Greece · Payments & e-money
Euronet Merchant Services Payment Institution Single Member S.A.
Trading asEURONET MERCHANT SERVICES PAYMENT INSTITUTION
Euronet Merchant Services Payment Institution Single Member S.A. is a Greek single-member public limited company based in Kallithea, Athens, which trades as epay. The Bank of Greece authorises it as a payment institution under Law 4537/2018. Euronet Worldwide, Inc. owns it through EFT Services Holding B.V. It provides card and IRIS account-to-account payment acceptance to merchants in Greece, having taken over the merchant acquiring business that Euronet bought from Piraeus Bank in March 2022.
Licences and registrations
Held by Euronet Merchant Services Payment Institution Single Member S.A.. 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of Greece | Payment institutionPayment Institution | 801567852 | Greece | Active | 2022-02-18 | — |
|
Search the register ↗ |
Trading names on the register: EURONET MERCHANT SERVICES PAYMENT INSTITUTION (EBA-PSD2)
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory. No LEI is matched to this entry, and BICs are linked by LEI only.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% EFT Services Holding B.V.
Firm type
Merchant acquiring and processing
Trades as epay
- Ownership
- Euronet Worldwide, Inc. owns 100% of the firm through EFT Services Holding B.V., its Dutch holding company.
- Direct parent
- EFT Services Holding B.V. ↗, Netherlands 100%
- Ultimate owner
- Euronet Worldwide, Inc., United States
- Head office
- 1 Sachtouri & Poseidonos Ave., 176 74 Kallithea, Athens, Greece
- Company register
- GEMI 159277401000
- Incorporated
- 10 May 2021
- Name in the local language
- EURONET MERCHANT SERVICES ΙΔΡΥΜΑ ΠΛΗΡΩΜΩΝ ΜΟΝΟΠΡΟΣΩΠΗ ΑΝΩΝΥΜΗ ΕΤΑΙΡΕΙΑ
Online
- Websites & references
- epayworldwide.gr ↗
- Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 13 pages consulted
- lei.bloomberg.com/leis/view/213800GUQ9BW54B12W07
- lei.bloomberg.com/leis/view/549300RR351TEBX8QE90
- lei.bloomberg.com/leis/view/YG3575C4DSHJPA5KET68
- epayworldwide.gr/wp-content/uploads/2025/10/%CE%A3%CE%A5%CE%9C%CE%92%CE%91%CE%A3%CE%97_-%CE%A0%CE%9B%CE%91
- epayworldwide.gr/en/about-us/
- epayworldwide.gr/en/contact/
- sec.gov/Archives/edgar/data/1029199/000121390024016204/ex211_1.htm
- globenewswire.com/en/news-release/2022/03/16/2404190/23467/en/Euronet-Worldwide-Inc-Completes-Purchase-of-M
- ir.euronetworldwide.com/news-releases/news-release-details/euronet-signs-strategic-partnership-agreement-acquire-
- capital.gr/epixeiriseis/3965924/crediabank-sumfonia-gia-ti-metabibasi-sumbaseon-apodoxis-karton-stin
- greekecommerce.gr/news/member-announcements/euronet-payments360-conference-gold-sponsor/
- greekecommerce.gr/news/member-announcements/euronet-exagora-paynopain-omnichannel-pliromes/
- lawyer-monthly.com/2022/05/piraeus-banks-sale-of-merchant-acquiring-business-to-euronet-worldwide/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Bank of Greece authorises the firm as a payment institution under Law 4537/2018, which transposes PSD2. Its EBA register entry lists payment services including card acquiring.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bank of Greece Greece | Payment Institution | 801567852 | In its own name | Active | epayworldwide.gr ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Not disclosedThe firm's published merchant framework agreement and website do not say how it safeguards funds held for merchants.
- Payment schemes and card networks
- Visa Access not stated epayworldwide.gr ↗
Mastercard Access not stated epayworldwide.gr ↗
UnionPay International Access not stated epayworldwide.gr ↗
Discover Access not stated epayworldwide.gr ↗
Diners Access not stated epayworldwide.gr ↗
IRIS Payments (DIAS) Through a partner epayworldwide.gr ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It accepts Visa, Mastercard, UnionPay, Discover and Diners cards and IRIS account-to-account payments for Greek merchants through POS terminals, SoftPOS and e-commerce gateways, and offers dynamic currency conversion and daily settlement.
It serves merchants in Greece under its Bank of Greece licence.
- Sells to
- Small businesses · Enterprises
- Serves customers in
- Greece
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Spyros (Spyridon) Armeniakos Managing Director
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
CrediaBank agreed to transfer its merchant acquiring contracts to the firm, subject to regulatory approvals, with completion targeted for the third quarter of 2026.
ir.euronetworldwide.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 801567852
- BIC
- Holds no BIC in Swift’s directory
- LEI
- No LEI mapped
- Elucidate firm ID
- 18a986bc91bb
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Card acquiring
- Licensed in
- Greece · Europe & Central Asia
- First registered
- 2022-02-18
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
No LEI is matched to this entry, so GLEIF relationship records cannot be linked.
Addresses
- Address on the register
- 1, SACHTOURI Str. & POSEIDONOS Str., ATHENS, 17674
- Country
- Greece
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address. No LEI or clearing code is mapped in the directory
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<Nm>EURONET MERCHANT SERVICES PAYMENT INSTITUTION SINGLE MEMBER S.A.</Nm>
<PstlAdr>
<PstCd>17674</PstCd>
<TwnNm>ATHENS</TwnNm>
<Ctry>GR</Ctry>
<AdrLine>1, SACHTOURI Str. & POSEIDONOS Str.</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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