Lithuania · Payments & e-money
Flywire Europe, UAB
Flywire Europe, UAB is a private limited company (UAB) based in Vilnius, Lithuania. The Bank of Lithuania authorises it as a payment institution under licence LB001924, valid from 19 September 2019. Flywire Payments Limited of the United Kingdom set up the firm in February 2019. It belongs to the group of Flywire Corporation, which is listed on Nasdaq. Within the Flywire platform, it collects payments for education, healthcare, travel and business-to-business clients. It also acts as merchant of record for card payments.
Licences and registrations
Held by Flywire Europe, UAB (LEI 984500F1A046CA6BF696). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of Lithuania | Payment institutionPayment Institution | LB001924 | Lithuania | Active | 2019-09-19 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
Flywire Payments Limited
Firm type
FX and business payments
Trades as Flywire
- Ownership
- Flywire Payments Limited of the United Kingdom is the direct parent, and Flywire Corporation, listed on Nasdaq as FLYW, is the ultimate parent.
- Direct parent
- Flywire Payments Limited, United Kingdom
- Ultimate owner
- Flywire Corporation, United States
- Head office
- Gynėjų g. 14-120, LT-01109 Vilnius, Lithuania
- Company register
- Register of Legal Entities of Lithuania 305020885
- Incorporated
- 2019
Online
- Websites & references
- flywire.com ↗
pay.flywire.com ↗ payer payment portal (group)
ir.flywire.com ↗ investor relations site of Flywire Corporation
help.flywire.com ↗ payer help centre (group) - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · Vimeo ↗
Sources · 10 pages consulted
- lb.lt/en/sfi-financial-market-participants/flywire-europe-uab
- lb.lt/lt/naujienos/lietuvos-banko-finansu-rinkos-prieziuros-komiteto-sprendimai-56
- flywire.com
- flywire.com/legal
- flywire.com/legal/terms-of-use
- flywire.com/aml-compliance
- assets.flywire.com/documents/Flywire-Compliance-Overview.pdf
- lrt.lt/naujienos/verslas/4/2380295/teismas-lb-nepagristai-skyre-40-tukst-euru-bauda-flywire-euro
- ir.flywire.com/news-releases/news-release-details/flywire-reports-first-quarter-2026-financial-results
- ir.flywire.com/static-files/f332b704-fe6a-4c05-af4c-b905afad9e96
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Bank of Lithuania authorises the firm as a payment institution under licence LB001924. Its authorised activities are money remittance, issuing and acquiring of payment instruments, and cash placement and withdrawal on payment accounts. The Bank of Lithuania also lists the firm as a currency exchange operator. Flywire's AML compliance overview describes the Lithuanian licence as the group's passported licence for the European Union.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bank of Lithuania Lithuania | Payment institution licence | LB001924 | In its own name | Active | lb.lt ↗ |
| Bank of Lithuania Lithuania | Currency exchange operator (register category) | — | In its own name | Active | lb.lt ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Not disclosedNeither the firm's public pages nor the group's terms of use set out how the firm safeguards payers' funds.
- Payment schemes and card networks
- Visa Access not stated flywire.com ↗
Mastercard Access not stated flywire.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
Flywire collects cross-border and domestic payments, such as tuition, patient bills, travel bookings and invoices, on behalf of institutions and businesses. Payers pay in their local currency.
The Bank of Lithuania register lists the firm as providing services without a branch in 29 other EEA member states.
- Sells to
- Enterprises · Public sector · Consumers
- Serves customers in
- Lithuania
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Mike Massaro Chief Executive Officer, Flywire Corporation (group parent, not this entity)
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Flywire Corporation, the group parent, acquired Sertifi LLC for USD 330 million in upfront cash.
ir.flywire.com ↗ -
Enforcement
The Regional Administrative Court annulled the part of the Bank of Lithuania decision that imposed the fine on the firm. The ruling could be appealed.
lrt.lt ↗ -
Enforcement
The Bank of Lithuania fined the firm EUR 40,000 for breaching own-capital requirements in the third and fourth quarters of 2023.
lb.lt ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- LB001924
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 999377892616
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Money remittance
- Payment services
- Card acquiring
- Licensed in
- Lithuania · Europe & Central Asia
- First registered
- 2019-09-19
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Flywire Payments Limited · United Kingdom98450001CE8MZ8047016 ↗
- Ultimate parent
- Flywire Corporation · United States54930055DSV7NNY4VY66 ↗
The Flywire Corporation group has 2 institutions in the directory, in 2 countries: none holds a BIC.
Including Flywire Payments Limited.
See the Flywire Corporation group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Gynėjų g. 14-120, Vilnius, 01109
- Country
- Lithuania
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>984500F1A046CA6BF696</LEI>
<Nm>Flywire Europe, UAB</Nm>
<PstlAdr>
<PstCd>01109</PstCd>
<TwnNm>Vilnius</TwnNm>
<Ctry>LT</Ctry>
<AdrLine>Gynėjų g. 14-120</AdrLine>
</PstlAdr>
</FinInstnId>- CBPR+ does not accept the characters ė ų in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
Book a demo