France · Payments & e-money
Gocardless Sas
GoCardless SAS is a Paris-based société par actions simplifiée. The Autorité de Contrôle Prudentiel et de Résolution (ACPR) authorises it as a payment institution under bank code (CIB) 17118. It is the GoCardless group's contracting entity for businesses in Europe, offering bank-debit collection, Pay by Bank and account information services. It is a subsidiary of GoCardless Ltd of London, and Mollie completed its acquisition of the GoCardless group on 1 September 2026.
Licences and registrations
Held by Gocardless Sas (LEI 9695005IAUAJMRN0YW40). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterPrudential Supervisory and Resolution AuthorityLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 834422180 | France | Active | 2019-06-06 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- GOAAFRP1XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of GOAAFRP1 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SDD Core · SDD B2B · VOP
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2018-12-01
- Last updated
- 2022-12-10
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
GoCardless Ltd
Firm type
Merchant acquiring and processing
Trades as GoCardless
- Standing
- Mollie completed its acquisition of the GoCardless group on 1 September 2026. GoCardless continues to trade as "GoCardless, a Mollie company" and has said there are no immediate changes to existing contracts.
- Ownership
- The firm is a subsidiary of GoCardless Ltd of London. Mollie completed its acquisition of the GoCardless group on 1 September 2026.
- Direct parent
- GoCardless Ltd, United Kingdom
- Ultimate owner
- Mollie, Netherlands
- Head office
- 7 rue de Madrid, 75008 Paris, France
- Company register
- RCS Paris 834 422 180 (SIREN 834422180)
- Incorporated
- 2018
- Founder
- Hiroki Takeuchi
Online
- Websites & references
- gocardless.com ↗
docs.gocardless.com ↗ developer documentation
developer.gocardless.com ↗ developer documentation (Bank Account Data)
gocardless-status.com ↗ service status page - Official social accounts
- None found
Sources · 15 pages consulted
- gocardless.com/g/regulatory-info
- gocardless.com/legal/general-terms-self-serve-europe
- lb.lt/en/sfi-financial-market-participants/gocardless-sas
- assets.ctfassets.net/40w0m41bmydz/4f2AjIwS8m5tCKCahSdJYi/cbf5e8dd827591a8cde3066767095e74/GoCardless_SAS_Regul
- gocardless.com/
- gocardless.com/legal
- gocardless.com/legal/merchants
- gocardless.com/blog/mollie-and-gocardless-combine
- gocardless.com/blog/mollie-to-acquire-gocardless
- finextra.com/pressarticle/110784/mollie-completes-acquisition-of-gocardless
- developer.gocardless.com/direct-funds-settlement
- developer.gocardless.com/bank-account-data/overview
- gocardless.com/legal/definitions-document
- support.gocardless.com/hc/en-us/articles/360001245585-Eurozone-SEPA-custom-payment-pages
- annuaire-entreprises.data.gouv.fr/entreprise/834422180
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The ACPR authorises the firm as a payment institution under bank code (CIB) 17118. The EBA register lists payment services, acquiring, payment initiation and account information for it. The Bank of Lithuania lists it as an EU payment institution providing services in Lithuania without a branch.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Autorité de Contrôle Prudentiel et de Résolution (ACPR) France | Payment institution (établissement de paiement), bank code (CIB) 17118; EBA PSD2 register entry 834422180 since 6 June 2019 | 17118 | In its own name | Active | gocardless.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsGoCardless states that customers' payments are collected into its safeguarding account before being paid out. It says these funds are held with banks and kept separate from its own funds where required. These statements are group-level.
- Payment schemes and card networks
- SEPA Direct Debit Access not stated gocardless.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm lets businesses collect one-off and recurring payments by bank debit, including SEPA Direct Debit, and by Pay by Bank. It also provides account information services (GoCardless Bank Account Data) in the EEA.
The firm contracts with businesses in Europe under its French licence. The GoCardless developer site says its account information service is available in all EEA countries subject to PSD2.
- Payment volume
- USD 130bnpayments processed globally per year, as stated by the GoCardless brand
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces
- Serves customers in 30 countries
- France · Germany · Spain · Italy · Netherlands · Belgium · Ireland · Portugal · Austria · Finland · Sweden · Denmark · Lithuania · Latvia · Estonia · Luxembourg · Malta · Cyprus · Greece · Poland · Czechia · Slovakia · Slovenia · Croatia · Hungary · Romania · Bulgaria · Norway · Iceland · Liechtenstein
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Hiroki Takeuchi Co-founder and CEO, GoCardless (group level)
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Mollie completed its acquisition of the GoCardless group, which now operates as "GoCardless, a Mollie company".
gocardless.com ↗ -
Merger / acquisition
Mollie agreed to acquire the GoCardless group, subject to regulatory approvals.
gocardless.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- GOAAFRP1XXX
- How the BIC breaks down
- GOAABank
- FRCountry · France
- P1Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 9695005IAUAJMRN0YW40
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 834422180
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 236bb5ffcdb0
- National bank code
- Code interbancaire (CIB) 17118 + 1 more
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- Payment initiation
- Account information
- Licensed in
- France
- Country · region
- France · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 7 RUE DE MADRID PARIS 75008 FRANCE
- Operational address
- 7 RUE DE MADRID PARIS 75008 PARIS FRANCE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>GOAAFRP1XXX</BICFI>
<LEI>9695005IAUAJMRN0YW40</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>GOAAFRP1XXX</BICFI>
<LEI>9695005IAUAJMRN0YW40</LEI>
<Nm>GOCARDLESS SAS</Nm>
<PstlAdr>
<TwnNm>PARIS</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>7 RUE DE MADRID PARIS 75008</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2019-11-04 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2019-11-04 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2025-10-06 | Head office | — |
| Verification of Payee | 2025-09-08 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Code interbancaire (CIB) · France
2 codes
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 17118 | GOAAFRP1XXX | GoCardless SAS | PARIS |
| 17398 | GOAAFRP1XXX | GoCardless SAS | PARIS |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- National bank codes—France (Source: ACPR – REGAFI).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: gocardless.com (official website) · original.
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