Lithuania · Payments & e-money
Finci, Uab
Finci, UAB is a Lithuanian private limited company based in Vilnius that trades as FINCI. The Bank of Lithuania authorises it as an electronic money institution under authorisation LB001933, valid from 5 December 2019, and lists it as a currency exchange operator. It provides multi-currency IBAN accounts, SEPA and Swift payments and Mastercard debit cards, mainly to businesses. It also offers BIN sponsorship to other financial firms as a Mastercard principal member. In June 2023 the Bank of Lithuania fined the firm EUR 30,000 for breaches of the Lithuanian anti-money-laundering law.
Licences and registrations
Held by Finci, Uab (LEI 894500LOH7JV49N5O219). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of LithuaniaLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value Institution | LB001933 | Lithuania | Active | 2019-12-05 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BAXXLT22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of BAXXLT22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · VOP · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2020-04-04
- Last updated
- 2023-01-07
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Not published
Firm type
E-money and accounts
Trades as FINCI
- Standing
- The firm was named Banxe, UAB until 13 October 2020 and Mr.Banxe, UAB until 24 February 2021, according to Banka Slovenije's notification list. Its Lithuanian national bank code 34200 is still listed under the name Banxe, UAB.
- Ownership
- The firm's shareholders are not disclosed on its website or on the Bank of Lithuania register entry.
- Head office
- Spaudos g. 6-1, LT-05132 Vilnius, Lithuania
- Company register
- Register of Legal Entities of Lithuania 304934066
- Former names
- Mr.Banxe, UAB · Banxe, UAB
Online
- Websites & references
- finci.com ↗
ib.finci.com ↗ internet bank login
openapi.finci.com ↗ open banking portal - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
- Apps
- Google Play ↗ · App Store ↗
Sources · 14 pages consulted
- lb.lt/en/sfi-financial-market-participants/finci-uab
- finci.com
- finci.com/en/about-us
- finci.com/en/legal-documents
- finci.com/files/7/ENG_General_Terms_and%20_Conditions_06-03-2025.pdf
- finci.com/en/news/welcoming-lana-sausa-to-the-finci-board
- finci.com/en/news/dmitry-babovsky-appointed-finci-cto
- finci.com/en/news/finci-and-narvi-announce-bin-sponsorship-deal
- finci.com/en/news/the-future-of-sepa-access
- finci.com/en/client-funds-account
- finci.com/en/news
- bsi.si/storage/uploads/cb01534b-a896-4e8e-a8fb-c6a3ee5b7586/20260515-LIST-OF-NOTIFICATIONS-OF-EL
- uzraudziba.bank.lv/en/market/payment-service-providers/electronic-money-institutions/service-providers-from-
- 15min.lt/verslas/naujiena/finansai/e-pinigu-istaigai-finci-30-tukst-euru-bauda-662-2073950
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Bank of Lithuania authorises the firm as an electronic money institution with a non-limited licence (authorisation code LB001933; the firm cites licence No. 60). The same register lists it as a currency exchange operator.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bank of Lithuania Lithuania | Electronic money institution licence (non-limited activity); the firm cites it as licence No. 60 | LB001933 | In its own name | Active | lb.lt ↗ |
| Bank of Lithuania Lithuania | Currency exchange operator (list entry) | — | In its own name | Active | lb.lt ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Not disclosedThe firm does not state on its website or in its general terms how or where customers' funds are safeguarded.
- Payment schemes and card networks
- Mastercard Direct finci.com ↗
SEPA Credit Transfer and SEPA Instant Credit Transfer Direct finci.com ↗
Swift Direct finci.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers multi-currency business accounts in EUR, GBP, PLN and USD, escrow and client funds accounts, and Mastercard cards. It also offers co-branded card and BIN sponsorship programmes to other firms, and states that more than 1,000 businesses use its services.
It serves customers from Lithuania under its Lithuanian licence. The Bank of Lithuania records cross-border services without a branch in 28 other member states.
- Sells to
- Small businesses · Enterprises · Financial institutions · Consumers
- Serves customers in 37 countries
- Lithuania · Latvia · Estonia · Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Finland · France · Germany · Greece · Hungary · Iceland · Ireland · Italy · Liechtenstein · Luxembourg · Malta · Netherlands · Norway · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden · Andorra · Monaco · San Marino · Vatican City · Switzerland · United Kingdom · Guernsey
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Mihails Kuznecovs
Chief Executive Officer
- Chief financial officer
-
Dovile Jasikoniene
Chief Financial Officer
- Compliance / MLRO
-
Marko Dronjaks
Director of Compliance
- Compliance / MLRO
- Rasa Jasiulionyte Money Laundering Reporting Officer
- Executive
- Lana Sausa Board member; Chief Operational Officer
- Executive
- Dmitrijs Babovskis (Dmitry Babovsky) Chief Technology Officer
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The firm appointed Dmitry Babovsky as Chief Technology Officer, succeeding Aleksey Pondin.
finci.com ↗ -
Leadership
Lana Sausa joined the firm's board after regulatory approval, succeeding Aleksey Pondin.
finci.com ↗ -
Other
Narvi, a Finnish electronic money institution, chose the firm as BIN sponsor for its Mastercard card programme.
finci.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BAXXLT22XXX
- How the BIC breaks down
- BAXXBank
- LTCountry · Lithuania
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 894500LOH7JV49N5O219
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- LB001933
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 92ae9fdf9b0a
- National bank code
- Financial institution code 34200
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- E-money / stored value
- Licensed in
- Lithuania
- Country · region
- Lithuania · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- MENULIO G. 11-101 VILNIUS 04326 LITHUANIA
- Operational address
- MENULIO G. 11-101 VILNIUS 04326 VILNIUS LITHUANIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BAXXLT22XXX</BICFI>
<LEI>894500LOH7JV49N5O219</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BAXXLT22XXX</BICFI>
<LEI>894500LOH7JV49N5O219</LEI>
<Nm>FINCI, UAB</Nm>
<PstlAdr>
<TwnNm>VILNIUS</TwnNm>
<Ctry>LT</Ctry>
<AdrLine>MENULIO G. 11-101 VILNIUS 04326</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2020-08-31 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2021-07-27 | Head office | — |
| Verification of Payee | 2025-09-12 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Financial institution code · Lithuania
1 code file of 2025-11-18
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 34200 | BAXXLT22 | Banxe, UAB | Vilnius |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- National bank codes—Lithuania (Source: Bank of Lithuania).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Mihails Kuznecovs: finci.com (official website) · original; Dovile Jasikoniene: finci.com (official website) · original; Marko Dronjaks: finci.com (official website) · original.
Assess the financial crime risk behind a BIC
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