Belgium · Payments & e-money
Mastercard Transaction Services (Europe) S.A.
Legal name in the LEI recordMastercard Transaction Services (Europe)
Mastercard Transaction Services (Europe) SA is a Belgian company based in Waterloo. The National Bank of Belgium authorises it as a payment institution under the second Payment Services Directive (PSD2), and it passports its services across the EEA. It was formerly HomeSend SCRL, a joint venture that Mastercard, eServGlobal and BICS formed in 2013. Its ultimate parent is Mastercard Incorporated, and it provides Mastercard's cross-border payment services (Mastercard Move) to banks, other payment providers and businesses.
Licences and registrations
Held by Mastercard Transaction Services (Europe) (LEI 549300QSDFLY87110W54). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterNational Bank of BelgiumLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 0549987921 | Belgium | Active | 2016-02-09 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- HOMNBEB2XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of HOMNBEB2 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst
- Branch codes
- 7 branch codes
- BIC first registered
- 2025-04-05
- Last updated
- 2025-04-05
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Firm type
Payment infrastructure
Trades as Mastercard Move (Mastercard Cross-Border Services); formerly HomeSend
- Standing
- The firm formerly operated as HomeSend SCRL, a cross-border payments joint venture. It now trades as a Mastercard Transaction Services entity. The sources reviewed do not give the date of the change of name.
- Ownership
- Mastercard Incorporated is the ultimate parent of the firm according to its LEI record, and the firm's immediate shareholder is not identified in the sources reviewed.
- Ultimate owner
- Mastercard Incorporated, United States
- Head office
- Chaussée de Tervuren 198A, B-1410 Waterloo, Belgium
- Company register
- Crossroads Bank for Enterprises (KBO/BCE) 0549.987.921
- Name in the local language
- Mastercard Transaction Services (Europe) NV/SA
- Former name
- HomeSend SCRL
Online
- Websites & references
- mastercard.com ↗
- Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · YouTube ↗
Sources · 8 pages consulted
- mastercard.com/europe/en/business/payments/mastercard-move/mts-disclosures.html
- lb.lt/en/sfi-financial-market-participants/mastercard-transactions-service-europe-nv-sa
- mastercard.com/content/dam/mccom/shared/business/payments/mastercard-move/homeland-apis-for-tpps/pdf/hom
- mastercard.com/europe/en/business/payments/mastercard-move.html
- mastercard.com/europe/en/business/payments/mastercard-move/mastercard-move-legal-disclaimer.html
- investor.mastercard.com/investor-news/investor-news-details/2013/MasterCard-eServGlobal-and-BICS-Create-Remittanc
- annualreports.com/HostedData/AnnualReports/PDF/LSE_WJA_2020.pdf
- uzraudziba.bank.lv/en/market/payment-service-providers/payment-institutions/service-providers-from-the-eea/f
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The National Bank of Belgium authorises the firm as a payment institution under PSD2. According to Mastercard, the firm uses EU passporting rights to provide payment services across the whole EEA.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| National Bank of Belgium Belgium | Payment institution (PSD2) | 0549.987.921 | In its own name | Active | mastercard.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
The firm provides Mastercard Cross-Border Services, part of Mastercard Move, to business customers in the EEA through server-to-server APIs. Customers use it for cross-border payments to bank accounts, cards, wallets and cash pickup points.
It serves customers in the EEA under its Belgian payment institution licence, and it makes payments to recipients outside the EEA.
- Sells to
- Financial institutions · Enterprises · Platforms and marketplaces
- Serves customers in 30 countries
- Belgium · Austria · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Greece · Hungary · Ireland · Italy · Latvia · Lithuania · Luxembourg · Malta · Netherlands · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden · Iceland · Liechtenstein · Norway
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- HOMNBEB2XXX
- How the BIC breaks down
- HOMNBank
- BECountry · Belgium
- B2Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300QSDFLY87110W54
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 0549987921
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 6d06cd7162ec
- National bank code
- Bank identification code 948
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Money remittance
- Payment services
- Licensed in
- Belgium
- Country · region
- Belgium · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Ultimate parent
- Mastercard Incorporated · United StatesAR5L2ODV9HN37376R084 ↗
The Mastercard Incorporated group has 11 institutions in the directory, in 4 countries: 6 hold a BIC and 5 do not.
Including Trans-Fast Remittance (London) Limited, Mastercard OB Services Europe A/S, Mastercard Payment Services Denmark A/S, Mastercard Transaction Services (UK) Ltd., Mastercard Transaction Services (CA) Inc..
See the Mastercard Incorporated group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- CHAUSSEE DE TERVUREN 198 A WATERLOO 1410 BELGIUM
- Operational address
- CHAUSSEE DE TERVUREN 198 A WATERLOO 1410 WATERLOO BELGIUM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>HOMNBEB2XXX</BICFI>
<LEI>549300QSDFLY87110W54</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>HOMNBEB2XXX</BICFI>
<LEI>549300QSDFLY87110W54</LEI>
<Nm>MASTERCARD TRANSACTION SERVICES (EUROPE) S.A.</Nm>
<PstlAdr>
<TwnNm>WATERLOO</TwnNm>
<Ctry>BE</Ctry>
<AdrLine>CHAUSSEE DE TERVUREN 198 A WATERLOO 1410</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2020-01-13 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2021-08-16 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Bank identification code · Belgium
1 code file of 2026-09-01
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 948 | HOMNBEB2 | Mastercard Transaction Services (Europe) NV/SA |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 7 branch BICs connect to the head office. They are all in Waterloo, and no function or registration year splits them further.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| HOMNBEB2001 | DKK IDENTIFIER | Waterloo | CHAUSSEE DE TERVUREN 198 A WATERLOO 1410 WATERLOO BELGIUM | — | 2026-03-07 |
| HOMNBEB2901 | EUR SENDER/ORIGINATOR TEST | Waterloo | CHAUSSEE DE TERVUREN 198 A WATERLOO 1410 WATERLOO BELGIUM | — | 2026-07-04 |
| HOMNBEB2902 | EUR EXIT LEG PSP | Waterloo | CHAUSSEE DE TERVUREN 198 A WATERLOO 1410 WATERLOO BELGIUM | — | 2026-07-04 |
| HOMNBEB2903 | EUR ENTRY LEG PSP | Waterloo | CHAUSSEE DE TERVUREN 198 A WATERLOO 1410 WATERLOO BELGIUM | — | 2026-07-04 |
| HOMNBEB2904 | DKK ORIGINATOR/RECEIVER TEST | Waterloo | CHAUSSEE DE TERVUREN 198 A WATERLOO 1410 WATERLOO BELGIUM | — | 2026-07-04 |
| HOMNBEB2905 | DKK ENTRY LEG PSP | Waterloo | CHAUSSEE DE TERVUREN 198 A WATERLOO 1410 WATERLOO BELGIUM | — | 2026-07-04 |
| HOMNBEB2906 | DKK EXIT LEG PSP | Waterloo | CHAUSSEE DE TERVUREN 198 A WATERLOO 1410 WATERLOO BELGIUM | — | 2026-07-04 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- National bank codes—Belgium (Source: National Bank of Belgium).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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