United States · Credit institution

Goldman Sachs Bank USA

Goldman Sachs Bank USA is a New York State-chartered bank and a member of the Federal Reserve System. Its principal office is in New York. It is a wholly owned subsidiary of The Goldman Sachs Group, Inc. and describes itself as the group's primary deposit-taking entity. It takes deposits from private bank clients, US consumers through Marcus by Goldman Sachs, institutions and corporations. It also lends, provides transaction banking services and deals in derivatives. It owns Goldman Sachs Bank Europe SE in Frankfurt and operates branches in Salt Lake City, Draper and London.

BICGSCMUS33XXX LEIKD3XUN7C6T14HNAYLU02 Licence no.Not on a tracked register Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under GSCMUS33 directly. Global systemically important bank · bucket 2 1 branch code Group: The Goldman Sachs Group, Inc. Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers. It is on the FSB G-SIB list (see Regulatory status): that is a designation, not a licence on a tracked register.

  • The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

Regulatory status

FSB · global systemically important banks

2025 list

G-SIB
Goldman Sachs
Relation
Main operating bank of a G-SIBThe G-SIB group’s principal bank, as identified by Elucidate from the FSB list and GLEIF.
Bucket
2 of 5 · extra capital buffer 1.5% of risk-weighted assets
On the list since
2011

Swift network

Swift’s ISO 9362 BIC directory

BIC
GSCMUS33XXX head office
Connection to Swift
Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under GSCMUS33 directly.
Swift GPI
Not on the member list
Payment schemes and systems
No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes
1 branch code
Other BICs with this LEI
GSLDGB2L · GSTRUS33 · GSBUGB2L
BIC first registered
1998-03-07
Last updated
2025-11-15

Overview

Researched 29 Sep 2026 · Sources

Total assets

Not published

Employees

Not published

Ownership

Group subsidiary

100% The Goldman Sachs Group, Inc.

Institution type

Commercial bank

Ownership
The Goldman Sachs Group, Inc. owns 100% of the bank.
Direct parent
The Goldman Sachs Group, Inc., United States 100%
Head office
200 West Street, 10282 New York, United States

Business lines

  • Private banking & wealth
  • Corporate banking
  • Retail banking
  • Transaction banking & payments
  • Cards
  • Markets & trading
  • Mortgage lending

According to its own reports, the bank lends to corporate, real estate and wealth management clients, takes consumer deposits through Marcus, issues the Apple Card and deals in derivatives for market making and risk management.

Online

Websites & references
goldmansachs.com ↗
marcus.com ↗ Marcus by Goldman Sachs consumer deposit site (products provided by the bank's Salt Lake City branch)
Wikipedia ↗ group article
Official social accounts
None found
Sources · 10 pages consulted
  1. goldmansachs.com/investor-relations/financials/subsidiary-financial-info/gsbank-usa
  2. goldmansachs.com/our-firm/our-people-and-leadership/leadership
  3. consumerfinance.gov/enforcement/actions/goldman-sachs-bank-usa/
  4. consumerfinance.gov/enforcement/actions/apple-inc/
  5. goldmansachs.com/investor-relations/financials/subsidiary-financial-info/gsbank-usa/2025/gsbank-usa-q2-202
  6. marketscreener.com/quote/stock/THE-GOLDMAN-SACHS-GROUP-I-12831/news/Goldman-Sachs-Bankand-Subsidiaries-2024-
  7. insurancenewsnet.com/oarticle/goldman-sachs-bank-usa-and-subsidiaries-2024-annual-report
  8. stocktitan.net/sec-filings/GS/10-q-goldman-sachs-group-inc-quarterly-earnings-report-2ecff79c9ae4.html
  9. bankingdive.com/news/goldman-sachs-ceo-solomon-47-million-pay-20-raise-apple-card-waldron-dimon/810505/
  10. marcus.com/us/en

Supervisors & regulators

Researched 29 Sep 2026 · Sources

United States
Board of Governors of the Federal Reserve System Prudential supervisorCentral bankAML supervisor
United States
New York State Department of Financial Services Prudential supervisorAML supervisor
United States
Consumer Financial Protection Bureau Conduct
United States
Federal Deposit Insurance Corporation Resolution
United States
Commodity Futures Trading Commission Other

Recent events 1 enforcement or investigation item

Researched 29 Sep 2026 · Sources

  1. Other

    The bank's parent reported a December 2025 agreement to move the Apple Card programme, issued by the bank, to another issuer.

    stocktitan.net ↗
  2. Enforcement

    The CFPB ordered the bank to pay a USD 45 million civil penalty and USD 19.8 million redress over Apple Card dispute handling and marketing.

    consumerfinance.gov ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

Identifiers

Head-office record

BIC
GSCMUS33XXX
How the BIC breaks down
  1. GSCMBank
  2. USCountry · United States
  3. 33Location
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
KD3XUN7C6T14HNAYLU02
LEI record
View on GLEIF ↗
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

Profile

Type
Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
Regulation
Prudentially supervised (FSB G-SIB list)Prudentially supervised, according to the FSB 2025 G-SIB list. This is a designation, not a licence on a tracked register.
Register licences
None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region
United States · North America
FSB G-SIB list
Bucket 2 of 5 list of 2025
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

Ownership and group

GLEIF relationship records

Direct parent
The Goldman Sachs Group, Inc. · United States784F5XWPLTWKTBV3E584 ↗
FSB G-SIB list
Main operating bank of a G-SIB · Goldman Sachs bucket 2 · 2025 listThe G-SIB group’s principal bank, as identified by Elucidate from the FSB list and GLEIF.

The The Goldman Sachs Group, Inc. group has 181 institutions in the directory, in 37 countries: all hold a BIC.

Including Goldman Sachs Bank Europe SE, Amsterdam Branch, Goldman Sachs Bank Europe SE, Goldman Sachs Bank Europe SE, Dublin Branch, Goldman Sachs Bank Europe SE, Luxembourg Branch, Goldman Sachs Bank Europe SE, Succursale Italia.

See the The Goldman Sachs Group, Inc. group →

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

Addresses

Registered address
200 WEST STREET NEW YORK 10282 UNITED STATES OF AMERICA
Operational address
200 WEST STREET NEW YORK,NY NEW YORK,NY 10282 UNITED STATES OF AMERICA

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI
Roles in CBPR+
Any agent, including the instructing and instructed agents

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>GSCMUS33XXX</BICFI>
  <LEI>KD3XUN7C6T14HNAYLU02</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>GSCMUS33XXX</BICFI>
  <LEI>KD3XUN7C6T14HNAYLU02</LEI>
  <Nm>GOLDMAN SACHS BANK USA</Nm>
  <PstlAdr>
    <TwnNm>NEW YORK</TwnNm>
    <Ctry>US</Ctry>
    <AdrLine>200 WEST STREET NEW YORK 10282</AdrLine>
  </PstlAdr>
</FinInstnId>

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

Network

Branch codes

BICBranchCityAddressLEIUpdated
GSCMUS33CLS — New York 200 WEST STREET NEW YORK,NY NEW YORK,NY 10282 UNITED STATES OF AMERICA — 2019-07-20

See every BIC in United States →

Claim this profile

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
  • Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

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