Greece · Payments & e-money
Everypay Payment Services Single Member Societe Anonyme
Legal name in the LEI recordEVERYPAY ΥΠΗΡΕΣΙΕΣ ΠΛΗΡΩΜΩΝ ΜΟΝΟΠΡΟΣΩΠΗ ΑΝΩΝΥΜΗ ΕΤΑΙΡΙΑ
EveryPay Payment Services Single Member S.A. is a Greek société anonyme with its head office in Nea Ionia, Attica. The Bank of Greece authorised it as a payment institution in July 2018. On 26 July 2024 the Bank of Greece also authorised it as an electronic money institution. Skroutz, the Greek online marketplace, took a 25% stake in November 2020 and bought the remaining 75% in July 2022. The firm offers online and in-store card and IRIS payment acceptance, marketplace payouts, cash-on-delivery settlement, e-money wallets and Mastercard debit cards, mainly to Greek merchants and marketplaces.
Licences and registrations
Held by Everypay ΥΠΗΡΕΣΙΕΣ ΠΛΗΡΩΜΩΝ ΜΟΝΟΠΡΟΣΩΠΗ ΑΝΩΝΥΜΗ ΕΤΑΙΡΙΑ (LEI 254900V97XWSIIN1PU06). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of GreeceLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value InstitutionGLEIF legal name: EVERYPAY ΥΠΗΡΕΣΙΕΣ ΠΛΗΡΩΜΩΝ ΜΟΝΟΠΡΟΣΩΠΗ ΑΝΩΝΥΜΗ ΕΤΑΙΡΙΑ | 800509341 | Greece | Active | 2024-07-26 | — |
|
Search the register ↗ |
The register name differs from the legal name in GLEIF. This can follow a rename. Treat the LEI match as indicative.
Trading names on the register: EVERYPAY M.A.E. (EBA-PSD2)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Other monetary financial institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- EVERYPAY PAYMENT SERVICES S.A.
- RIAD code
- GRPI612
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- EPSNGRA2XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of EPSNGRA2 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · VOP
- Branch codes
- 1 branch code
- BIC first registered
- 2023-06-03
- Last updated
- 2023-06-03
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Skroutz S.A.
Firm type
Merchant acquiring and processing
Trades as EveryPay
- Ownership
- Skroutz S.A. owns 100% of the firm, having bought 25% in November 2020 and the remaining 75% in July 2022.
- Direct parent
- Skroutz S.A., Greece 100%
- Head office
- 34A Averof Street, 14232 Nea Ionia, Greece
- Company register
- GEMI (General Commercial Registry) 126422001000
- Incorporated
- 2013
- Founder
- Grigorios (Greg) Siourounis
Online
- Websites & references
- everypay.gr ↗
docs.everypay.gr ↗ developer documentation
status.everypay.gr ↗ API status page
dashboard.everypay.gr ↗ merchant dashboard
wallet.everypay.gr ↗ Skroutz Wallet web application operated by the firm
blog.everypay.gr ↗ blog - Official social accounts
- LinkedIn ↗
Sources · 11 pages consulted
- everypay-public.s3.eu-central-1.amazonaws.com/Everypay-Terms-EN.pdf
- everypay.gr/
- everypay.gr/en/company/about
- everypay-public.s3.eu-central-1.amazonaws.com/EVERYPAY-PRIVACY-POLICY.pdf
- dias.com.gr/media/1vijqffg/payment-service-providers-dias-payment-system-gr-01072026-en.pdf
- skroutz.gr/blog/posts/518-i-skroutz-apokta-to-100-tis-everypay
- skroutz.gr/blog/posts/481-i-skroutz-prochora-se-stratigiki-synergasia-me-tin-everypay
- corporate.skroutz.gr/en/press/everypay-has-acquired-an-electronic-money-institution-emi/
- starthub.london.edu/scaling-a-payment-fintech-solution-learning-from-greeces-everypay/
- ingenico.com/en/newsroom/blogs/how-everypay-and-ingenico-are-powering-omnichannel-payments-greece
- pcsteps.gr/433869-%ce%b7-everypay-%ce%b5%cf%84%ce%b1%ce%b9%cf%81%ce%b5%ce%af%ce%b1-%cf%84%ce%bf%cf%8
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Bank of Greece authorised the firm as a payment institution by decision 280/3/23-7-2018. The Bank of Greece authorised it as an electronic money institution by decision 508/3/26-7-2024. The EBA register lists it as an active electronic money institution, number 800509341. It is authorised for money remittance, card acquiring, payment initiation, account information and e-money.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bank of Greece Greece | Electronic Money Institution (decision 508/3/26-7-2024, Government Gazette B 4471/31-7-2024) | 800509341 | In its own name | Active | everypay-public.s3.eu-central-1.amazonaws.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Not disclosedThe firm's terms and conditions do not state how customer funds are safeguarded or name a safeguarding bank.
