Spain · Payments & e-money
Global Payments Moneytopay, Ede, S.l.
Legal name in the LEI recordGLOBAL PAYMENTS MONEYTOPAY, EDE SL
Global Payments MoneyToPay, EDE, S.L. is a Spanish private limited company with its head office in Madrid. The Banco de España supervises it as an electronic money institution under entity code 6702. It was authorised by the Ministry of Economy and Finance and incorporated in Barcelona in September 2012. CaixaBank created the business in 2012, and CaixaBank and Global Payments announced in April 2020 that Global Payments would hold 51% and CaixaBank 49%. Under the MoneyToPay brand it issues Visa prepaid, gift and travel cards to consumers and businesses. CaixaBank, S.A. in Spain and Banco BPI, S.A. in Portugal distribute the cards as its agents.
Licences and registrations
Held by Global Payments Moneytopay, Ede, S.l. (LEI 9598009Q36ZSCPSZWT27). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of Spain | Electronic money institutionE-Money / Stored Value Institution | 6702 | Spain | Active | 2019-03-15 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
Firm type
E-money and accounts
Trades as MoneyToPay
- Ownership
- According to the April 2020 announcement, Global Payments holds 51% through its Netspend business and CaixaBank holds 49% through CaixaBank Payments & Consumer. The firm's website still describes it as owned by CaixaBank and Global Payments.
- Ultimate owner
- Global Payments Inc., United States
- Major shareholders
- Global Payments Inc. (via subsidiary) 51%
CaixaBank, S.A. (at announcement via CaixaBank Payments & Consumer) 49% - Head office
- Avenida Manoteras 20, Edificio París, 28050 Madrid, Spain
- Company register
- Registro Mercantil de Madrid, hoja M-657263 (NIF B-65866105)
- Incorporated
- 7 Sep 2012
- Former name
- CaixaBank Electronic Money, EDE, S.L.
Online
- Websites & references
- moneytopay.com ↗
- Official social accounts
- Facebook ↗ · Instagram ↗ · YouTube ↗
- Apps
- Google Play ↗ · App Store ↗
Sources · 8 pages consulted
- moneytopay.com/es/
- moneytopay.com/es/aviso-legal
- moneytopay.com/es/terminos-y-condiciones
- moneytopay.com/es/quienes-somos
- caixabank.com/en/headlines/news/caixabank-and-global-payments-create-a-joint-venture-with-a-view-to-lea
- caixabank.es/particular/tarjetas/tarjeta-prepago-money.html
- paymentmedia.com/news-4787-espaa-caixabank-vende-el--de-moneytopay-a-global-payments-.html
- iberianlawyer.com/l-w-guides-global-payments-acquisition-of-moneytopay/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Banco de España supervises the firm as an electronic money institution (entidad de dinero electrónico) under entity code 6702. It issues the cards under its own licence. CaixaBank, S.A. and Banco BPI, S.A. act as its authorised agents.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Banco de España Spain | Entidad de dinero electrónico (electronic money institution) | 6702 | In its own name | Active | moneytopay.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it deposits funds received for e-money issuance in a separate account in its own name at CaixaBank, S.A., over which customers have a right of separation in insolvency.
- Safeguarding bank
- CaixaBank, S.A. Spain
- Payment schemes and card networks
- Visa Access not stated moneytopay.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It issues reloadable Visa prepaid cards that need no bank account, together with gift cards sold at retailers, a travel card and cards for corporate expenses, flexible pay, incentives and social aid.
It serves customers in Spain directly and through CaixaBank as its agent, and in Portugal through Banco BPI as its agent.
- Payment volume
- EUR 700mcard purchase volume (facturación en compras) of the MoneyToPay prepaid card portfolio
- Sells to
- Consumers · Small businesses · Enterprises · Public sector
- Serves customers in 2 countries
- Spain · Portugal
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 6702
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- dd7db810603e
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Payment services
- E-money / stored value
- Licensed in
- Spain · Europe & Central Asia
- First registered
- 2019-03-15
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Address on the register
- AVENIDA MANOTERAS 20, MADRID, 28050
- Country
- Spain
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>9598009Q36ZSCPSZWT27</LEI>
<Nm>GLOBAL PAYMENTS MONEYTOPAY, EDE, S.L.</Nm>
<PstlAdr>
<PstCd>28050</PstCd>
<TwnNm>MADRID</TwnNm>
<Ctry>ES</Ctry>
<AdrLine>AVENIDA MANOTERAS 20</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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