Czechia · Payments & e-money
Exchange S.R.O.
EXCHANGE s.r.o. is a Czech limited liability company with its seat in Prague 5 – Smíchov. The Czech National Bank (ČNB) authorised it in March 2011 as a payment institution for money remittance. The ČNB registered it as a bureau de change in November 2009. It converts currencies without cash and makes domestic, SEPA and international transfers for businesses and individuals. It also exchanges cash at one branch in Prague.
Licences and registrations
Held by Exchange s.r.o. (LEI 31570010000000104176). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterCzech National BankLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 25777726 | Czechia | Active | 2011-04-13 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- EXSOCZP1XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of EXSOCZP1 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2009-07-04
- Last updated
- 2009-07-04
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Privately held
Firm type
FX and business payments
Trades as Exchange
- Standing
- The firm closed its cash branch at náměstí Franze Kafky 2, Prague 1, on 22 December 2024. It now runs one cash branch at Štefánikova 203/23, Prague 5 – Smíchov, which is also its registered seat. The Kaprova 13/14 address in the Swift directory and in the headquarters field of the LEI record is out of date.
- Ownership
- The firm is privately held. A Peníze.cz interview describes Mikuláš Šveda as the owner of Exchange.
- Head office
- Štefánikova 203/23, 150 00 Prague, Czechia
- Company register
- Commercial register of the Municipal Court in Prague, section C, entry 69347 (IČO 25777726)
Online
- Websites & references
- exchange.cz ↗
oznameni.exchange.cz ↗ internal whistleblowing system, linked from the footer of exchange.cz
Wikidata Q54974158 ↗ - Official social accounts
- None found
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The ČNB authorises the firm as a payment institution under decision 2011/3046/570 of 28 March 2011, limited to money remittance. The ČNB also registered it for bureau de change activity under reference 2009/4810/761 of 25 November 2009.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Czech National Bank Czechia | Authorisation to operate as a payment institution (money remittance, Section 3(1)(f) Payment System Act) | 2011/3046/570 | In its own name | Active | exchange.cz ↗ |
| Czech National Bank Czechia | Certificate of registration for bureau de change activity | 2009/4810/761 | In its own name | Active | exchange.cz ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Not disclosedThe firm's terms and pre-contract information do not say how clients' funds are safeguarded. They also do not name the bank that holds them.
- Payment schemes and card networks
- SEPA Credit Transfer Through a partner exchange.cz ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
Clients agree each currency deal by telephone and pay the firm first. The firm then sends the converted funds to domestic, SEPA or foreign accounts. It also exchanges banknotes at its Smíchov branch.
It serves clients in Czechia and sends their payments to accounts in the EU and other countries. Its one cash branch is in Prague.
- Sells to
- Small businesses · Consumers · Enterprises
- Serves customers in
- Czechia
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm closed its cash branch at náměstí Franze Kafky 2 in Prague 1 on 22 December 2024.
exchange.cz ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- EXSOCZP1XXX
- How the BIC breaks down
- EXSOBank
- CZCountry · Czechia
- P1Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 31570010000000104176
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 25777726
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 60444f91cb2b
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Money remittance
- Payment services
- Licensed in
- Czechia
- Country · region
- Czechia · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1999
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- KAPROVA 13/14 PRAGUE 1 11000 CZECHIA
- Operational address
- KAPROVA 14/13 PRAGUE 11000 PRAGUE 1 CZECHIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>EXSOCZP1XXX</BICFI>
<LEI>31570010000000104176</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>EXSOCZP1XXX</BICFI>
<LEI>31570010000000104176</LEI>
<Nm>EXCHANGE S.R.O.</Nm>
<PstlAdr>
<TwnNm>PRAGUE</TwnNm>
<Ctry>CZ</Ctry>
<AdrLine>KAPROVA 13/14 PRAGUE 1 11000</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: exchange.cz (official website) · original.
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