- Payment schemes and card networks
- Visa Through a partner everypay-public.s3.eu-central-1.amazonaws.com ↗
Mastercard Access not stated everypay-public.s3.eu-central-1.amazonaws.com ↗
American Express Through a partner everypay-public.s3.eu-central-1.amazonaws.com ↗
IRIS (DIAS instant account-to-account payments) Access not stated everypay-public.s3.eu-central-1.amazonaws.com ↗
DIAS Payment System Access not stated dias.com.gr ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm accepts Visa, Mastercard, American Express and IRIS payments online, through POS terminals and through an Android SoftPOS app. It splits and pays out marketplace funds and settles cash-on-delivery collections. It also issues merchant e-money wallets with Mastercard debit cards, and a consumer wallet that works only on the Skroutz marketplace.
It serves mainly merchants in Greece under its Bank of Greece licence. Its website states that the licence is passported to 12 countries. Its SoftPOS app may be used only in Greece.
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces · Consumers · Financial institutions
- Serves customers in
- Greece
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Georgios Syntelis Chief Executive Officer
Recent events
Researched 29 Sep 2026 · Sources
-
Other
Skroutz launched the Skroutz Wallet, an e-money wallet issued by the firm, in beta for Skroutz Plus users.
corporate.skroutz.gr ↗ -
Licence
The Bank of Greece authorised the firm as an electronic money institution by decision 508/3/26-7-2024.
everypay-public.s3.eu-central-1.amazonaws.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- EPSNGRA2XXX
- How the BIC breaks down
- EPSNBank
- GRCountry · Greece
- A2Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 254900V97XWSIIN1PU06
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 800509341
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- eac29781786b
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Money remittance
- Payment services
- Card acquiring
- Payment initiation
- Account information
- E-money / stored value
- Licensed in
- Greece
- Country · region
- Greece · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- KARNEADOU 25-29 FLOOR 1ST ATHENS 10675 GREECE
- Operational address
- KARNEADOU 25-29 FLOOR 1ST ATHENS 10675 ATHENS GREECE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>EPSNGRA2XXX</BICFI>
<LEI>254900V97XWSIIN1PU06</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>EPSNGRA2XXX</BICFI>
<LEI>254900V97XWSIIN1PU06</LEI>
<Nm>EVERYPAY PAYMENT SERVICES SINGLE MEMBER SOCIETE ANONYME</Nm>
<PstlAdr>
<TwnNm>ATHENS</TwnNm>
<Ctry>GR</Ctry>
<AdrLine>KARNEADOU 25-29 FLOOR 1ST ATHENS 10675</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2025-01-31 | Head office | — |
| Verification of Payee | 2025-10-06 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| EPSNGRA2TPS | INSTANT PAYMENTS | Athens | KARNEADOU 25-29 FLOOR 1ST ATHENS 10675 ATHENS GREECE | — | 2024-09-07 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
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