United States · Financial institution
Fifth Third Bank, National Association
Fifth Third Bank, National Association is a federally chartered national bank headquartered in Cincinnati, Ohio. It is wholly owned by Fifth Third Financial Corporation, an intermediate holding company of Fifth Third Bancorp. Fifth Third Bancorp is listed on the New York Stock Exchange. The bank provides consumer, small business, commercial, payments and wealth and asset management services. On 1 February 2026, Comerica Bank and Comerica Bank & Trust, National Association merged into the bank, which continued as the surviving entity.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- FTBCUS3CXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under FTBCUS3C directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 1 branch code
- BIC first registered
- 1989-06-05
- Last updated
- 2025-06-18
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Fifth Third Financial Corporation
Institution type
Commercial bank
Trades as Fifth Third Bank
- Standing
- Comerica Bank and Comerica Bank & Trust, National Association merged into the bank on 1 February 2026. The bank continued as the surviving entity. Former Comerica accounts and branches moved to Fifth Third systems and branding in September 2026.
- Ownership
- Fifth Third Financial Corporation, an intermediate holding company of Fifth Third Bancorp, holds 100% of the bank.
- Direct parent
- Fifth Third Financial Corporation, United States 100%
- Ultimate owner
- Fifth Third Bancorp, United States
- Head office
- 38 Fountain Square Plaza, 45202 Cincinnati, United States
- Company register
- FDIC cert 6672; Federal Reserve RSSD ID 723112
Business lines
The group reports four segments: Commercial Banking, Consumer and Small Business Banking, Wealth and Asset Management, and General Corporate and Other. Commercial payments includes the Newline platform.
Online
- Websites & references
- 53.com ↗
ir.53.com ↗ investor relations site of Fifth Third Bancorp
Wikipedia ↗ group article
Wikidata Q1411810 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · YouTube ↗
Sources · 12 pages consulted
- ffiec.gov/npw/Institution/Profile/723112
- sec.gov/Archives/edgar/data/28412/000119312526032627/d91282d8k.htm
- s23.q4cdn.com/252949160/files/doc_financials/2026/q2/Q2-2026-Earnings-Release-Final.pdf
- sec.gov/Archives/edgar/data/35527/000003552726000193/q22026earningsrelease.htm
- ir.53.com/news/news-details/2026/Fifth-Third-Completes-Comerica-Technology-and-Brand-Conversion/def
- ir.53.com/news/news-details/2026/Fifth-Third-Completes-Merger-with-Comerica-to-Become-9th-Largest-U
- ir.53.com/news/news-details/2026/Fifth-Third-Announces-Credit-Leadership-Transition/default.aspx
- 53.com/content/fifth-third/en/personal-banking/about/corporate-governance/cg-board-of-directors.
- consumerfinance.gov/enforcement/actions/fifth-third-bank-national-association/
- ir.53.com/news/news-details/2024/Fifth-Third-Enters-into-Settlement-Agreement-with-CFPB/default.asp
- fool.com/earnings/call-transcripts/2026/07/17/fifth-third-fitb-q2-2026-earnings-call-transcript/
- en.wikipedia.org/wiki/Fifth_Third_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chair & chief executive
- Tim Spence Chairman, CEO and President
- Chief financial officer
- Bryan Preston Executive Vice President and Chief Financial Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisor
- United States
- Board of Governors of the Federal Reserve System Central bank
- United States
- Consumer Financial Protection Bureau Conduct
- United States
- Federal Deposit Insurance Corporation Resolution
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Other
The bank completed the conversion of about 600,000 Comerica customer accounts and 293 banking centres to Fifth Third systems and branding.
ir.53.com ↗ -
Merger / acquisition
Comerica Bank and Comerica Bank & Trust, National Association merged into the bank, which continued as the surviving bank.
sec.gov ↗ -
Leadership
Fifth Third announced that Chief Credit Officer Greg Schroeck would retire and that Kristof Schneider would succeed him.
ir.53.com ↗ -
Merger / acquisition
Fifth Third Bancorp signed an agreement to acquire Comerica Incorporated in an all-stock transaction.
sec.gov ↗ -
Enforcement
The Consumer Financial Protection Bureau (CFPB) imposed penalties totalling USD 20 million over unauthorised account openings and auto collateral protection insurance practices.
consumerfinance.gov ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- FTBCUS3CXXX
- How the BIC breaks down
- FTBCBank
- USCountry · United States
- 3CLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- QFROUN1UWUYU0DVIWD51
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1858
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Fifth Third Bancorp · United StatesTHRNG6BD57P9QWTQLG42 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 38 FOUNTAIN SQUARE PLAZA CINCINNATI 45263 UNITED STATES OF AMERICA
- Operational address
- FOUNTAIN SQUARE PLAZA 38 CINCINNATI,OH CINCINNATI,OH 45263 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>FTBCUS3CXXX</BICFI>
<LEI>QFROUN1UWUYU0DVIWD51</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>FTBCUS3CXXX</BICFI>
<LEI>QFROUN1UWUYU0DVIWD51</LEI>
<Nm>FIFTH THIRD BANK, NATIONAL ASSOCIATION</Nm>
<PstlAdr>
<TwnNm>CINCINNATI</TwnNm>
<Ctry>US</Ctry>
<AdrLine>38 FOUNTAIN SQUARE PLAZA CINCINNATI 45263</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| FTBCUS3CCUS | CUSTODY DEPARTMENT | Cincinnati | CINCINNATI,OH CINCINNATI,OH UNITED STATES OF AMERICA | — | 2025-06-18 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Fifth Third Bank · Public domain · Wikimedia Commons · original.
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