Belgium · Payments & e-money
Digiteal
Digiteal SA is a Belgian société anonyme based in Mont-Saint-Guibert. The National Bank of Belgium (NBB) has authorised it as a payment institution since 31 October 2017, including payment initiation and account information services. Aera Payment & Identification AS of Norway acquired the firm in April 2024. The firm sells Peppol e-invoicing, open banking and payment collection by card, direct debit and payment initiation, mainly to businesses, public bodies and marketplaces. It was named Teal IT SA until December 2018.
Licences and registrations
Held by Digiteal (LEI 9845000A44AB9CA60605). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterNational Bank of BelgiumLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 0630675588 | Belgium | Active | 2017-10-31 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- DIGEBEB2XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of DIGEBEB2 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · VOP · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2023-01-07
- Last updated
- 2023-01-07
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Aera Payment & Identification AS
Firm type
Merchant acquiring and processing
Trades as Digiteal
- Standing
- Aera Payment & Identification acquired the firm on 10 April 2024. The firm states that its legal entity remained unchanged. It traded as Teal IT SA until 28 December 2018, when it took the name Digiteal SA.
- Ownership
- Aera Payment & Identification AS, a Norwegian company, acquired the firm on 10 April 2024. Aera's shareholders include NorgesGruppen, Coop Norge, Colruyt Group and Credendo.
- Direct parent
- Aera Payment & Identification AS, Norway
- Head office
- Rue Emile Francqui 6/9, 1435 Mont-Saint-Guibert, Belgium
- Company register
- Crossroads Bank for Enterprises (BCE/KBO) 0630.675.588
- Incorporated
- 2015
- Founder
- Cédric Nève
- Former name
- Teal IT SA
Online
- Websites & references
- digiteal.eu ↗
web-app.digiteal.eu ↗ customer web application (My Digiteal)
doc.digiteal.eu ↗ API documentation
docs.digiteal.eu ↗ legal and policy documents - Official social accounts
- LinkedIn ↗
Sources · 10 pages consulted
- digiteal.eu/
- digiteal.eu/nbb-certified/
- docs.digiteal.eu/Policy/General_Terms_and_Conditions_DIGITEAL-v20260702.pdf
- digiteal.eu/general-terms-and-conditions/
- digiteal.eu/our-story/
- aera.id/resources/news-insights/aera-joins-forces-with-colruyt-group-and-credendo-and-acquires-di
- digiteal.eu/aera-acquires-digiteal/
- digiteal.eu/category/funds/
- lb.lt/en/sfi-financial-market-participants/digiteal-nv
- leicode.be/leicert/9845000A44AB9CA60605/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The NBB authorises the firm as a payment institution under PSD2, with payment initiation and account information services. The firm lists 30 EEA countries where it may operate. The Bank of Lithuania lists it as a payment institution providing services there without a branch.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| National Bank of Belgium Belgium | Payment institution (PSD2), including payment initiation and account information services | 0630.675.588 | In its own name | Active | digiteal.eu ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that collected funds go to segregated accounts it operates before payout to merchants, and that Belfius Bank certifies its account as a third-party account.
- Safeguarding bank · Settlement bank
- Belfius Bank Belgium
- Acquirer / processor
- Buckaroo Netherlands
- Acquirer / processor
- Shift4
- Acquirer / processor
- MultiSafepay Netherlands
- Payment schemes and card networks
- Visa Through a partner digiteal.eu ↗
Mastercard Through a partner digiteal.eu ↗
SEPA Direct Debit Access not stated digiteal.eu ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It runs a certified Peppol access point for e-invoicing and collects payments by card, SEPA Direct Debit, payment initiation, QR codes and payment links. It also offers marketplace split payments, B2B payment terms and a Verification of Payee API.
The firm serves customers mainly in Belgium. It says it may perform payments from and to bank accounts in 30 EEA countries under its Belgian authorisation.
- Sells to
- Enterprises · Small businesses · Public sector · Platforms and marketplaces · Consumers
- Serves customers in 30 countries
- Belgium · Luxembourg · Netherlands · France · Germany · Austria · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · Greece · Hungary · Iceland · Ireland · Italy · Latvia · Liechtenstein · Lithuania · Malta · Norway · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden
- Latest funding round
- capital increase · EUR 1.03m Dec 2018
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Cédric Nève
Founder & CEO
- Chief financial officer
-
Jean-Paul Gason
CFO
- Compliance / MLRO
-
Philip Mees
Compliance Officer
- Executive
-
Basile Jonckheere
CTO
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Aera Payment & Identification acquired the firm on 10 April 2024. Credendo joined Aera's shareholders at the same time.
aera.id ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- DIGEBEB2XXX
- How the BIC breaks down
- DIGEBank
- BECountry · Belgium
- B2Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 9845000A44AB9CA60605
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 0630675588
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 7f3e9440ade3
- National bank code
- Bank identification code 130
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Payment initiation
- Account information
- Licensed in
- Belgium
- Country · region
- Belgium · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- RUE EMILE FRANCQUI 6 BTE 9 MONT- SAINT-GUIBERT 1435 BELGIUM
- Operational address
- RUE EMILE FRANCQUI 6 BTE 9 MONT- SAINT- GUIBERT 1435 MONT- SAINT-GUIBERT BELGIUM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>DIGEBEB2XXX</BICFI>
<LEI>9845000A44AB9CA60605</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>DIGEBEB2XXX</BICFI>
<LEI>9845000A44AB9CA60605</LEI>
<Nm>DIGITEAL</Nm>
<PstlAdr>
<TwnNm>MONT-SAINT-GUIBERT</TwnNm>
<Ctry>BE</Ctry>
<AdrLine>RUE EMILE FRANCQUI 6 BTE 9 MONT- SAINT-GUIBERT 1435</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2023-05-02 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2023-05-30 | Head office | — |
| Verification of Payee | 2025-08-11 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Bank identification code · Belgium
1 code file of 2026-09-01
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 130 | DIGEBEB2 | Digiteal SA |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- National bank codes—Belgium (Source: National Bank of Belgium).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: digiteal.eu (official website) · original; Cédric Nève: digiteal.eu (official website) · original; Jean-Paul Gason: digiteal.eu (official website) · original; Philip Mees: digiteal.eu (official website) · original; Basile Jonckheere: digiteal.eu (official website) · original.
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