France · Credit institution
Credit Mutuel Arkea
Crédit Mutuel Arkéa is a cooperative credit company with variable capital (société anonyme coopérative de crédit à capital variable). Its registered office is in Le Relecq-Kerhuon, Finistère, France. It is owned by the local member banks of the Crédit Mutuel de Bretagne and Crédit Mutuel du Sud-Ouest federations and belongs to the Crédit Mutuel group, whose central body is the Confédération Nationale du Crédit Mutuel. The bank heads a bancassurance group with about 40 specialised subsidiaries, including Fortuneo, Suravenir and Monext, and has been a company with a mission (entreprise à mission) since May 2022.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Crédit Mutuel Arkéa
- Entity type
- Credit institution
- Supervised group (ECB)
- Confédération Nationale du Crédit Mutuel
- Why significant
- Size (Total assets EUR 500-1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Crédit mutuel Arkéa
- RIAD code
- FR15589
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Autorité de Contrôle Prudentiel et de Résolution (ACPR) | 1996-10-11 | A1 A2 A3 A4 A5 A6 A7 B1 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CMBRFR2BXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CMBRFR2B directly.
- Swift GPI
- Live member
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 12 branch codes
- BIC first registered
- 1988-11-21
- Last updated
- 2025-09-13
Overview
Researched 29 Sep 2026 · Sources
Ownership
Member-owned
Institution type
Cooperative bank
- Ownership
- The bank is owned under the cooperative model by the local member banks of the Crédit Mutuel de Bretagne and Crédit Mutuel du Sud-Ouest federations, whose members vote on a one person, one vote basis.
- Head office
- 1, rue Louis Lichou, 29480 Le Relecq-Kerhuon, France
- Company register
- SIREN 775 577 018, RCS Brest
- Name in the local language
- Crédit Mutuel Arkéa
Business lines
According to its results for the first half of 2026, group revenue came 41% from retail banking, 24% from insurance and asset management, 18% from B2B services and 17% from corporate, institutional and specialised financing.
Online
- Websites & references
- cm-arkea.com ↗
cm-arkea-sdm.com ↗ Market solutions (trading room) site of Crédit Mutuel Arkéa
Wikipedia ↗
Wikidata Q3006236 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 9 pages consulted
- cm-arkea.com/arkea/banque/assurances/c_5204/fr/mentions-legales
- cm-arkea.com/arkea/banque/assurances/j_6/fr/accueil
- cm-arkea.com/arkea/banque/assurances/c_5105/en/board-of-directors-and-executive-committee
- cm-arkea.com/arkea/banque/assurances/pa_38015/fr/communique-de-presse-resultats-semestriels-2026-du-cr
- cm-arkea.com/arkea/banque/assurances/pa_38017/fr/resultats-semestriels-2026-du-credit-mutuel-arkea
- cm-arkea.com/arkea/banque/assurances/pa_35588/en/le-credit-mutuel-arkea-annonce-deux-nominations
- lejournaldesentreprises.com/breve/lourde-amende-administrative-contre-le-credit-mutuel-arkea-sur-les-cartes-de-paieme
- cm-arkea-sdm.com/
- fr.wikipedia.org/wiki/Cr%C3%A9dit_mutuel_Ark%C3%A9a
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Hélène Bernicot Chief Executive Officer (Directrice générale); the governance page gives the title as General Manager
- Chair
-
Julien Carmona
Chairman of the Board of Directors
- Chief financial officer
- Marc Paradis Head of the Strategy, Finance and Governance Division, Member of the Group Executive Committee
- Executive
-
Elisabeth Quellec
Deputy Chief Executive Officer, Retail Banking Division
- Executive
- Bertrand Blanpain Deputy Chief Executive Officer in charge of the Corporate, Institutional and Specialised Financing Division
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- France
- Autorité de contrôle prudentiel et de résolution (ACPR) Prudential supervisorAML supervisorResolutionConduct
- France
- Autorité des marchés financiers (AMF) Securities
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Groupe BPCE entered exclusive negotiations to acquire the bank's subsidiaries Izimmo and Liberkeys.
cm-arkea.com ↗ -
Leadership
The bank appointed Sébastien Bonfils as Secretary General, in addition to his role as General Counsel.
cm-arkea.com ↗ -
Enforcement
The DGCCRF fined the bank EUR 690,000 for breaches of the EU interchange fee regulation on co-badged payment cards.
lejournaldesentreprises.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CMBRFR2BXXX
- How the BIC breaks down
- CMBRBank
- FRCountry · France
- 2BLocation
- XXXBranch · head office
- Branch description
- HEAD OFFICE AND M MARKET BACK OFFICE / SIEGE ET BO MARCHES
- LEI
- 96950041VJ1QP0B69503
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Code interbancaire (CIB) 15589
- Branches with their own LEI
- 1
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- France · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2001
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Confederation Nationale Credit Mutuel · France9695000CG7B84NLR5984 ↗
The Confederation Nationale Credit Mutuel group has 41 institutions in the directory, in 13 countries: 38 hold a BIC and 3 do not.
