwnNm>PARIS</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>6 AVENUE DE PROVENCE PARIS 75009</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2018-09-14 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2009-11-02 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-02-01 | Head office | — |
| Verification of Payee | 2025-10-09 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| CMCI | CREDIT INDUSTRIEL ET COMMERCIALCIC | Operating MIC | Systematic internaliser |
National bank codes
Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 30066 | CMCIFRPPXXX | Crédit industriel et commercial - CIC | PARIS |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 2 branch BICs connect to the head office. They are all in Paris, and no function or registration year splits them further.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| CMCIFRPPCOR | CIC CORPORATES | Paris | 6 AVENUE DE PROVENCE PARIS 75009 PARIS FRANCE | — | 2020-12-18 |
| CMCIFRPPMKT | CIC CAPITAL MARKET ACTIVITIES | Paris | 6 AVENUE DE PROVENCE PARIS 75009 PARIS FRANCE | — | 2025-10-04 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—France (Source: ACPR – REGAFI).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Registered beneficial owners—Companies House, Register of Overseas Entities · source ↗ as at 9 October 2026
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unknown author Unknown author · Public domain · Wikimedia Commons · original; Éric Charpentier: cic.fr (official website) · original; Daniel Baal: cic.fr (official website) · original; Didier Brassard: cic.fr (official website) · original.
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