Including Banque Federative du Credit Mutuel, Banque Federative du Credit Mutuel, Credit Industriel et Commercial, Credit Industriel et Commercial, New York Branch, Targobank AG.
See the Confederation Nationale Credit Mutuel group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 1 RUE LOUIS LICHOU LE RELECQ- KERHUON, CEDEX 29480 FRANCE
- Operational address
- 1 RUE LOUIS LICHOU LE RELECQ KERHUON BREST 29808 BREST CEDEX 09 FRANCE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CMBRFR2BXXX</BICFI>
<LEI>96950041VJ1QP0B69503</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CMBRFR2BXXX</BICFI>
<LEI>96950041VJ1QP0B69503</LEI>
<Nm>CREDIT MUTUEL ARKEA</Nm>
<PstlAdr>
<Ctry>FR</Ctry>
<AdrLine>1 RUE LOUIS LICHOU LE RELECQ- KERHUON, CEDEX 29480</AdrLine>
</PstlAdr>
</FinInstnId>Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2018-07-09 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2014-12-13 | Head office | — |
| Verification of Payee | 2025-10-09 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 15589 | CMBRFR2BXXX | Crédit mutuel Arkéa | LE RELECQ KERHUON |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 12 branch BICs connect to the head office, spread across 3 cities. Largest: Brest (9), Le Relecq-Kerhuon (2), Paris (1).
All 12 branch BICs connect to the head office. Most were registered in 2007 (5 BICs) and 2010 (2).
All 12 branch BICs connect to the head office, spread across 4 functions. Largest: Corporate & commercial (2), Securities & custody (2).
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| CMBRFR2BAAM | ARKEA ASSET MANAGEMENT | Le Relecq-Kerhuon | LA PEROUSE BATIMENT 1 1 ALLEE LOUIS LICHOU LE RELECQ- KERHUON 29480 LE RELECQ-KERHUON FRANCE | — | 2025-09-13 |
| CMBRFR2BAIS | FEDERAL FINANCE | Le Relecq-Kerhuon | BATIMENT AUVERGNE FEDERAL FINANCE 1 ALLEE LOUIS LICHOU LE RELECQ- KERHUON 29480 LE RELECQ- KERHUON FRANCE | — | 2025-09-13 |
| CMBRFR2BARK | CUSTOMERS PAYMENTS/ BACK OFFICE FLUX | Brest | 1 RUE LOUIS LICHOU LE RELECQ KERHUON BREST 29808 BREST FRANCE | — | 2025-09-13 |
| CMBRFR2BCAL | CFCAL | Brest | 1 RUE LOUIS LICHOU LE RELECQ KERHUON BREST 29808 BREST CEDEX 09 FRANCE | — | 2025-09-13 |
| CMBRFR2BCME | BCME | Brest | 1 RUE LOUIS LICHOU LE RELECQ KERHUON BREST 29808 BREST FRANCE | 969500LZ8VV8HS83UI11Arkea Banque Entreprises et Institutionnels | 2025-09-13 |
| CMBRFR2BDOC | TRADE DEPARTMENT | Brest | 1 RUE LOUIS LICHOU LE RELECQ KERHUON BREST 29808 BREST FRANCE | — | 2025-09-13 |
| CMBRFR2BEFI | CAMEFI-BANQUE | Brest | 1 RUE LOUIS LICHOU LE RELECQ KERHUON BREST 29808 BREST FRANCE | — | 2025-09-13 |
| CMBRFR2BFIR | FINANCIAL INSTITUTION RELATIONS | Brest | 1 RUE LOUIS LICHOU LE RELECQ KERHUON BREST 29808 BREST FRANCE | — | 2025-09-13 |
| CMBRFR2BPBS | BACK-OFFICE PBS | Paris | 1 RUE LOUIS LICHOU PARIS 29808 PARIS FRANCE | — | 2025-09-13 |
| CMBRFR2BSCF | PUBLIC SECTOR SCF | Brest | 1 RUE LOUIS LICHOU BREST 29808 BREST FRANCE | — | 2025-09-13 |
| CMBRFR2BSFH | HOME LOANS SFH | Brest | 1 RUE LOUIS LICHOU BREST 29808 BREST FRANCE | — | 2025-09-13 |
| CMBRFR2BTIT | DEPARTEMENT TITRES / SECURITIES DEPARTMENT | Brest | 1 RUE LOUIS LICHOU BREST 29808 BREST FRANCE | — | 2025-09-13 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—France (Source: ACPR – REGAFI).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Crédit Mutuel Arkéa · Public domain · Wikimedia Commons · original; Julien Carmona: cm-arkea.com (official website) · original; Elisabeth Quellec: cm-arkea.com (official website) · original.
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